Lifestyle UPGRADES via Debt-Free Wealth

How you spend what you earn determines your quality of life, and burden of stress.  The Debt-Free Wealth Way is about enjoying a lifestyle you desire and deserve, debt-free.  This is an ideal, a goal worthy of pursuing, and along the journey, I discourage depravity and depression.  The focus is on what you have and want, rather than what you don't have or don't want. To create a life of ultimate financial freedom will take time, sacrifice and focus.  Living within and below your means is an absolute requirement for financial freedom to happen for you - however, since living within and below your means, for most is leads to a lifestyle of lack, we take the short-term approach to sacrifice with a long term view to expanding wealth. Listen in as I give an overview of my signature 30/50/20 income distribution strategy to lifestyle upgrades and debt-free wealth.

Have you made a vision board?  Do you know what a vision board is and why so many make one?  Do they work? Let's talk about vision, vision boards, and manifesting what you visualize. I saw a facebook post where one person vented a frustration on vision boards being a waste of time.  I use them and many successful leaders I know do too.  Chances are, the person venting was aware of the claim that vision boards help people achieve their dreams, but could not figure out how to make that happen on their end. If you believe in the law of attraction, you need to be doing this.  Vision boards are a really cool tool, and success strategy, so let's talk about why, and how to manifest what you visualize.

Whatever your passion or interest, chances are, there is an MLM for that.  When it comes to creating an income stream in an area you enjoy, the start from scratch is the default go-to for many; yet, more and more Network Marketing opportunities exist in the space you want to be in, ready with your affordable, turn-key, ready-to-go biz in a box. Considering I have been in both and have observed team-mates and friends do the same, I will share MY OBSERVATIONS regarding what I see are the Pros and Cons for the start-up to consider when deciding on an approach. This can get intense because both models tend to have strong opinion of the other, and because no one wants to feel 'wrong' about the choice they made, they defend it strongly and will often take your negative comments personally. I will try hard to be as neutral as possible on this, not because I do not have a preference, but because you do, and I want to create that conversation in your head, and with your peers so you walk away confirming your position, or questioning the heck out of it. I hope you will consider adding your comments below in the comment area if you miss the opportunity to call it in live.  

Malachi 3:10 "Bring the full amount of your tithes to the Temple, so that there will be plenty of food there. Put me to the test and you will see that I will open the windows of heaven and pour out on you in abundance all kinds of good things." (GNT)   This challenge is ONLY for the faithful. This is NOT easy to do. Test God in this. JOIN the challenge.    Get support and encouragement to stay the course. Report prayer requests and praise reports. I will do weekly Prayer Hangouts for anyone who has posted or wants to join in.  Whether you believe being a Christian entitles you to prosperity or not, being a Christian is profitable for your bottom line.  So, how do I make the claim that being a Christian is profitable for our bottom line? Simple  *The Bible is the ultimate playbook for life.* It is a practical and relevant guide to life, including our career, success, and financial health. If you live according to the word of God your life will improve, while at the same time, it may also put you in line for persecution. Even if you end up being persecuted for your faith, your reward is that much greater, so no matter how you cut this cake, it is profitable to be a Christian. 

Plan 2015 on PURPOSE! Call in LIVE, or leave a post and I will read it on the air for you. Friday, Jan 2, 2015. Listen in on www.DebtFreeWealthRADIO.com @ 10:45AM There is something POWERFUL about writing, declaring, and hearing your intentions spoken back to you, that help MOVE YOU to taking ACTION!!!! Want to call it in yourself? Call (323) 417-6775 between 10-10:15 am EST MARK YOUR CALENDARS!

2014 has been an incredible year.  After a quick year in review, we move into the Shout Out Show! Post below OR call in during the live show and share greetings with your team, your classmates, your clients, your staff, your mastermind group, your congregation, your Bible study group, your family, or your friends. If you post it below (or on my Facebook page), I will read it on the air. OR call in during the LIVE Show and do the shout out yourself! Friday Dec 19 @ 10am EST call (323) 417-4776 between 10 - 10:15am. When you call, please HOLD as you will be in the queue. I will stay on the air till 10:30am if we have the calls on hold but all calls must be in by 10:15am.

Pastor Tony Davis is a husband, father of four, pastor and entrepreneur; so people are sometimes confused about what he does. With a small, but growing congregation with Glad Tidings Church of God in Christ, the church is unable to pay Pastor Davis a salary allowing him to dedicate full-time to the church, yet, even so, the church still has full-time demands. Dedicated to the gospel, yet still needing to meet the needs of his family, Tony knew another j-o-b would only pull him further away from his family, the needs of his church, and time to prepare for Sunday's message.  Tent making is a more common than we know, and Pastor Tony supplements his income with his entrepreneurial adventures.  Join me as I chat with Tony

President Obama says "When anybody in this country is not being treated equally under the law, that's a problem," he added. "It's incumbent on all of us as Americans ...that we recognize that this is an American problem and not just a black problem. It is an American problem when anybody in this country is not being treated equally under the law." Source: http://www.huffingtonpost.com/2014/12/03/obama-eric-garner-decision_n_6264762.html However, outside of the legal dilemna that is surfacing as a racial divide is an economical divide that people chant as being also evidence of inequality. I intend to keep politics out of this.  Money talks.  Let's hear what money says, because money has no emotion, no ability to be swayed by tears.  Money tends to move from the hand that holds it to the hands of those with experience. People, it is time to move to the front of the room.

Slavery exists where a person is in bondage to something and cannot express free choice.    Drug and alcohol addicts know their habit is potentially fatal, yet they reach for the next hit.  Those who sell this stuff are willing to give free samples and create the environment to trap those whose goal is an unreal flight of fantasy, a trip to the pain-free stratosphere. Play in that stratosphere long enough, and the strongest person will slip into the zone of slavery, and then the reality sets in, but escape is almost impossible. Some hate their jobs yet are just as addicted to the paycheck, and stay for their next hit. That next pay-date, when for maybe 24 hours, all is well with the world.  Too often, like the drug and alcohol high, this joy is also very temporary and the pain rush returns creating a cycle where you hang in there for the next payday, anticipating the temporary escape from the pain. This show is not for those who love their jobs, or for those who already know the freedom of doing what you love no matter how well, or how poorly it pays.  This show is for those who love their paycheck, and hate their jobs. There is a way to create your escape one dollar at a time.  Few will take this road, because as much as the idea of freedom is appealing, the golden handcuffs of the paycheck yanks them back in fear.  The painful known seems easier than the unknown path to freedom.  Believing the road exists, that you can walk it, and read the destination requires a faith that has been stripped away the longer the paycheck golden handcuffs are on.  Yet, some do take the first step, then the second, and the third. Learn How.

WARNING!!!  This content will be touch on the current Obama immigration concept and Isreal.  CONTROVERSIAL CONTENT! As a Jamaican born, nationalized citizen of the USA, I had to learn some key historic moments in order to sit and pass my citizenship test.  I am thankful to be here - and yes, I came here legally. The desire for religious freedom was integral  to the flood of people who came to this land, and while hoards of immigrants still come here, and want to come here, religious freedom is no longer the goal. There is a cycle I have observed and want to share.   Faith to move into the unknown often brings incredible blessing. Blessings lead to abundance.  Abundance often leads to greed.  Greed leads to jealousy and a disregard for others, which leads to the a love of self over others.  The self-serving spirit leads to apathy, and an increase in crime.  Apathy and an increase in crime leads to abject poverty.  Abject poverty leads to seeking freedom and opportunity elsewhere.  Seeking freedom and opportunity elsewhere leads to immigration to other places.  The cycle of immigration, assimilation, population expansion, and redistribution continues.  Maybe if this season we remember why this nation got great. Focus on being thankful for what we have; give generously to those we love, and those who need some love, and be in a spirit of thanks-giving, this Thanksgiving - we might bring more joy into our lives and the lives of others as we shift focus from the negative to the positive things about this season, and the reason we celebrate it  

Having a website is a start, but it is not all there is to having an online, or digital presence. My special guest, Alex Rodriguez is the author of Digital Bacon, and a a Creative Strategist who develops high end digital marketing campaigns for companies that wish to transform their brand and attract more business.  He will share the five qualities that can make your brand sizzle online. He specializes in digital product and brand launches. Throughout almost two decades, he has created highly-performing launch campaigns for Fortune 500 and global brands, most of which have resulted in millions of dollars in sales in record periods of time. Alex has created strategic digital content for clients in 4 different continents and 3 separate languages (English, Spanish, and Mandarin). As a result of his strategic creative, he has been honored with some of the most distinguished awards in Web, Advertising, and Social Media.  Alex heads up the team at YMMY Marketing (ymmymarketing.com), a digital creative agency in Florida, USA. This will be a treasure trove of fantastic content you will not want to miss.  To connect with Alex: Creative Strategy Tips. http://CreativeStrategyTips.com His book: Digital BACON  http://DigitalBaconBook.com His company, YMMY:  http://YMMYMarketing.com

DIVORCE.  Half the income, twice the bills.  Your credit is shot and the holes are bleeding money.  Can you Financially RECOVER? Divorce is expensive - and I don't just mean the cost to the lawyers.  After the assets are split, lawyers paid, and you have gone your separate ways, the new adventure begins, and it usually starts on a seriously negative note. Is it possible to recover? What if you were a former stay-at-home mom, now cast into an alien world that looks at your resume, saying 15 years as a home-maker and snicker.  Can you recover? As a recovered divorcee, I did it.  Therefore, it can be done!   If you have a question or comment, please scroll to the bottom of this page and share it in the comment box, or contact me. Resources for you: It's GAME TIME!  Play the Lifestyle UPGRADE the Debt Free Wealth Game Related Show:  Debt By Divorce

Why is it that only a few rise to the top of the same field that many play in? Why is it that, the outcome of success and excellence is held by a tiny percentage?    These are the rising stars, and I have found you another that I believe will become a household name some day.  Let's explore the X-factor they bring to the table.  I believe Dr. Eric Maisel is a rising star because: There are Therapist, Coaches, and Writers in the world, but not many are all three.  So many people have creative blocks that hinder their success; or are not sure how to bring out the beauty from their seemingly chaotic creative thoughts; to take their creativity to the next level, and to move more profitably within their craft. Artists are sometimes the most miunderstood set of people as creativity often defies logic.  Dr. Maisel is the Coach to move creative people forward to their next level and beyond. Dr. Eric Maisel is the author of more than 40 books in the areas of creativity, meaning and mental health. He is widely regarded as America’s foremost creativity coach and founded the profession of creativity coaching. Dr. Maisel presents at workshop centers and events like the Paris Writers Workshop, and Romance Writers of America and the American Psychological Association.  Dr. Maisel has delivered keynotes for the Jack London Writer’s Conference, the American Chamber of Commerce of the Czech Republic Creativity and Business Day, and many many more.  Dr. Maisel lives in the San Francisco Bay Area where he maintains an active creativity coaching practice. Are YOU a Rising Star?  Click HERE to submit an application to appear on the Rising Stars segment of Debt Free Wealth Radio.  

The complaints roll off the tongue like rain from the sky drenching everything and everyone in its path.  The dark cloud ever present.  The anger and frustration contagious.  The negative ninnys are all around us.  Very often, the negative ninny is YOU! A woman called me claiming she wanted to fix her finances.  What followed was a Tsunami vomit of all her problems.  I could not get a word in edgewise, and when I did, it was immediately followed by another spit of toxic waste.  Frustrated, I called a halt to the downpour and told her, she was not calling for help, she just wanted another ear, to join her pity party. She was not looking for help, she was not ready to receive any help even if I were to serve it on a silver platter.    Now, there is nothing wrong with venting, and everything she is experiencing is real - however, in her world, that is all that matters and that is all she wants to matter. “Whether you think you can, or you think you can't--you're right.” ? Henry Ford . Every problem has a solution.  The problem is, some are not looking for a solution, and faced with the solution, many find a way to convince themselves that the solution is actually a new problem.  This is a person who is not ready to fix their financial problem.  When you are ready, the answer(s) will appear. Change your mind - change your MONEY!  Click HERE for 25% off access online course at Debt Free Wealth Academy

Why is it that only a few rise to the top of the same field that many play in? Why is it that, if thousands attempt the same thing, with the same tools, that the outcome of success and excellence is held by a tiny percentage?    These are the rising stars, and I have found you another that I believe will become a household name some day.  Let's explore the X-factor they bring to the table   I believe Pam is a rising star because Pam Bartha is a Wellness Champion. Clinically diagnosed with multiple sclerosis at the age of 28, she chose a non-prescription approach to therapy.  Now 25 years later and still symptom free, she coaches others on the life-changing principles of wellness and prevention beyond pharmaceuticals.  Pam is an author, wellness expert, coach and speaker. She lives with her husband and family in British Columbia, Canada. She holds a Bachelor of Science Degree and has been a secondary teacher for the past 13 years.   Pam is a lifelong learner and continues to study nutrition and integrative health. Are YOU a Rising Star?  Click HERE to apply to be on the show