Summary: How you spend what you earn determines your quality of life, and burden of stress. The Debt-Free Wealth Way is about enjoying a lifestyle you desire and deserve, debt-free. This is an ideal, a goal worthy of pursuing, and along the journey, I discourage depravity and depression. The focus is on what you have and want, rather than what you don't have or don't want. To create a life of ultimate financial freedom will take time, sacrifice and focus. Living within and below your means is an absolute requirement for financial freedom to happen for you - however, since living within and below your means, for most is leads to a lifestyle of lack, we take the short-term approach to sacrifice with a long term view to expanding wealth. Listen in as I give an overview of my signature 30/50/20 income distribution strategy to lifestyle upgrades and debt-free wealth.