The Chris LoCurto Show

Use the timestamps below to guide you better as a leader or individual:- Leadership, mental health, and entrepreneurship with Jeff Kirkham. https://otter.ai/u/YjjJjWhu2milNWmsfsVytiVdRn0?tab=summary&t=1s- Jeff Kirkham jokes about being a "caveman with a big head and big hands" in a former life as an Army Special Forces member and serial entrepreneur.- Chris LoCurto thanks and appreciates the guest for their numerous accomplishments, including being in the Special Forces, owning a coffee company, and being a best-selling author.- Writing a post-apocalyptic novel and emergency preparedness. https://otter.ai/u/YjjJjWhu2milNWmsfsVytiVdRn0?tab=summary&t=217s- Chris LoCurto and Speaker 2 discuss their respective projects, including the black autumn series, a novel that started as a conversation between the two.- Speaker 2 shares how the idea for the novel came about, including their experience in Afghanistan and their co-author's background in emergency preparedness.- Speaker 2 is working on a post-apocalyptic novel series with co-author Jason, with 10 books planned or filmed as a series.- Ready Man is Speaker 2's literature and emergency preparedness company, which has faced social media censorship due to its messages of self-reliance.- Survival skills and community in post-apocalyptic world. https://otter.ai/u/YjjJjWhu2milNWmsfsVytiVdRn0?tab=summary&t=539s- Chris LoCurto and Speaker 2 discuss the importance of self-sufficiency and preparedness during COVID-19, highlighting their own experiences with homesteading and survival skills.- Speaker 2 emphasizes the importance of community and family in times of crisis, citing history as evidence that larger groups are more resilient and better equipped to handle challenges.- The speaker highlights the potential for isolation to lead to psychosis and the benefits of living in a community for mental health, citing examples from history and the Black Autumn series.- Rewilding, community, and mental health. https://otter.ai/u/YjjJjWhu2milNWmsfsVytiVdRn0?tab=summary&t=815s- Chris LoCurto and his wife have turned their farm into a community hub, connecting with like-minded individuals who share their values of living healthily and sustainably.- The community is built on a belief in a Supreme Being, with a focus on faith and spirituality, as seen in the second novel, "White Wasteland."- Speaker 2 discusses the concept of "rewilding" and how it involves using somatic experiences to help people regulate their nervous systems and cope with difficult emotions.- The rewilding program is led by men and women, and participants come from a variety of backgrounds, including those with trauma and CEOs seeking personal growth.- Trauma, healing, and hope through ancient texts and modern psychology. https://otter.ai/u/YjjJjWhu2milNWmsfsVytiVdRn0?tab=summary&t=1176s- Chris LoCurto's program offers hope and practical tools for those struggling with mental health issues.- Speaker 2 emphasizes the importance of understanding psychological aspects of trauma, citing the Bible and other ancient texts as resources.- Overcoming past traumas and managing emotions. https://otter.ai/u/YjjJjWhu2milNWmsfsVytiVdRn0?tab=summary&t=1376s- Chris LoCurto shares his personal experience with overcoming trauma and how it has impacted his life and decision-making.- He encourages listeners to look into the topic and seek help if they have experienced similar trauma, as it is not a one-time fix but a process of healing and growth.- Speaker discusses how understanding the past and being curious about it can help elevate consciousness and move forward.- Speaker recounts a recent experience where they blew up at their kids and realized it was triggered by something from their past.- Speaker shares how they apologized to their...

Use the timestamps below to guide you better as a leader or individual: The S personality style and its influence on conflict resolution. 0:00 Chris LoCurto introduces the high S personality style as a stable and amiable individual who dislikes conflict. Highest personality styles prioritize harmony and avoid conflict, often at their own expense. Personality style and team dynamics. 3:14 High S personality style is introspective, self-blaming, and analytical. High SS individuals prioritize helping others, often to the point of neglecting their own responsibilities. They are empathetic and build strong one-on-one relationships, but may struggle with networking and being the face of a project. Personality types and conflict resolution. 8:20 High S personality style involves prioritizing relationships over tasks, shying away from risks, and seeking consistency and stability. Chris LoCurto recognizes that high S personalities hate conflict and are unlikely to succeed in tasks that require high levels of conflict. He advises against using manipulation tactics to get high S individuals to do something they hate, as it will lead to failure and self-sabotage. Conflict resolution strategies for high-sensitivity individuals. 13:04 Chris LoCurto identifies common sources of conflict for high-achievers, including lack of information and feeling responsible for a group's decision. He provides strategies for effective conflict resolution, such as asking questions to understand the person's biggest struggle and helping them see how the conflict is holding them back. Chris LoCurto explains that when helping someone through conflict, it's important to recognize their personality style and tailor your approach accordingly. Heidi's personality style involves "eating conflict for breakfast" and charm, while high-S personality types may need a more detailed explanation and understanding of the situation to feel comfortable moving forward. Effective communication and conflict resolution for high-performing teams. 17:41 Overemphasize clear communication to overcome conflict and gain quality perspective, mutual understanding essential. Chris LoCurto emphasizes the importance of motivating and engaging team members by explaining their role and providing support. Conflict resolution for high-sensitivity individuals. 21:46 Chris LoCurto helps team members resolve conflicts by empathizing and setting healthy boundaries. Chris LoCurto advises leaders to write down all the things they want to discuss with a team member before having a difficult conversation, to avoid getting lost in the conversation and covering all the necessary points. By keeping the list and bringing it back to the conversation, the high s can work through the conflict, discuss all the necessary points, and avoid getting sidetracked. Managing conflicts with the highest personality style.

Use the timestamps below to guide you better as a leader or individual: Mental and emotional benefits of debt-free business. 0:00 Chris LoCurto and Joel Fortner discuss the mental and emotional benefits of running a debt-free business, including being a leader or team member within a business. Joel Fortner asks Chris LoCurto a question about the unintended consequences of debt that they didn't have time to discuss last time. Following passions while avoiding debt and staying grounded in faith. 2:42 Joel Fortner asks Chris LoCurto about going after passions while avoiding debt, to which Chris responds that going into debt is never justified and that following one's passions can lead to financial stability if done responsibly. Chris shares his personal experience of following his passions while recovering from past mistakes and staying out of debt, demonstrating that it's possible to pursue one's passions without incurring financial harm. Chris LoCurto shares a personal story of following God's will despite hating his job, which led to a job opportunity and the chance to turn someone's life around. Chris emphasizes the importance of listening to God's will and trusting in His plan, even when it goes against our own desires and circumstances. The dangers of comparing oneself to others in business. 8:26 Chris LoCurto emphasizes the importance of focusing on God's will over personal desires when making decisions about business or life in general. Joel Fortner expresses frustration with feeling stuck in a competitive business environment and desires to find a way to get ahead. Chris LoCurto emphasizes that success is not based on comparing oneself to others, but rather being the best version of oneself. He encourages listeners to focus on their own growth and development, rather than comparing themselves to others in their industry. LoCurto shares his personal experience of leaving a successful business to pursue his true calling, highlighting the importance of listening to God's guidance and not comparing oneself to others. Risk management in business and personal finance. 14:57 Chris LoCurto emphasizes the importance of mitigating risk in business, particularly when it comes to owning everything and having considerably less risk compared to leveraged businesses. Joel Fortner asks how business owners and leaders can navigate difficult circumstances, such as encountering financial difficulties, and Chris LoCurto suggests a deeper walk with God may be necessary. Risk management and profitability in business. 17:36 Chris LoCurto takes calculated risks and prioritizes the collective intelligence of his team to ensure success. He emphasizes the importance of mitigating risk by not having debt and having assets to fall back on in case of business failure. Chris LoCurto questions whether he is holding himself back from God's blessings by not surrounding himself with the right people and seeking proper influence in his life. Joel Fortner seeks advice on how to get out of debt, which Chris acknowledges will take time and effort. Paying off debt...

Use the timestamps below to guide you better as a leader or individual: The importance of managing debt for business owners and leaders. 0:00 Chris LoCurto and Joel Fortner discuss the importance of running a debt-free business, with Chris expressing the topic's difficulty and potential to hurt people, while Joel shares his perspective and invites Chris to share his as well. The hosts aim to provide valuable insights and advice on managing money and debt, with Joel interviewing Chris to draw out his perspective and share his own thoughts as well. Joel Fortner's financial struggles were a turn-off for Mary Beth, who had already paid off tens of thousands of dollars in debt. Mary Beth saw Joel's lack of financial stability as a risk to her security, but was hopeful when he finally made changes to his finances. Business debt risks and the importance of financial planning. 5:43 Chris LoCurto highlights the risks of business debt, including the potential for financial insecurity and the consequences of convincing oneself that one is savvy with finances. Joel Fortner agrees, noting that the risks of business debt affect not just business owners but also team members and leadership, and can lead to serious consequences such as considering not existing. Chris LoCurto highlights the god factor as the biggest risk in financial planning, where clients often overestimate their abilities and ignore potential risks. The risks of debt and its impact on personal life. 9:53 Chris LoCurto shares how God pivoted his clients during the COVID-19 pandemic, despite some facing industry shutdowns. Chris LoCurto highlights the risks of debt, including losing options and being under constant stress. Debt can lead to a different state of mind, causing individuals to approach their personal life and relationships differently, leading to negative impacts on their well-being. Risks of using debt for business growth. 13:39 Chris LoCurto highlights the risks of taking on debt for business growth, including the potential for poor decision-making and loss of control. Chris LoCurto shares his experience of expanding his business to a second location, which led to financial difficulties and decreased focus on the original moneymaker. He advises against rushing into new opportunities without proper planning and financial stability, as it can lead to desperation and negative consequences for the original business. Taking calculated risks in business. 17:55 Chris LoCurto advises a taco vendor to start with a rolling cart instead of a brick-and-mortar restaurant, citing the flexibility and lower financial risk of the former. The vendor expresses understanding and appreciation for Chris's advice, but Chris encourages them to test their concept first before investing in a brick-and-mortar location. Chris LoCurto emphasizes the importance of paying cash for business opportunities to avoid debt and maintain a healthy work-life balance. He shares his personal experience of...

Use the timestamps below to guide you better as a leader or individual:Personality style impact on team dynamics. (0:00)Highly Sensitive Personality Traits and Their Challenges. (4:53)High I type, energy, and exaggeration. (9:49)Leading and communicating with high I Personalities. (14:12)Managing high I individuals in various settings. (20:17)Parenting and communication with a high-I child. (26:32)Managing High I Personalities in team dynamics. (31:55)Self-awareness and communication for personal growth. (36:34)Leadership, productivity, and personality types. (40:50)

Use the timestamps below to guide you better as a leader or individual: Defining and shaping company culture. 0:00 Chris LoCurto discusses the role of a Chief Behavior Officer, defining culture as actions and attitudes. He argues that leaders should shape culture, rather than simply expecting good behavior from employees. Chris LoCurto emphasizes the importance of defining and shaping a great culture in a company or family, as it brings power and momentum when everyone is moving in the same direction. He contrasts this with a poor culture, where gossip, backstabbing, and low morale hinder progress and create a toxic work environment. Building trust and vulnerability in leadership teams. 4:56 Chris LoCurto highlights the lack of trust as a common issue among leadership teams, noting that even when team members think they trust each other, they may not be vulnerable enough to truly communicate and collaborate effectively. He emphasizes the importance of vulnerability in building trust and deepening communication within a leadership team, but also acknowledges the need to be mindful of sharing personal information with the right people. Chris LoCurto emphasizes the importance of trust and vulnerability in teams, encouraging members to share their failures and learn from each other. He believes that when team members trust each other, they can work closer together, have deeper conversations, and focus on making failure a great teacher for success. Positive culture and leadership. 9:51 Chris LoCurto emphasizes the importance of creating a positive culture in business, leading to increased productivity and better outcomes. By teaching leaders to be behavior officers, businesses can experience remarkable growth and success. Chris LoCurto emphasizes the importance of gratitude in managing one's own behavior and leading others positively. He encourages listeners to focus on being grateful for the good things in their lives, even during difficult times. Forgiveness and gratitude in difficult times. 16:02 Chris LoCurto shares how God revealed to him that he was not forgiving two people who were currently sinning against him, and how praying for them has changed his life. LoCurto and his wife pray specifically for those who are causing difficulty in their lives, finding it difficult but necessary to forgive in the midst of negative situations. Start with gratitude and learn personality styles to grow closer to God and others. Personality styles and leadership roles. 20:57 Chris LoCurto explains the importance of understanding personality styles to lead people to better behaviors. Chris LoCurto emphasizes the importance of learning leadership skills to help others succeed. He shares a meme illustrating the difference between an "obvious solution" (add more horses) and a "corporate solution" (add more people in the cart with whips). Chris LoCurto emphasizes the importance of understanding one's personality style in the role of Chief Behavior Officer (CBO), as it can impact how they interact with and influence others. He encourages leaders to...

Use the timestamps below to guide you better as a leader or individual: Building healthy, happy hybrid teams. 0:00 Chris LoCurto reveals his initial resistance to remote work before COVID forced his team to adapt. Chris LoCurto highlights the importance of accountability in business, citing it as the second biggest issue he sees in every company. He emphasizes the role of great communication and accountability in leading a high-performing team, despite having half the size of a typical team. Remote work challenges and solutions. 4:36 Chris LoCurto was hesitant to adopt a remote work model due to concerns about culture and accountability. He wanted to ensure that remote team members lived out the company's core values during their workday. Chris LoCurto expresses concern about communication issues in remote teams, emphasizing the need for leaders to prioritize accountability and address potential failures in communication. LoCurto believes that most leaders have accountability issues within their teams, even if they have been through leadership training, and emphasizes the importance of having processes in place to address these issues. Accountability and quality in remote work. 9:42 Chris LoCurto emphasizes the importance of accountability in remote work, citing a lack of processes and KPIs as a major issue. He stresses the need to define what "winning" looks like for each role and to ensure that core values and mission are still being upheld, even when employees are not in the office. Chris LoCurto emphasizes the importance of creating a culture of accountability in a business, where team members are held responsible for treating clients, leaders, and each other with respect and excellence. He highlights the need for systems and processes in place to ensure that these values are upheld, even when team members are working remotely or outside of regular office hours. Hiring remote talent for a hybrid team. 15:20 Chris LoCurto frustrated with local hiring process, finds better talent remotely. Chris LoCurto is frustrated with the local talent pool in Nashville and wants to explore hiring remote teams to fill skill gaps. He has found success in hiring a remote team to back up his local team and increase productivity. Hybrid teams, leadership, and productivity. 20:11 Chris LoCurto highlights the benefits of a hybrid team, including flexibility and the ability to work with people in different time zones. Strong leaders are crucial for a successful hybrid team, with high-quality communication and accountability being essential. Strong leadership is crucial for remote teams, as it ensures direction and productivity. Without clear leadership, remote workers may feel unsupported and unproductive, leading to wasted time and resources. Fostering healthy team dynamics for engagement and happiness. 25:20Chris LoCurto emphasizes the importance of feeling valued and cared for in a team...

Use the timestamps below to guide you better as a leader or individual:544Summary Communication gaps leading to confusion and frustration. 0:10 Chris LoCurto discusses information gaps leading to frustration in communication, particularly in team settings. Chris LoCurto shares his frustration with people who don't ask questions in meetings, leading to confusion and poor decision-making. He believes this behavior stems from a lack of understanding of one's role and the root system issues that need to be addressed. Communication challenges in personal and professional settings. 4:58 Chris LoCurto discusses common communication challenges in work settings, including information gaps and misunderstandings, and how they can lead to confusion and frustration. He also shares personal experiences of communication struggles in his marriage, highlighting the importance of understanding each other's personality styles and communication preferences. Chris LoCurto emphasizes the importance of understanding personality styles in communication to avoid conflicts and improve relationships. He highlights the negative impact of miscommunication between parents and children, leading to feelings of inadequacy and clamming up. Improving communication skills. 9:38 Chris LoCurto emphasizes the importance of self-reflection in communication, encouraging listeners to ask themselves if they are communicating effectively before blaming the other person. He shares his personal experience of realizing that he was the one not communicating clearly, rather than assuming it was the other person's fault. Chris LoCurto asks questions to clarify communication, giving the other person permission to say "I don't understand." He changes his verbiage to "is there anything confusing?" to reach a different part of the other person's brain. Improving communication through active listening and understanding personality styles. 14:39 Chris LoCurto adapts communication style to better understand and help others. Chris LoCurto learned to improve his communication by asking questions and writing down the answers he received from his team, rather than assuming they understood his perspective. By doing this multiple times in presentations, he was able to tailor his communication to his team's needs and clarify any misunderstandings. Chris LoCurto adjusted his communication style by recognizing and addressing his own personality style, leading to improved team communication and teaching on the topic. Understanding personality styles for effective communication. 20:32 Understanding personality styles and how they impact communication can help individuals improve their relationships and communication with others. Chris LoCurto emphasizes the importance of understanding personality styles in communication, particularly in remote work settings. He suggests using DISC profiles to bridge information gaps and adjust communication approaches based on the personality...

Use the timestamps below to guide you better as a leader or individual: How do you go from conflict to community? 0:00 Welcome to the chrisliccardo show, leading families conflict to community, and the journey from discord to unity within families. Why conflict within families leads to tension and can lead to strained relationships. How to make a shift from conflict and tension to being able to have open dialogues, even if they have healthy conflict in them, to create family bonds. The importance of healthy boundaries. How to remove yourself out of the conflict. 5:09 The desire to control and the desire to win, and how to remove yourself from the emotional effects of conflict. The first thing to do is recognize when and why people add to conflict. The importance of recognizing when someone is struggling with a specific topic or the way that something is presented, and how it can be seen as an example of someone who is in task mode. How perspective gathering questioning can sound like accusing someone of doing something wrong. Once someone has changed the way that they are asked a question, it takes away any defensiveness from the person. Recognize when someone is struggling and what caused it. Take responsibility and adjust communication in a way that is loving, kind and in the direction of the other person. Why is community so important as leaders? 13:25 The first thing to recognize is why community is so important as a leader. The more people operate in quality community, the more they are healed and feeling healthy. The role of leadership in family situations that are trying to diminish conflict or have the best community. One of the best ways to heal someone who has experienced trauma is in community, communal dancing, singing and enjoying each other. The six areas in the world that have the highest number of centenarians, people who live over 100 years old, have a phenomenal community aspect. How to help create a harmonious environment. 19:18 The first thing a family leader has to do is recognize the importance of not being emotionally handcuffed to conflict. One of the most important qualities of a harmonious environment. Get to a place of understanding where people are coming from and what they are experiencing in this moment. Lead the whole family to a greater community. Your job is to create the communal aspects of the family. Communication forms the backbone of any thriving family community, and it's the backbone for a thriving community. Fostering a space where everyone feels heard and valued. 25:44 One of the big aspects of communication is fostering a space where everybody feels heard and feels valued. When someone doesn't feel heard, repeat back everything they've heard. Communication forms the backbone of any thriving family community. One of the most important aspects of communication is leaning in other people's direction and helping them understand they are heard. Check out crystalcredo.com/store for more details. The more you can solve these aspects as you do that, the...

Use the timestamps below to guide you better as a leader or individual: Combativeness vs. collaboration. 0:00 Today's episode is all about team dynamics and leadership. The journey from combativeness to collaboration within teams is coming up next on the chrisliccardo show. Why combativeness can lead to tension and communication breakdowns. Many times, teams feel like they have to be in a competition or that their priorities are more important than others. Collaboration promotes innovation and creates a more positive work atmosphere. People default to a competitive mindset. 4:10 People default to a competitive mindset, especially in the workplace, and don't naturally lean in the direction of collaboration. Competitive mindset creates one of the worst things in any business, silos. People who are focused on only their area or their role or leaders. The shotgun approach, when multiple people focus only on their areas. Why creating silos is a problem. Two people in his early years of leading he hired that he regretted because of how focused they were and how destructive they were to the rest of the team and how they impacted the team. The two silos, the two islands, plus all the other team members. How do I get out of the islands? 10:23 How to get out of competitive combative team members and break down the brick walls of not wanting to work with other team members. How to have tough conversations with team members to say, you work for me, you don't work for yourself. One of the islands silos moved in the direction of collaboration pretty quickly. The other one took a little bit longer, but eventually they recognized if they cared about the other people, those people were there to support them. It took months of making this happen, not overnight. Understanding the importance of collaboration. 15:27 Team members had better relationships and a more positive working environment. It took a lot of work and effort to make that happen. Team leaders need to understand the importance of collaboration. The goal is to bring five silos together and foster an open communication, vulnerability and ability to care about other people. The one thing that does not fly around is the saying, that's not my job. We do this together, we move in the same direction. Team building exercises. 20:22 Team building exercises that can be done on Google or online, such as games or activities that require nobody to have a title. All kinds of team building exercises available. In Tennessee, leaders go through team building exercises to see what it's like to work with a team in a collaborative or combative style. As people start to recognize what it is like for a team to work together, they can start to translate that into their own projects. How to foster and nurture trust within your team? 24:35Your job as a leader is to foster and nurture trust within your team or your teams, and how to do...

Use the timestamps below to guide you better as a leader or individual: Intro to the high d personality style. 0:00 Today's show is kicking off a new series on personality styles, starting with the high d personality style. Today's episode focuses on the high D personality style, which is a driver that tends to be a dominant personality style on a scale of zero to 100. What is a high d? 2:59 High D drivers are goal-oriented and enjoy getting things done. They are also task-focused and don't want a lot of detail information. High D is not the kind of person who wants to sit in a cubicle doing the same thing every day for months or years. Why it is so important to understand personality styles, and why 90% of the population does not operate the way that you do. Interactions and conflicts a high d will have with other personality styles. Heidi’s love competition and competition. 6:57 Heidi's love being around other Heidi's because they enjoy the energy, competition and knowing that someone else wants to accomplish things the way they do. High d wants to dominate and win. A high eye loves people and wants people to think that they are important and good people. A high eye is a great encourager. Conflict arises when a high eye only focuses on the task and doesn't communicate in a personal style. The high d and high s. 11:41 Both the high D and the high E do not care a whole heck of a lot about details, so there is a good chance that a high D is communicating to a high E. High D and S are almost opposite personality styles, with the D being supportive and supportive. Many times the high d will see the highest s as someone they can take advantage of. They recognize that the highest is someone who is going to be very supportive. Conflict arises in a couple of ways, eventually the highest will have pushed their priorities aside. How the high d and high c compare. 16:22 The high d is very task-focused, and the high c is very detail-focused. The high d has the least amount of details from the i s and c is the most details. The high c struggles with a lack of quality communication in the details, while the high d struggles with the details. How to communicate with a high d, short and sweet. The more information you give them, the more confused they get, and the more they get stuck. The more information the high d believes they have to do with everything that you've shared, the harder it is to solve. Be direct with how you deliver the information. 22:14 Keep it short and sweet. Be direct with how you deliver the information. Make sure you know exactly what you are talking about. Make sure to know what the heck you're talking about, because the immature high d will pick you apart if you don't. Make sure that you are focused on what the results are going to be. Don't be afraid of the high d. This is another thing that holds people back from communicating really well, and it holds...

Use the timestamps below to guide you better as a leader or individual: Are you a risk taker? 0:00 Three big things leaders need to consider when deciding whether or not to take that risk and what they may risk by not taking it. Are you a risk taker? Intro to today’s show. 1:47 Today's episode will examine ways to assess risks and what might be holding us back from taking necessary and important action in the face of uncertainty. This show is about making better decisions. When it comes to risk, brian enjoys taking risks. He has raced formula cars and is a multi-business owner. He likes to calculate risk. He asks the question, how could this fail? What could failure look like? He wants to know the potential risk and potential loss. Taking a leap of faith. 5:50 When joel started his business, he took a big leap of faith, and it became way more than he thought it was going to be in the beginning. He has done over 500 next level life change programs, including a scholarship program for single moms and single dads. Take the leap of faith. God is not calling you to anything that's going to fail. god's never going to call you to something that goes against him. Three big choices to learn as a risk taker, starting with taking baby steps. Understanding your capacity and understanding your weaknesses. 11:18 The biggest risk is not taking any risks at all, and not knowing what your capacity is or how to live life to the best. Keys to understanding your capacity. If you don't take risks, failure will be your master, not your teacher. Failure is the greatest teacher for the student who is willing to learn. The five aspects that allow you to fail, as long as it's not a fatal failure. How he started investing in real estate. 15:56 He started investing in real estate when he was 10 years old and wanted to own real estate as a kid. He has a couple of real estate companies. Putting money back into people as a resource to change lives and impact more people. Hiring marketing people that didn't make things happen over the decades. Embrace failure, not fear. 19:51 Number two is embracing failure, not fear. Failure is part of any learning process, but fear keeps us bound to mediocrity. Fear is a colossal waste of time. Fear is an incredibly small percentage of the fear that you experience in a day, but it creates all the rest. The bulk of fear is being afraid of man's opinion. Healthy people vs toxic people. 24:00 The opinions you should be concerned about are the ones that come from healthy people who know what they are talking about. The victim mentality that is going around right now. How spending time around people who are victims leads to becoming one, and how to make better decisions in life. The...

Use the timestamps below to guide you better as a leader or individual: Taking out a loan. 0:00 The three big things to consider when deciding whether or not to take out a loan, and why going into debt is one of the biggest mistakes. The short and sweet answer to today's topic. How to leverage your cash. 1:58 Leveraging cash to get out of bad sticky situations and get yourself out of sticky situations. No other 1920 21 year olds know how to handle their finances. The difference between business debt and personal debt. 4:07 Understanding how to think about loans. First things first, is it a business or a personal loan. If your business is bringing in over a million dollars a year, most of most of your business debt will be considered personal debt. The first reason people take out a loan or a line of credit is because they might seek a loan to purchase real estate. Chris has a fail-proof idea. He has heard about 4000 people lose in their business because of failure-proof ideas. How much money do you really need? 8:59 Real estate is one of the safest investments that you can make right now. Over the long haul, it should continue to go up in value. When you are financially ready to make a purchase of this size, you have your financial ducks in a row. The best way to save money. 11:39 The best idea for a young couple is to buy the smallest thing they can possibly get in five years. At the end of 10 years, you will have a large chunk of change that you can put down on your forever home. The pros and cons of paying off a mortgage before buying a house, and why Chris believes that most people aren't prepared financially before they take out a loan. The cons of buying a home before paying taxes and repairs. You’re inviting Murphy into your life. 16:12 You're inviting Murphy into your life because what's going to happen is the AC is going to break. A prudent person with insight foresees danger coming and prepares himself for it. Most people get a credit card because they want to be prepared. 18:05 Most people get a credit card because they want to be prepared for an emergency. This is not how to prepare yourself financially. Most people don't want to think about the future. What is the hardest work there is? 20:00 Henry Ford thinking is the hardest work there is, which is probably the reason why so few people engage in it. The second biggest reason why people get stressed out. The best way to keep up with someone who is debt free is not to buy what they have, but to make smart decisions. Why business owners have the hardest time buying new stuff. The third...

Use the timestamps below to guide you better as a leader or individual:538Summary Three big things to consider when hiring an outside hire. 0:00 The three big things to consider when trying to decide whether to go with an outside hire or to promote from within the organization. Who is this for? How important is it to have the right team? 1:14 The importance of getting the right person in the seat and making the right moves strategically inside of the business. The three big things that are important to consider. The team affects every aspect of the business. 3:01 Your team affects every aspect of the business. The number one issue in every business is a lack of quality communication, accountability and quality culture. Your team is your most important investment. Should you promote from within or go with an external hire? 4:59 The first thing to consider is time and costs, internal hires will fast track the interview process. The first interview is a culture interview. The other conversation is for another day. Hiring internally vs external hiring. 6:24 Take a look at what they have done since they have been on the team to see if they can fast track the interview process. Delegate properly. Hiring an external hire will take longer and cost more than hiring an internal hire. Hiring from within will cut down on time and expenses as well as time. Impact on the team. 10:13 Internal hires have built in familiarity and loyalty across the team. It helps fast track integration and can boost the morale of other team members. How it will impact the team now. Things to consider when bringing in an external hire. 12:13 Consider how an external hire will impact the team, and how it could be the thing that you want to change or shake things up. The third thing to consider while leveraging the risks of hiring an external person is to consider. Leveraging the risks and not managing the risks. 14:10 Risk is not always a bad thing. Sometimes shaking things up can be a good thing. The key is getting the risk factor to work in your favor. How to manage risk. Managing the culture. 16:23 The internal promotion process is a great opportunity to offer the promotion to anyone who wants it and those who aren't ready for it. The internal hiring process gives you the opportunity to sit down with a team member and ask them what makes them...

Use the timestamps below to guide you better as a leader or individual: How much are you willing to sacrifice to grow your business? 0:00 Three things leaders need to do to avoid overinvesting in their business. Growth is important. Why growth is an absolute must. 2:07 Growth is an absolute must, not counting the cost. Comparing yourself to other businesses. Why top-line numbers are not important. Why opening up another location is a mistake. Don’t take energy away from your business. 6:55 Duplicate the process and take energy away from the money-making process. Make a business run really well. How much is too much? 9:40 Maintaining harmony is as important to growth and synergy as pressing for something new. The three things to hit. Finding harmony and harmony in the right season. Hiring the right team members. Take a hard look at your strategic structure. 14:21 Take a hard look at the current season. Take a look at strategic structuring. Paying too much or not paying enough. Treating clients well. The problem with leaders who choose not to get rid of people. 18:31 How to get someone off the team. The importance of moving people around. Ask yourself how much can you grow in a year? 20:24 How to grow 45% in a year without negative consequences. Research on growth percentages. Taking a look at capacity in a year's time. Growth without negative consequences. Redefining success and redefining profit. 25:00 Growth of 45% is not amazing. Redefining success, redefining success. The importance of having a profitable business. 27:13 Profit is the top priority, but everything else comes after. Debt is not a focus. Having priorities right will help mitigate the risks. Finding a healthy balance between work and life. The blue zone communities. 32:24 Example of blue zone communities. Blue zones have more centenarians than any other place on the planet. Business owners and leaders live stressed out lives. Next level life event.