Talking About You With ESTRA

Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know.  Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA Part II Includes:  Be prepared in case your benefits abruptly stop.  (By the way, this can happen with Auto, Life, LTD Insurance including Social Security Disability.)ERISA Laws are under Federal jurisdiction. Therefore, state and local laws have less of an impact when fighting for your benefits.Don’t be intimidated into giving up your benefits because of the power and influence of Employers.  There are more of us than them and when we stand together, we can bring about fair and just change. 

Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know.  Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA Part II Includes:  Be prepared in case your benefits abruptly stop.  (By the way, this can happen with Auto, Life, LTD Insurance including Social Security Disability.)ERISA Laws are under Federal jurisdiction. Therefore, state and local laws have less of an impact when fighting for your benefits.Don’t be intimidated into giving up your benefits because of the power and influence of Employers.  There are more of us than them and when we stand together, we can bring about fair and just change. 

Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know.  Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA

Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know.  Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA

As I looked through the internet seeking out cases where ERISA Insurance Policyholders were victorious in their claims or lawsuits against major Wall Street Insurance and Employer Corporations, as expected, I found far too many links that would lead you astray to real answers.  I look forward towards a  the future when online information will be less hidden by those who have something to loose such as power and influence, versus those seeking the facts in order to protect themselves.   Welcome.  I’m ESTRA.  An advocate that believes it is time for policyholders to be treated with respect and dignity by Self-Insured Employers and Insurance Companies, but private and public.The ability to find answers and seek justice should be available to all citizens, not just those who can afford it.   Let's spend time today talking about ERISA Insurance Policyholders and Justice. 

As I looked through the internet seeking out cases where ERISA Insurance Policyholders were victorious in their claims or lawsuits against major Wall Street Insurance and Employer Corporations, as expected, I found far too many links that would lead you astray to real answers.  I look forward towards a  the future when online information will be less hidden by those who have something to loose such as power and influence, versus those seeking the facts in order to protect themselves.   Welcome.  I’m ESTRA.  An advocate that believes it is time for policyholders to be treated with respect and dignity by Self-Insured Employers and Insurance Companies, but private and public.The ability to find answers and seek justice should be available to all citizens, not just those who can afford it.   Let's spend time today talking about ERISA Insurance Policyholders and Justice. 

How often do we look around and say, how can we help bring change?  We can easily see many people struggling to stand up against the current ERISA Legislation which protects Wall Street Balance Sheets while causing serious damage to the budgets of Main Street.  Insurance denials and terminations placed insured money into the hands of Self-Insured Employers, Private, and Public Insurance Companies.  But is this right? Especially while Insurance Policyholders struggle to meet daily needs because Employee Benefit promised has been delayed, denied, or cut short and given back to corporations?   Today lets talk about what we as Insurance Policyholders can do to help bring about change which breaks the cycle of poverty when Employers keep Employee Benefits through ERISA. 

How often do we look around and say, how can we help bring change?  We can easily see many people struggling to stand up against the current ERISA Legislation which protects Wall Street Balance Sheets while causing serious damage to the budgets of Main Street.  Insurance denials and terminations placed insured money into the hands of Self-Insured Employers, Private, and Public Insurance Companies.  But is this right? Especially while Insurance Policyholders struggle to meet daily needs because Employee Benefit promised has been delayed, denied, or cut short and given back to corporations?   Today lets talk about what we as Insurance Policyholders can do to help bring about change which breaks the cycle of poverty when Employers keep Employee Benefits through ERISA. 

ESTRA continues the discussion on ERISA and impact on Employee Benefit Plans by Self-Insured Employers.  A victim of 24 Months Insurance Termination Policy against sick, injured, or disabled Employees?  Let look into decisions made by Wall Street and how it is impacting Main Street through Insurance, both public and private. Why would Congress allow so many exemptions for banks, insurance, and finance companies through ERISA?  Who is Congress really protecting? More importantly, is there enough funding in your plan if something happens to you? Even if there is funding, will they pay out your benefits?

ESTRA continues the discussion on ERISA and impact on Employee Benefit Plans by Self-Insured Employers.  A victim of 24 Months Insurance Termination Policy against sick, injured, or disabled Employees?  Let look into decisions made by Wall Street and how it is impacting Main Street through Insurance, both public and private. Why would Congress allow so many exemptions for banks, insurance, and finance companies through ERISA?  Who is Congress really protecting? More importantly, is there enough funding in your plan if something happens to you? Even if there is funding, will they pay out your benefits?

In the beginning, Congress supported the interest of Insurance Policyholders through ERSIA Legislation. The Department of Labor (which helps oversee enforcement) defines ERISA Legislation as, "The Employee Retirement Income Security Act or ERISA is a Federal law that sets standards of protection for individuals in most voluntarily established, private-sector retirement plans."  This includes benefits such as Short-Term and Long-Term Disability and Life Insurance Plans. Having trouble getting your benefits from Employer or Insurance Companies after twenty-four months? In my opinion, too many insured claims are thrown under the bus after two years.  How much is your Insurance Plan worth in times of hardships? Join Talking About You with ESTRA every Monday for information which protects Insurance Policyholders who are everyday citizens. 

In the beginning, Congress supported the interest of Insurance Policyholders through ERSIA Legislation. The Department of Labor (which helps oversee enforcement) defines ERISA Legislation as, "The Employee Retirement Income Security Act or ERISA is a Federal law that sets standards of protection for individuals in most voluntarily established, private-sector retirement plans."  This includes benefits such as Short-Term and Long-Term Disability and Life Insurance Plans. Having trouble getting your benefits from Employer or Insurance Companies after twenty-four months? In my opinion, too many insured claims are thrown under the bus after two years.  How much is your Insurance Plan worth in times of hardships? Join Talking About You with ESTRA every Monday for information which protects Insurance Policyholders who are everyday citizens. 

This Easter, it is time to review what is happening in our world today and discuss what Jesus would NOT do.  Just as Jesus went out into the wilderness for 40 days, it starts with each of us looking at ourselves and what we are NOT doing.   Join me, ESTRA for a discussion of what Jesus would Not do versus what is happening today.

This Easter, it is time to review what is happening in our world today and discuss what Jesus would NOT do.  Just as Jesus went out into the wilderness for 40 days, it starts with each of us looking at ourselves and what we are NOT doing.   Join me, ESTRA for a discussion of what Jesus would Not do versus what is happening today.

You have the right to enjoy your vacation.  Large corporation who spare no expense to harass and intimidate their insured (Auto Insurance or Long-Term Disability Company, Employer, or Social Security) means for whatever reason, they are determine to force the release of this claim.  Do not be discourage, and do not give up the fight.  They did not refuse the premiums paid and they should not be delaying, denying or eliminating legitimate claims. Join me, ESTRvA, on a discussion about ways to enjoy your vacation inspite of being bullied.