B2B Vault: The Biz To Biz Podcast

Add "All Sales Final" to the bottom of your credit card receipts  Can you stop chargebacks? Common Chargeback Reasons in Bars - Restaurants and Retail  Duplicate processing - customer claims that they paid twice - they might have 2 or more sales at your business  Paid by another method - they claim they paid with another card or with cash Did not receive goods or services  Card Holder was expecting a refund or partial refund The wrong amount charged Point of Interaction error Non Financial request for information  How to properly fight a chargeback You have to be very detailed in your response or you will lose. We have a program Chargeback Rescue where we help merchants write the letters that can help you win chargebacks

We will be at the Small Business Expo in Miami tomorrow December 16th, 2021. We will be discussing our experience at the Expo. 

Buy Now Pay Later continues to grow - more companies are offering it to merchants, and defaults are increasing. Credit card companies are trying to get in on the Buy now pay later bandwagon. https://www.cnet.com/personal-finance/your-money/affirm-klarna-afterpay-and-more-buy-now-pay-later-plans-explained/ Companies accept Cryptocurrency - Bitcoin, Litecoin, Shiba, Etherium, and others. Are you ready to join the trend? https://spendmenot.com/blog/who-accepts-bitcoin/ Charities & Non-profits are Joining the bandwagon too! https://www.usatoday.com/story/money/2021/11/14/bitcoin-investors-wealth-from-to-nonprofits/6396288001/?gnt-cfr=1 Consumerization - of B2B payments- what are you waiting for? 53% of businesses say they are ready to automate payments, invoices and set up payment portals. https://www.pymnts.com/news/b2b-payments/2021/53-pct-companies-plan-to-automate-invoice-delivery-systems/

Hi, it's Allen Kopelman with B2B Vault, and today we are talking about Crypto. As part of the Cryptocurrency series, in this episode, We are talking about Nightclubs and Adult clubs and how they can accept Crypto - it's easy and let's get into it. Listen on your favorite podcast network or check out the videos on youtube @b2bvault Clubs can sell bottle service or "Crypto Club Dollars" on their websites. Customers can pay before they get to the club, or you can have QR codes on the tables to connect your customers to a Crypto payment page. They can make a purchase then the manager can log into the dashboard and see that the payment has settled in, which happens a minute or two. We make it easy for clubs or businesses to accept cryptocurrency with our program. Customers pay in Dollars - it's converted to Crypto, and then the U.S. Dollars or Fiat - is deposited to your bank account like a credit card batch in 48 hours!  You do not need any Crypto knowledge - You don't need to know how to buy, sell or trade; accept the digital currency and get cash in your account! We make it easy for you - all you need to do is sign up with us! We can even build you out a crypto payment page - make you a QR code - and you are on your way. Contact us for a demo. The next Cryptocurrency or Bitcoin High Roller - could be rolling into your club shortly - we get you up and running quickly!

Hey, Allen Kopelman here. And today, another episode of B2B Vault as part of our crypto series, we're going to do the top 10 questions. We get asked about cryptocurrency because we're signing up merchants to accept crypto at their business, getting a lot of questions. So we're here to answer those questions today. So let's get into it. 

Happy Holidays and it's that time of the year when Fraud kicks up. So we are here to let you know how to spot the scams. Retail SCAMS Customers EMV card does not work. Buying items using a card and asking for cash when they return items. Splitting up the charge on 2 or more cards. The Card Declines and they show you their bank account with money in it. Large transaction or buying a lot of gift cards. Non-Card Present - phone order Scams The order is larger than your usual order. The customer does not answer the phone when you call to verify. The customer is using a "virtual phone number". The address is a mailbox store or Office Suite. They ask you to give the merchandise to a freight forwarder. Verify - before you ship!  E-commerce Scams Large orders The shipping address is to a mailbox store or office suite. You call to verify and the customer does not call back only uses email. You can call customers and get a signed authorization form and a copy of their credit card and driver's license. Some companies only ship to the exact billing address if they are dealing with luxury items. Shut off the ability for the buyer to change the delivery address of the package - some of the companies. allow the consumer to log in and change the delivery address - you can tell them to not allow this. The scammer will change the address to a mailbox store. End Result of Scams Are loss of merchandise and chargebacks! Keep an eye out - we get calls daily and we know you want to make sales but at the same time, you have to make sure you are not taking losses.

In today's podcast - is a celebration of Thanks! - What am I thankful for... many things .....so here is a list... Thankful for my family, being in business for 20 years with my business partner Dave. Thank you - and shout out to my office staff - Samantha and Justin. Samantha makes all of our graphics and Justin makes websites and does all the technical stuff with the podcast and videos. Thanks to Rocky who wakes me up and makes me walk him 3-4 miles a day... In this podcast episode, I am sharing today some of my favorite sayings- that I say all the time and some short stories about them. Also sharing some of my favorite books that I have shared with many people in my life - staff, friends, and clients. Enjoy the podcast - Happy Thanksgiving - Happy Holidays from me and the crew at Nationwide Payment Systems and B2B Vault  Carpe Diem - Sieze the day! Thanks for listening and don't forget to follow us...

Hello, Allen Kopelman here today. B2B Vault the crypto series. This is part three. We're going to be talking about charities and nonprofits, the B2B vol educational information for business owners and merchants, the payment technology podcasts. So today let's talk about charities and nonprofits charities and nonprofits. How do they get paid? People write checks, people pay with a credit card. People go online. You know what? There's a new thing that you can do with your charity. Take cryptocurrency. There are tons of people out there with crypto and guess what they want to get. They want to do something with it. Why not take donations for your, for your nonprofit? We can get it, we can show you how to put this up on your website. 

If you are in the Automotive or Marine industry - Today's podcast is for you! If you are in a business that takes high-dollar /or Luxury If If you are in the Automotive or Marine industry - Today's podcast is for you! If you are in a business that takes high-dollar or Luxury Market this is for you too! Do you accept Cryptocurrency? I asked a Car Dealer just that the other day ... and he said no - and no one has ever asked me that before... So I said - well if you did accept Cryptocurrency (Bitcoin) - what if you could make 1 extra sale per quarter or even 1 per month would you consider adding that to the forms of payment you accept.. he said what will it cost me. I replied that you can pay the 2% fee or pass it on to your customer it's your choice!  There are no monthly fees, no annual fees, and the best part - there are NO Chargebacks!  There are "Potential Customers" out there - who have invested in Crypto and they are looking to spend the profits. Will you be the next business to call Nationwide Payment Systems and get set up to accept Crypto... if you let people know you will accept it ... people will seek out your business. Get ready to accept Cryptocurrency - and let your customers know you accept it- no monthly fees and we can show you how to get it done! #b2bvault #npsbank #nationwidepaymentsystems #merchantservices #paymentprocessing #B2B #hotels #nonprofits #emergingmarkets #insurance #cashdiscount #highriskbusinesses #ecommercesolutions #giftcards #chargebacks #ach #merchantfinancing #consumerfinancing #acceptcryptocurrency #ATM #virtualterminal #cardpresent #cardnotpresent #mobilesolutions #paymentportal 

Hey, here we are today. Allen Kopelman here with another episode of B2B Vault the payment technology podcasts. So today we're going to be starting with our series on crypto. So we're going to address, um, different business types. And what are the advantages of dealing with cryptocurrency and your business and where the focus is? And we believe the focus is on luxury and high dollar purchases is where the biggest need for crypto is right now. And one of those markets is the market of jewelry and fine art.

In today's podcast, we are doing the payment news roundup, where we find stories that affect businesses and are related to the payments.  The first story is about the infrastructure bill and some crazy tax in there on the unrealized gains on CryptoCurrency expect this to go to court - it's totally out of control - if you own crypto follow this story.  The second story is about how the city of Miami is mining bitcoin and now going to distribute this coin to the citizens in the city of Miami - I am not sure how they are going to accomplish this along with having some "Miami Coin" So how much electricity did the city use to mine these coins and did they make a profit or is the Mayor just talking? Buy Now Pay Later - BNPL - First the credit card companies were against it and requested that congress looks into it.. and surprise - Now MasterCard is jumping in - how fast can they move or can they keep up with all the Fintech companies in the space currently  Thanks for listening - You can always book a 15-minute consultation at our website - we can talk to you about alternative payments that you can accept in your business and more! 

Hi, this is Allen Kopelman with another episode of B2B Vault today, we're going to talk about how does Nationwide Payment Systems and the payment advisory board. How do we work with merchants who are developers, developing software, developing websites, ISV, independent software vendors, SAS companies, software as a service? You know, we've been working with banks in this area, work with people who want to become a pay FAC, but today we're gonna dive into mostly like developers. So if you're a software developer and you're developing software for your business and you want to integrate payments and to that software, there are many directions you can go into. So we work with developers and we have open API. We have a restful API, and we have also had an API that integrates into apps. And that's a huge thing now because apple and Google kind of loosened up the reigns. Why give them 30% of the money that you're making from your app? When you could drop in a program. Now that's compatible with apps to accept payments without paying the social media people, uh, 30% of the money. So what we also try to do is show you how you can also take your software company. And let's say you have software, and then you're going to sell that software to businesses. And then those businesses are going to need to accept credit cards. So we show you how you can take your software company and turn it into a cool FinTech company and use what we call, pay FAC in a box. You can go from zero to a hundred and about less than 30 days, and we can show you how that's done. And it's, I wouldn't say easy, but, you know, a lot of companies are trying to integrate payments into their products and they don't do the homework that they need to do and find out what is the lowest-cost way, how to do it the quickest way, how to do it and how to make a revenue from that. Because it's very important. You want, you're developing this software. You want to control it from end to end. You want to control the software. Customers are Cyrus, and now the payments. So we work with you and we get you hooked up with our development team, with development teams that are working with different companies. So we work with several different companies. So we're basically like your payments consultant. Okay? And so we consult with you, we find out what are your needs? Are you going to need an EMV device? Is this all going to be on the internet? You know, what type of businesses are you going to be targeting with your software? Is this just for you and your software and what are your needs going to be? So, you know, are you going to be operating in a style of a marketplace, you know, and all these different things. So we work with you to figure out, you know, what direction you need to go, go into, you know, is there going to be card-present and non card present transactions and e-commerce transactions like, how's that all going to go?

Card Not Present Transactions - what features do you need for your business? In today's podcast, we are going to talk about card not present, many business owners do not put enough thought into this. We are going to talk about what features are available and how you can run your entire business using one software hub. It used to be that you needed to use a terminal, gateway and accounting software to run your business and have separate merchant accounts - now we have OMNI Commerce - Do it all from one gateway, virtual terminal, hub - whatever you want to call it... So how do you decide - call me ... book an appointment we will talk about how you run your business and then talk through how consumers  - cardholders can pay - customers want to press the EASY BUTTON. So take a few minutes - listen to today's podcast - go to our website NPSBANK.com - go to solutions - card not present and you will see a list of features - Next book an appointment and we can design a payment package that will work for your business - that is feature rich and will grow with your business. Follow us on social media, Youtube and or your favorite podcast network!

In today's podcast we are discussing .... What should you know before you start an e-commerce store. What platform are you going to use? And if you are going to need a merchant account does that platform support your business type. We speak to business owners all the time and they have built a website only to find out the platform does not support their particular business type for payments. You might have to pay half a percent up to 2% to use an outside service. I always say do your homework before you begin, ask questions. WordPress is agnostic and you can use any payment processor - many of the platforms have limited what types of businesses they can approve for merchant services. Also - will you need a fraud solution like 3D secure, Chargeback services, a gateway -and you need to make sure they are all compatible with your shopping cart. Will you be running a subscription or recurring billing - Listen in and watch for more episodes about e-commerce from B2B Vault, follow us on social media or your favorite podcast network!

In today's podcast and video, we are going to talk about B2B - Business To Business Payments. When it comes to financial decisions in your business you want to work with an expert, and someone puts your best interests, needs and goals first. We value your business and creating and maintaining lifelong relationships with clients You will learn about our process - discovery call - technology - the consumerization of B2B Payments and more! B2B spending and paying electronically was on the rise before Covid and it's been booming ever since! With so many companies having remote workers it is important that you have the right technology to meet the needs of your business and the expectations of your customers. Check out our website - www.npsbank.com/b2b  Follow us on social media, click follow on the podcast, check out the videos on youtube or on our website. Book an appointment with one of our experts or Allen and we can explain how we can help your business and get you on your way to consumerizing your payments!