B2B Vault: The Biz To Biz Podcast

Alternative Payments have been talked about for a while and are starting to grow in popularity. How will businesses use these alternative payment methods, and what are the advantages and disadvantages? We will discuss on this edition of Fintech Friday - everything alternative payments. Is there a growing demand from consumers? What types of payments are there? How do they work? What are the challenges and considerations businesses should think about? Businesses need to stay up to date on the latest payment methods and technologies, and trends to remain competitive and meet the needs of consumers of all ages.

Today we dive into Buy Now Pay Later - BNPL - this service has been in the news for quite a while. We're going to dive in and talk about how these services work and why this service is popular with consumers. There are two types of providers: Buy Now Pay Later for Physical Products Buy Now Pay Later for Services We discuss how we have helped businesses get set up with this service. You can add this to your website or have a portal to enter the payment information there, so it is straightforward to use. Here is a short list of the businesses we can help. If you do not see your business on the list, reach out to us, and we can let you know if we can get you set up. Veterinary Services Printing Services Ambulance Services Trucking, Freight, Moving, Delivery Services Carpet Cleaning Funeral Services Coaching Doctors of all types Advertising Services Computer services Detective Services Jewelry Repair Watch Repair Furniture Services Repair Services School, Education Dentists Eyeglasses Opticians Trade Schools Colleges Classes CPA - Accounting and Attorney's There is a unique program for 4-12 payments for these two types of businesses. When we analyze products, we look at whether consumers want them and whether it is beneficial to business owners. This product is hot hot hot with consumers, and that makes it a must-have for business owners. Want to sign up? Go to our website and click apply! https://b2bvault.info/ If you want to book an appointment to get more info https://npsbank.bookafy.com/bizdev Is it time to get set up with Buy Now Pay Later and make a few more monthly sales? Ready set go! Carpe Diem - Seize the Day

Today we will be chatting about Cannabis Related Businesses and how to get a merchant account. What you do NOT want to do is call someone who says - That's High-Risk... time to hang up and listen to this podcast While many businesses are High-Risk - I prefer to say they are Niche Business Types, and there is a Bank - Processor for just about everything. For the last 21 years - we have provided payment processing for some pretty crazy - wild business types. There is a bank for everything - Cannabis-Related companies - have a few rules to follow - but there are banks that will open up a merchant account - and not charge you an arm and leg. We have provided accounts for software companies, magazines, organizations, fertilizer, doctors' offices, LED lights, and many more over the years - you have to know who is willing to take the business, and we do!  So check out the podcast and learn how we get it done. We also discuss CBD, HEMP, Dispensaries, and more today!  Carpe Diem - Seize the Day! Allen and Justin 

Today we dive into the Payment Trends for June 2022 Safe Banking Act - what has been going on there. Buy Now Pay Later - Going Strong Is your business ready for an offering? Get in touch with us! FDA & Delta 8: They sent out a warning at the time of the podcast! Next, the DEA -- says as long as it's hemp-derived, they are Ok with it. That is hot off the press. B2B Payments In The News: We discuss how companies must make the "PIVOT" and get with the program! Consumerize - your business payments! Stop taking paper checks. We talk about Cryptocurrency and what is happening - lots of ups and downs, how businesses can use Cryptocurrency to get more sales. Luxury Real Estate and using Crypto as Payment NFTs and what is next Fintech In The News: Payfac in the news - it is a growing way of doing business in the payment space. I hope you enjoy the podcast today! It's a great discussion. Have a great day - Carpe Diem - Seize the Day #b2bvault #nationwidepaymentsystems #merchantservices #paymentprocessing #B2B #acceptcryptocurrency #b2bvaultcommunity #smallbizshoutouts #showloveitstheb2bvaultway #smallbizlove #FinTech #CryptocurrencyProcessing #PaymentProcessing #CreditCardProcessing #PaymentTechnology #cryptopaymentprocessing #merchantaccount #creditcardprocessing #debitcardprocessing #internetcardprocessing #wirelessprocessing #creditcardterminals #onlinepayments #paypal #stripe #square #merchantaccountprocessing #paymentgateway #ecommercesolutions #smallbusinesspaymentsolutions #highriskmerchantaccounts #highriskbusinesses #cryptopayments

Today we are jumping into the deep end of crypto in the news. The crypto market is going up and down. We go into what Alt-Coins are and why they are going up and down. We talk about what is going with the Crypto companies are doing.  If you look at the Crypto market and how people are using it you can see that the price of crypto has not stopped people from transacting business using crypto. We explain the Crypto staking and loan concept. We talk about why Crypto prices went down and why people are still doing business with Cryptocurrency.  In the last 24 hours, over $20 billion has been used for business transactions. The days of day trading coin in the USA is over because of taxes, and we talk about why the traders pulled out - over the capital gains tax. Bitcoin is still growing, and people use it to do International and Luxury transactions. Watch out for a future podcast on Crypto and Real Estate. Many luxury real estate deals are being done with Cryptocurrency. We also get into bitcoin mining, NFTs, and more. Carpe Diem - Enjoy today's episode. #b2bvault #nationwidepaymentsystems #merchantservices #paymentprocessing #B2B #acceptcryptocurrency #b2bvaultcommunity #smallbizshoutouts #showloveitstheb2bvaultway #smallbizlove #FinTech #CryptocurrencyProcessing #PaymentProcessing #CreditCardProcessing #PaymentTechnology #cryptopaymentprocessing #merchantaccount #creditcardprocessing #debitcardprocessing #internetcardprocessing #wirelessprocessing #creditcardterminals #onlinepayments #paypal #stripe #square #merchantaccountprocessing #paymentgateway #ecommercesolutions #smallbusinesspaymentsolutions #highriskmerchantaccounts #highriskbusinesses #cryptopayments

In today's episode of B2B Vault: The Payment Technology Podcast, Allen & Justin discuss The Future Of Credit Card Machines & How We Make Payments. What is the future of credit card machines? It looks like they are on the way out. What is happening? QR CODE Payments Text Payments Tap or Scan NFC - Near-Field Communication Pay by tapping your phone onto another phone Apple & Google - are both working on tap to phone Other Fintech companies are also working on these solutions It will work more like Star Trek when you are paying for a transaction in the future. Your phone will be the payment device of the future. We dive into this subject - and talk about the technological advances that are moving faster than a speeding bullet. So watch out for these new solutions - they will be launched soon! Join the B2B Vault Community on Facebook We are quickly approaching our 100th episode watch for the announcement. Carpe Diem - Seize The Day Allen & Justin

Today we are discussing what is the best option for your business when it comes to payments. We are diving into Paypal, Square, Stripe, or a merchant account and how these companies work; what are the differences so you can make an informed decision. Allen Kopelman and Justin Owings dive deep into the discussion as we have both been merchants. We understand the struggle that small businesses work - we have a good understanding from the standpoint of being a merchant and being a merchant services provider - which gives us a unique perspective on the subject - this is a question that comes up often, so we wanted to tackle it. When it comes to merchant services - we have the experience of dealing with all types of businesses and technology, and we talk about small business - taking your side hustle to the next level and what to consider when you will start accepting payments - credit cards and getting merchant services. Stripe Pricing https://stripe.com/pricing Square Pricing https://squareup.com/us/en/pricing?solution=pricing-in-person-payments PayPal Pricing https://www.paypal.com/us/webapps/mpp/merchant-fees We talk about the pricing models - when it is good and when the pricing is better to deal with an actual merchant services provider like npsbank.com. Paying by credit card has been around for years -during the pandemic, it hit new levels, and when people started up side hustles - they needed to accept credit cards - so sit back and listen and hear about all the advantages and disadvantages of each of these services. As always, we offer a free 15-minute consultation - https://npsbank.com/appointment/. Carpe Diem - Seize the Day NPS Bank Hashtags #b2bvault #nationwidepaymentsystems #merchantservices #paymentprocessing #B2B #acceptcryptocurrency #b2bvaultcommunity #smallbizshoutouts #showloveitstheb2bvaultway #smallbizlove #FinTech #CryptocurrencyProcessing #PaymentProcessing #CreditCardProcessing #PaymentTechnology #cryptopaymentprocessing #merchantaccount #creditcardprocessing #debitcardprocessing #internetcardprocessing #wirelessprocessing #creditcardterminals #onlinepayments #paypal #stripe #square #merchantaccountprocessing #paymentgateway #ecommercesolutions #smallbusinesspaymentsolutions #highriskmerchantaccounts #highriskbusinesses #cryptopayments

In today's podcast, we dive into what is going on with congress and credit card processing. Two articles came out about these hearings and a "Bill" that is sitting on the Senator. Dick Durbin's desk. The first was in the capitalist - an opinion stating that if interchange was more regulated, it would cause a lot of harm to small banks, credit unions, and local banks. Florida Credit Union Association was urging Senators not to go along with this proposal. https://thecapitolist.com/congressional-proposal-might-put-your-local-credit-union-out-of-business/ In another article in payments dive https://www.paymentsdive.com/news/visas-ceo-braces-for-legislation/624603/ We discuss these two articles - it is more about the mid-term elections and a lot of posturing and blame being put on big companies. The real deal is this - congress needs to stay out of private business - because business always makes adjustments when Congress makes laws. Also, who owns these companies? - the card companies and banks are not owned by one individual although that is what they try to spin - these companies are owned by shareholders, stockholders, investors in the stock market, people who have a 401K, people who have IRA's, etc.. the public are the owners of these companies. The other reality is this; Congress does not understand how credit works, and they do not understand how credit card processing works, either. If congress wants to call me - I can come up to Washington DC and do a whiteboard demo and explain to them how these systems work, how complex they are - when I hear a guy from the National Retail Federation say at another hearing how the credit system is broken - here is another example of how out of touch these people are with reality. Some suggestions on what the card brands should do - listen in we talk about some easy changes that could be made. And also why regulation will not work because congress has no clue about how the business really works. Enjoy Carpe Diem - Seize the Day #b2bvault #nationwidepaymentsystems #merchantservices #paymentprocessing #B2B #acceptcryptocurrency #b2bvaultcommunity #smallbizshoutouts #showloveitstheb2bvaultway #smallbizlove #FinTech #CryptocurrencyProcessing #PaymentProcessing #CreditCardProcessing #PaymentTechnology #cryptopaymentprocessing #merchantaccount #creditcardprocessing #debitcardprocessing #internetcardprocessing #wirelessprocessing #creditcardterminals #onlinepayments #paypal #stripe #square #merchantaccountprocessing #paymentgateway #ecommercesolutions #smallbusinesspaymentsolutions #highriskmerchantaccounts #highriskbusinesses #cryptopayments

Today we are diving into the world of online fraud - and how you can spot it and prevent yourself, your loved ones, and your business from being ripped off. We really got fired up talking about this one! Follow us on Social Media: Facebook - https://www.facebook.com/b2bvault Twitter - https://twitter.com/b2bvault Instagram - https://www.instagram.com/b2bvault/ TikTok - https://www.tiktok.com/@b2bvault We will be posting examples of some of the fraud. Email - Text - Instant messages - are full of scammers trying to rip you off. Today we talk about the scams that are going on and how dangerous they are. We give some insight and education, so you do NOT become a victim of FRAUD. If you enjoyed the podcast - let us know, and leave a comment on social media. Join the B2B Vault - community page on Facebook - share and post screenshots of any fraudulent messages, you have received. Carpe Deim - Seize the Day Allen & Justin

In today's episode of the B2B Vault Podcast, we will give you 12 processing facts you need to know as a business owner. When opening a merchant account, these are the frequently asked questions. So sit back and listen, and you will learn what it takes to get set up. What info do you need to have ready? Will they pull my credit? What kind of business do you operate? How will you be accepting payments? Is there an agreement that you need to sign? How long does it take to get approved? What are the rates and fees? Should I buy or lease equipment? What is PCI Compliance? Who do I call if there is an issue? When do I get my money? What types of alternative payments are available for my business? We go through these questions, and with our unique experience as both a business owner and someone with 20 years of experience in setting up merchant accounts, we got through these questions and talked about the why so you know how to get ready to accept credit cards.

In today's podcast, we dive into the world of CBD, HEMP, Smoke Shops, and Kratom. We will talk about what is going on with the FDA, FTC, DEA, FBI, and the USDA. This industry has the most government agencies watching it - also state, local, and the federal government and congress. These industries are a moving target, and we will talk about how to get a merchant account if you are in one of these businesses and what products are being accepted for Retail and the list is different for E-commerce. We talk about these products and dive into the programs out there, and we work with start-ups, retailers, e-commerce, and wholesale companies. If you want to find out more - we offer a free 15-minute consultation, and you can book your call here. We like to keep our listeners informed when it comes to this industry because it is constantly changing - but the good thing is that more banks accept these types of merchants - of course, they all have rules. With 20 plus years of experience, we know who allows what products and have the best program for your business Relax and enjoy the episode! 

If you're a business owner and process payments and want to learn about the latest trends and financial technology for businesses, this is the podcast for you! Today we are hitting a milestone at B2B Vault is episode 80! One of the more popular subjects has been Small Business related topics. A Small business is any business doing $1 to $5M a month, so that is quite a few business owners! Today we dive in and talk about getting your small business started. 1 - Legal Entity and why that is important and picking a great name! 2 - Where will the business be located? 3 - Advertising basics - what do you need at a minimum and build from there? 4 - How do you get paid for your goods and services? 5 - should you take a paycheck, and why? Bonus, we talk about funds available from the SBA, how to secure these funds, and how not to fall for the scams related to these loans. Book an appointment for more info https://npsbank.bookafy.com/bizdev

B2B Vault: The Payment Technology Podcast, we are bringing business owners educational information about the business, payments, Fintech, technology, Defi, and more - everything you need to know about business and payments. Welcome to our Monthly Edition of Payment Trends from B2B Vault. We talk about what is going on in the news - technology and government that can affect small to medium-sized (SMB) business owners. Today's podcast will talk about Fintech - which seems to be a big Buzz Word for 2022 - everything Payments is Fintech! Contactless Payments are going to a new level. Business to Business payments is on the rise. Cryptocurrency and NFTs are in the news. How are companies preparing to accept cryptocurrency? How businesses sell NFTs to get you access to Hotel - Restaurants, Nightclubs, and Events. How owning these NFTs gets you unique amenities and more! Open banking seems to be in the news, and how people will do their banking in the future. What are regulators going to do about it? Also, the marrying of Fintech and Banking. Are passwords going away in favor of other technology? We discuss this, and there is a need for something new to secure things! Congress has also passed one law requiring businesses to accept cash and another Bill to legalize Cannabis. We need these bills to go to the house floor - Senate and get signed into law along with an update to the Farm Bill to expand CBD- HEMP industry. Cross-border - international transactions have been in the news and on the rise! We talk about how businesses in the USA can safely do business on a worldwide stage. Carpe Diem - Seize The Day - Peace out - enjoy the podcast.

B2B Vault, we are bringing business owners educational information about the business, payments, fintech, technology, Defi, and more - everything you need to know about business and payments. Cryptocurrency is today's topic we will cover on B2B Vault: The Payment Technology Podcast. If you have a business and process credit card payments, this podcast is for you! We talk about what is going on with Crypto and the Ups and Downs in the market today. We also talk about what is going on in the business world with cryptocurrency. How are businesses going to use NFTs? This is happening now! How can any business accept cryptocurrency and the three ways you can do that today! While Bitcoin is going up and down, some people only use that as their form of payment. We did a previous podcast - Cash - Credit or Crypto - it's here, and it's not going anywhere! So sit back and listen, and if you want to get in touch with us - https://b2bvault.info. Have a great day - Peace out - Carpe Diem - Seize the Day!

The B2B Vault: The Payment Technology Podcast is going to dive into business-to-business payments.   Today we are going to discuss:  Time Value of Money  Buyer Satisfaction   Buyer Experience  Integrations  Understanding Payments    Understanding what we call the "Consumerization of Business Payments" and the changing patterns of how consumers and businesses want to pay their bills today.   This is a subject that I love to talk about - while businesses think this is complicated it is actually very easy to implement. There are simple tools that can be used that streamline the process and do not require you to change anything and you do not have to spend a lot of time or money. These solutions will end up speeding up how quickly you get paid, save you time, and make accounting easier.  Take a listen and learn more.    If you're a business owner and process payments and you want to learn about the latest trends and financial technology for businesses this is the podcast for you! Visit b2bvault.info to learn more. Allen Kopelman brings 20 years of merchant account industry experience. He provides educational information about small businesses, payments, FinTech, Decentralized Finance, Cryptocurrency, and the technology businesses need to accept payments in today's world. Including news, changes made by the card brands, product knowledge, merchant services industry solutions, and high-risk alternative payment methods. Carpe Deim