Finance 101: Your Guide to Investing, Financial Planning, Insurance, College Saving, Financial Independence, and Retirement

Need a way to passively invest in the market without paying much (if any!) fees? If so, Index Funds are the way to go! In this episode, I go over the basics of Index Funds, such as: -What they are -How their fees work -Why people use them -How they came to be -The difference between Index Funds and Mutual Funds -And more! If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg

Want to invest but don't know where to start? A mutual fund MIGHT be a good place to start. If you don't know what a mutual fund is or want to know more about how they work, this episode is for you. If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

Do you know how much less money you need for retirement if you retire in Guatemala instead of the U.S.? So many people are working jobs they hate because they need to save a large amount of money for retirement, when if they were to retire abroad, they'd need to save much less. It all comes down to your dreams and goals in life. If your dream is to retire early, then this is the pod for you. Here's the link to the article I read from: http://reachfinancialindependence.com/early-retirement-abroad/ If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101 Soundcloud https://soundcloud.com/brent-wf-dunn

Opportunity Cost = Opportunity Lost What are you giving up with every decision you make? Time, energy, resources? Is there something better you can be doing with that time, energy, and money than what you're doing right now? If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101 Soundcloud https://soundcloud.com/brent-wf-dunn

Are YOU investing your money in the right places? Maybe you're investing passively when you should be investing actively. Or perhaps you're investing actively when you can afford to be investing passively. Check out this episode to learn the difference between active and passive investing, and what better suits you. If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

While the stock market may seem like a crazy and confusing place, in reality it's very simple. Stocks are bought and sold based on belief that the future price will be either higher, or lower, than it is now. But how can one person think the price is going down while the other thinks it's going up? Check out this episode to find out. You can read the blog post to this episode by going here: https://www.wholesomefinancial-brentdunn.com/blog/how-stocks-work-buy-the-rumor-sell-the-news If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

Do you know how much is too much when it comes to house payments or rent? Millions of Americans are 'house poor', meaning that they're spending so much money just paying for housing that they don't have much left to spend elsewhere and invest. As a quick rule of thumb, I like to listen to Dave Ramsey when he says that you shouldn't be spending more than 25% of your take home pay on housing. Listen to this episode to learn the other rules of thumb and the 50/30/20 budget rule. If you want to read the corresponding article for this podcast, go to: https://www.wholesomefinancial-brentdunn.com/blog/spend-on-housing If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101 Soundcloud https://soundcloud.com/brent-wf-dunn

In this special edition of Finance 101, I interview my friend Zach and talk all about Bitcoin and Cryptocurrencies. We dive into what Crypto actually is, what gives it value, why we like it, and why people use it. If you don't know much about Bitcoin or Crypto, or even if you do know a bit, this episode will get your feet wet to the world of digital money. If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101 Soundcloud https://soundcloud.com/brent-wf-dunn

Link to Webinar: https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar This is my webinar on how to use Indexed Universal Life Insurance (IUL) for investing for retirement and other life goals. Many people don't know about the IUL and the safety and security it brings to investing. The IUL is a great way to save money in a safe, simple, affordable, and versatile, way. It is true that you do not have the unlimited potential to earn as much as you can earn in the stock market (though it is possible to do better off than the stock market!). But the IUL isn't meant to bring unlimited upside potential, it is meant to be the secure foundation of a safe and reliable retirement plan. If you would like to watch my free webinar on how to invest for retirement without risking your money in the stock market, go to the link below. This webinar covers the simplest, safest, and most affordable way to invest for retirement. https://www.wholesomefinancial-brentdunn.com/saving-for-retirement-webinar As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/bdunnfinance Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

In this episode I read a blog post by Mr. Money Mustache titled 'Your Debt Is An Emergency'. To learn more about MMM, check out his website:https://www.mrmoneymustache.com/2012/04/18/news-flash-your-debt-is-an-emergency/ As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/Finance101_Blog Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

In this podcast I talk about Warren Buffett's two rules for investing, and how to combine it with Albert Einstein's comment about compound interest being the 8th Wonder of the World. I will be creating a webinar video soon to talk about how to combine Buffett's Rules with Einstein's remark. It will be posted on my website somewhere and on my Facebook in a few days. As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/Finance101_Blog Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

When paying down debt, there are two different strategies you can take: The 'Debt Snowball' or the 'Debt Avalanche'. In this episode, I talk about the advantages and disadvantages of each, and I'll help you decide which strategy is best for you. For the corresponding article for this podcast, check out: https://www.wholesomefinancial-brentdunn.com/blog/how-to-pay-off-debt-debt-snowball-vs-debt-avalanche -Brent Dunn -Financial Planner/Coach As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/Finance101_Blog Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

Did you know you can save up to 30% by just using a credit card? In this episode, I talk about credit card hacking and how to use credit cards to your own advantage. If you don't have a Credit Karma account yet, go here to sign up: https://www.creditkarma.com/ To check out the corresponding article to this podcast, go to: https://www.wholesomefinancial-brentdunn.com/blog/how-to-use-credit-cards-to-your-advantage As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/Finance101_Blog Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

It's good to get a big tax return from the government each year, right? Nope! Getting a tax return means you lent the government money during the year that should've been in your pocket. This podcast will explain why you don't want a tax return, and how to make sure that you don't get one. To check out the IRS Withholding Calculator, go here: https://www.irs.gov/individuals/irs-withholding-calculator As a way of getting to know more people and build better relationships, I offer a Free 30-Minute Discovery Call. During this call, I am all your to ask any personal finance questions you may have. If you would like help figuring out where to invest your money or whether to pay down debt or invest for retirement, I would love to help! The reason I do this for free is because I know that if I can bring value to you and we can establish a relationship, I will be the first one you call when you or a friend need help making a financial plan. :) Free 30-Minute Discovery Call https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/Finance101_Blog Insta: https://www.instagram.com/bdunnfinance Linked In http://www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Stitcher https://www.stitcher.com/podcast/finance-101

What Is The Tax Torpedo? How Does It Work? And What Can You Do To Avoid It? To read the corresponding article for this podcast, go to: https://www.wholesomefinancial-brentdunn.com/blog/the-tax-torpedo-what-it-is-and-how-to-avoid-it To sign up for a 100% FREE 30-Minute Discovery Call where I help answer any financial questions you may have. Go to: https://www.wholesomefinancial-brentdunn.com/free30minutediscoverycall There will be no selling, no strings attached, etc. My mission is to help people make the best decisions about their finances that feel right to them. I just want to bring you value so that when you or a friend need a financial planner/coach, I'm the first person you come to. :) If you are newly married or know someone who is, go to my website and download the Free Financial Road-Map For Newly-Weds under 'Free Resources'. It's a guide for specifically newly-weds to help them navigate their finances and make goals as a new couple. Check out my Insta, FB, Twitter, YouTube, etc. and comment on something to say hi! Email bdunn@wholesomefinancial.com My Site https://www.wholesomefinancial-brentdunn.com/ FB https://www.facebook.com/Bdunnfinance/ FB Finance 101 Group https://www.facebook.com/groups/finance101group/ Twitter: https://twitter.com/Finance101_Blog Insta: https://www.instagram.com/bdunnfinance Linked In www.linkedin.com/in/brentdunn1 iTunes Podcast: https://itunes.apple.com/us/podcast/finance-101-your-guide-to-investing-financial-planning/id1394097470?mt=2# YouTube https://www.youtube.com/channel/UC8DNH_48pwKWRQ9LdR_6-bg Soundcloud https://soundcloud.com/brent-wf-dunn