The Prosperity Podcast

Many people respond very emotionally to the idea of a reverse mortgage. On this episode of the Prosperity Podcast, best selling author Kim Butler and No BS Money Guy Todd Strobel sit down to talk about what a reverse mortgage is and what the benefits and drawbacks are. They also discuss the benefits of combining both a reverse mortgage and life insurance to maximize benefits. Tune in to find out how you can take control of your finances and become a more educated banker and consumer. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Saving for retirement can be hard, especially as life spans get longer. In fact, a lot of people lose most or all of their assets by not properly preparing for a long term care situation. They might even plan for the right number of years, but not for the cost of their medical expenses. Today best selling author Kim Butler and No B.S. Money Buy Todd Strobel talk about several different ways we can prepare for long term care and still maintain control of our money and follow the seven principles of prosperity. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Today’s topic is something that a lot of people might not understand completely - the multiple uses of paying life insurance premiums. Best selling author Kim Butler and No BS Money Guy Todd Strobel clarify and explain just how pay your life insurance premium works, when you can stop, what that money really does and goes toward, and the flexibility that minimum and maximum pay depositions allow. Tune in today to learn more about whole life insurance and take control of your financial future! If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

How are you saving your money? Do you withdrawal money from your saving account, then pay yourself back later? What if you left that money in your account and let it grow and borrowed against that instead? Most people don’t figure this out until much later in life, but doing so allows you to take advantage of the value of uninterrupted compound growth. Today’s episode is a little bit more technical, but very important. Tune in to find out how to take control of your finances and keep your money safe! If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

What is the value of good health? Probably not something we can measure! However, the effect of certain healthy habits (and lack of unhealthy ones) can have a measurable effect on your finances! Today Kim Butler and Todd Strobel sit down to talk about the financial value of healthy living, and the best ways to incorporate healthy practices into your lifestyle, to not only feel better but increase your net worth! If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Today’s episode covers a very specific situation, however, if you have or plan on purchasing a whole life policy, this very well may be a situation that you run into. Best selling author Kim Butler and co-host Todd Strobel sit down to talk about the best way to repay debt on loans against a permanent life insurance policy. They talk about the various reasons a loan may have been made, including hard financial times - and then they discuss how to optimize the repaying of this loan. Tune in to learn more about taking control of your financial future and keeping your money safe. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Is gold a good place to store your cash? As the stock market becomes increasingly less trustworthy and people look for reliable places to store their money to retain its value and keep up with inflation, many turn to gold as a “reliable” investment where they believe their money will be safe. Today, best selling author Kim Butler and no b.s. money guy Todd Strobel sit down to talk about “calling a spade a spade” and the importance of calling buying gold what it is - speculation. They also talk about safe alternative investments to gold that allow the consumer more control over their money and a guaranteed return. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Approximately seven years ago, many good, profitable businesses found themselves in a bind because their line of credit was pulled by the bank, and ultimately had to shut down. Many business owners wonder if there is a way to continue to feed their business if the worst should happen to again and their access to reliable credit is cut off. Today on the Prosperity Podcast, best selling author Kim Butler and co-host Todd Strobel reach out to those trying to grow and manage their own business to discuss the importance of being able to borrow against cash value of life insurance in instances where credit is not an option. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

We all want to invest our money in profitable enterprises. Conversely, many of would also like to invest in programs and organizations that make the world a better place. Do these two goals always need to be separate? Today, our hosts best selling author Kim Butler and no b.s. Money guy Todd Strobel sit down to talk about investments that benefit the world, the investor, and the investee, or win win win investments. Tune in to find out how you can use your money to make a difference, while still keeping it safe and securing a profit! If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Could low interest rates ever be a bad thing? Today our hosts best selling author Kim Butler and no b.s. Money guy Todd Strobel sit down to talk about how the federal reserve might be hurting us with low interest rates. They talk about the effect that low interest rates have on the majority of people’s retirement plans and tax deferred accounts, the effects they may have on your pension, and their effects on the life insurance business, dividends, and mutual life insurance companies. Tune in to plan for your retirement and ensure that your money is safe and profitable. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Annuities are super safe, require a super long commitment, and they could also cost you superbly. Today our hosts, best selling financial author Kim Butler and no b.s. money guy Todd Strobel sit down to talk about annuities, and the different type of annuities available. They talk about the different reasons why financial advisors might recommend annuities and why they never recommend tax deferred, fixed or equity index annuities. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

How do we get an accurate picture of our finances - not so up close that we can’t see the forest from the trees, and not so far away that we’re up in the clouds? Today, best selling author Kim Butler and no b.s. money guy Todd Strobel talk about how to get that perfect snapshot, that thirty thousand foot view, of our money. They explain what a prosperity profile sheet is, where you can go to get one, or how you can make your own! Tune in to take control of your finances and get your house in order today. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Why are so many retirees dissatisfied? Today our hosts no bs money guy Todd Strobel and best selling author Kim Butler sit down to talk about the growing number of dissatisfied and unhappy retirees. They talk about the primary importance of choosing to be happy, day to day and even minute to minute. They then turn their attention to the learning how to prepare (not plan!) for retirement, the role of fear in retirement preparation, and the importance of having cash flow. Tune in to find out more about how to set yourself up for a secure, prosperous retirement. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Today on the Prosperity Podcast, our hosts, best-selling author Kim Butler and no bs money guy Todd Strobel, sit down to discuss ‘why it’s ok to stray from the 401(k)’. They talk about the difference between “saving” and “investing” and how those words have gotten confused in our everyday language. They also discuss what you should be doing with your money instead of investing in a 401(k) (not buying a jet ski!) - but putting your money in places where you have ‘CLUE’ - control, liquidity, use, and equity. Tune in to find out more about 401(k)s and how to keep your money safe. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

Today on the prosperity podcast, we’d like to welcome Rhea Perry, an expert on educating your children for financial success. Rhea Perry has managed to homeschool all of her six children for financial and entrepreneurial success, by teaching them the principles of the prosperity and encouraging hands on learning. Tune in to find out more about her unorthodox teaching methods and her path to success! If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!