The Prosperity Podcast

Kim and Todd breakdown college and why the costs keep rising. They analyze higher education based on the Prosperity Principles. College is addressed by the numbers. They take into account both the parent’s and the student’s prosperity as factors. Also, alternatives to handling the cost of education. Finally, we answer the age old question of, “What are they teaching kids these days?” in today’s episode of the Prosperity Podcast.

Kim and Todd take up a conversation about having meaningful conversations. They discuss the importance of keeping partners involved and informed in case of an untimely crises. The four D’s take center stage on today’s episode of the Prosperity Podcast.

Kim and Todd continue their discussion on mortgages. They show how debt and mortgages are intertwined and how it’s not a bad thing. Reverse mortgages should be recommended to a specific audience. The Prosperity Principles are on full display in today’s episode of the Prosperity Podcast.

Why you DON'T want to pay your mortgage off too quickly! Kim and Todd discuss down payments, compare 15 vs 30 year mortgages, and tackle other questions to consider when getting a mortgage, with some surprising answers! What is the value of your cash down payment, or your cash flow? And is there value in “peace of mind”, even if it means choosing a less effective economic strategy? Find out in today’s episode of the Prosperity Podcast.

Daring to be "politically incorrect," Kim and Todd attempt to break down the stigmas between economics and politics. Obamacare and the language of economics are discussed, along with the challenge of having honest and open conversations about economics. Is there any room for political correctness in economics? How are Todd's economic discussions affecting his dating life? Find out in today’s episode of the Prosperity Podcast!

On today’s episode of the Prosperity Podcast, Kim and Todd analyze life insurance rates of return for different age brackets. We discover the surprising truth that "you’re never too old for life insurance!" The current net rate of return is discussed, and alternative ways to take advantage of the benefits of life insurance even when your health or other risk factors make it difficult for you to be insured yourself. Kim’s daughter, Kaylea Butler has released a book, Every Day is A Miracle: Lessons from Susan Rammekwa, it can be found on Amazon.

On today’s episode of The Prosperity Podcast, Kim and Todd dive into the realm of bonds. They discuss the history and current climate of bonds, such as muni-bonds. The current market and quality of those bonds are examined as well. The recent San Bernadino ruling on bondholders and pension funds is broken down. They wrap the show up by reminding you to adjust your strategies and techniques as the times change.

In this episode Kim D.H. Butler and Todd Strobel talk about the differences between Austrian and Keynesian Economics and how these economic theories relate today’s economy. This is a great layman's introduction to economic theories! They also share the challenge of having our savings and investments beat inflation and the solution.

One of the best way to invest outside of the stock market! In this episode, Kim D.H. Butler and Todd Strobel talk about life settlements and the history and benefits of this underrated investment. Life settlement investments produce predictable, healthy returns and follow the "zero risk tolerance" guideline discussed in episode 15. However, they are controversial and often misunderstood. In this episode, Kim and Todd discuss the benefits, the history, and some of the ins and outs of life settlements. Learn if this investment with healthy returns and low, low risk is for you!

Investment Solutions for Sluggish Saving, Risky Growth and Weak Cash Flow How to Save Better, Grow Your Assets Faster and Create Substantial Cash Flow... Without Stock Market Risks! This special episode of The Prosperity Podcast features an interview Mark Cosman from Experts Showcase did with best-selling financial author, Kim D.H. Butler. Mark presses Kim to name the 3 biggest problems that investors face: 1. When saving, they don't know where to store cash where it can keep pace with inflation. 2. When investing, they have a hard time creating growth in their assets without risking principal. 3. When desiring investment income, they don't know how to use their assets to create substantial, efficient cash flow. Mark presses Kim for solutions to these problems, and shows how listeners can get a free ebook with more information!

Kim D.H. Butler and NO BS Money Guy Todd Strobel talk about the real story of the qualified plan and who benefits. One key thought in today’s conversation is, “when the government is benefiting, it typically means that we are not.” You’ll hear which plans give you the most freedom towards your prosperity and which should be AVOIDED.

Kim D.H. Butler and NO BS Money Guy Todd Strobel talk about freedom and liberty. They share excerpts from the book ‘Are We Good Enough for Liberty?’ by Lawrence W. Reed of FEE.org. In this episode you’ll learn why you should be careful with any government plans and strategies when it comes to your wealth.

In the debate between what kind of financial advisor is generally best, it is clear where award winning author Kim D. H. Butler and “No B.S. Money Guy,” Todd Stroble stand. In this podcast they discuss the differences between Fiduciary standard advisors and Suitability standard advisors. Kim stresses the value of the focus a fiduciary advisor will place on their client. This is in direct contrast to the focus the advisor will put on themselves. Todd roughly covers the episodes entire theme in one poignant comment. He encourages buyers to listen for two different sentences when meeting with their advisors. If they say, “I am required to say if the recommendations I make are good or bad for you,” their focus is on not on you. If they say, “I am required to say if the recommendations I make are the best for you,” your success is the first point on their agenda. The two leave the podcast with a few words regarding the value of prosperity economics and ways that those listening can hear more about it.

Today's episode of The Prosperity Podcast continues the debate over whole life insurance vs. term life insurance. Best selling financial author, Kim D. H. Butler and “No B.S. Money Guy,” Todd Strobel pick up where they left off previously, discussing questions that had been sent in by a viewer in support of term insurance. The arguments and responses covered include; price comparison, investing comparison, and large commission comparison. Kim and Todd address the reasoning behind each question the viewer had and then proceed to teach why both whole life and term insurance are important and practical. Most clearly they express why term on its own is not a long term option as it’s name suggests. Once again the final consensus is that a combination of both insurance options is the best way to stay protected as well as save for the future.

In this episode of The Prosperity Podcast, best selling financial author, Kim D. H. Butler and “No B.S. Money Guy,” Todd Strobel take on some misconstrued ideas regarding whole life insurance vs. term insurance. Looking at a letter that was sent to Kim regarding questions about a previous podcast on the subject, they clarify four aspects of whole life insurance. These include; Pay for one and get two, zero cash value, death benefits, and over expenses for middle income families. The question and answer sequence of this particular podcast is a great way to uncover misconceptions that various insurance buyers might be having. In presenting correct facts on the subject they help buyers make properly informed decisions. Through this response pattern, they determine that a combination of both whole life insurance and term insurance is the safest and most reasonable option.