The Freedom Formula for Physicians | How Doctors Cut Debt & Slash Taxes | Business Of Medicine | Financial Education

Our next guest, Jennifer Thompson, has served as President of Insight Marketing Group since 2006 and helps physicians and private medical practices throughout the U.S. attract and retain patients and rock-star employees. Jennifer has 20+ years of experience in marketing and business development for start-up organizations and as a marketing director for a Fortune 500 company. In 2010 & 2014, Jennifer was elected to the Orange County Board of County Commissioners where she made decisions that impacted over 1.2 million citizens and 60+ million visitors. Jennifer was often recognized for her use of social media and community outreach in her elected role. In 2013, Jennifer’s company helped a client win the Social Madness competition in Central Florida and go on to place 8th nationally. Jennifer is a serial entrepreneur who wakes up every day at 4 am ready to change the world. She has been invited to share her knowledge at multiple MGMA association meetings and conferences, the Florida Bones Conference, the American Academy of Orthopaedic Surgeons and AOA-36 on the topics of social media, reputation management, and leadership. She is also the co-host of the DrMarketingTips Podcast available on iTunes. Please help me welcome Jennifer to the show!   In this podcast, you will discover... - How Jennifer began serving physicians and her journey to get there - What her words of wisdom are to physicians that are in practice and physicians that are transitioning to practice -  3 decisions that you can make right now that can help your practice   Resources Mentioned In This Podcast   Insight Marketing Group and about Jennifer Thompson   Dr Marketing Tips Podcast   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

What a crazy year! We've dealt with the pandemic and social distancing and countless economic and physical and mental and spiritual anguish. However.... I believe that we may not be done yet! I think another economic storm is coming.   In this episode, you will discover... - What I am really concerned about - The number behind these concerns - Where the economic storm may hit hardest and where it may not hit at all - How you may be able to take advantage of this coming storm   Resources Mentioned In This Podcast   Black Knight's Reports   June 2020 Report   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

Our next guest is the CEO of Golden Tax Relief, an organization helping individuals and businesses with wage garnishments, delinquent tax returns, bankruptcy, and more.  He takes the time to carefully review each unique case and develops a thorough plan that will resolve tax problems quickly and efficiently. He felt it was important to open Golden Tax Relief because of his own past experiences with the IRS. In 2012, he had his identity stolen, and someone tried to file his taxes without his knowledge. It took several years, letters, and calls to the IRS, he finally got it straightened out. But what a mess! As an Enrolled Agent, he knew how the IRS worked, and yet it was extremely frustrating to know what needed to be done and be unable to get their help. He could only imagine how someone who doesn’t know or understand the IRS must feel. Dealing with the IRS can be terrifying for someone who has never had to do that before. Please help me welcome Mr. Ben Golden to the podcast! In this podcast, you will... - Discover what led Ben to starting a tax preparation business and then sell it - Learn the difference between a pro-active CPA and a bean counter - Listen to common problems that people have with the IRS and how it happens - Discover the "board" tax deduction which might lead to tax savings of thousands of dollars - Learn about the pros and cons of the home office deduction   Resources Mentioned Golden Tax Relief   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

What does life look like after medicine? How should we handle this financial crisis? These are just a couple of the questions posed to our next guest. Our next guest has been with us--- not 1x, not 2x, but now 3x! Welcome back to our monthly fireside chat with a physician to get to know their journey, their joys, and their struggles with finances and outside of finances. This show is not always about actionable content. It is, however, a chance for you to see behind the curtains, to walk in another person’s shoes and experience their lives. Our next guest is a man on a mission; to teach doctors how they can live healthy, happy, and debt-free lives–to regain control of their practice, their time, and their finances. He is making an effort to improve the lives of his colleagues. Please help me welcome back Dr. Cory Fawcett, Welcome back Cory! In this podcast you will: Discover Cory's favorite trip during his retirement so far How he thinks CovID19 has impacted the FIRE movement Gain 3 actions you should do right now to prepare from the fall-out of the Corona Virus  Hear whether he thinks private practices or employed physicians will prosper in the times to come Discover how CovID19 has changed how he thinks about side hustles and whether or not it is right for you Resources mentioned in this podcast:  Stop Digging with Cory Fawcett, MD How to Retire Early and Live the Retirement Lifestyle You Want with Cory Fawcett, MD   The Young Physicians Guide to Money and Life Cory Fawcett's Website   Cory's Books:   https://financialsuccessmd.com/books/     Link to articles we referenced: https://financialsuccessmd.com/three-years-retired-from-surgery-and-alls-well-with-my-fire-life/   https://financialsuccessmd.com/five-things-to-get-you-through-a-financial-crisis/  https://financialsuccessmd.com/the-golden-week-is-crucial-in-a-financial-crisis/ https://financialsuccessmd.com/will-the-market-crash-extinguish-my-fire-after-only-6-years/  https://financialsuccessmd.com/six-good-things-brought-about-by-the-pandemic/ https://financialsuccessmd.com/one-small-town-practice-adapts-to-survive-a-pandemic/  https://financialsuccessmd.com/covid-19-reminds-us-of-the-need-for-an-emergency-fund/   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

In this podcast, we've covered everything in real estate from single family to self storage to multi-family and of course, my favorite, land and now.... being a 'lien lord'. What the heck does that mean?? I was wondering the same thing when I saw the title. Our next guest is on a mission to help investors take advantage of one of the most effective and overlooked avenues of real estate investing: residential mortgage notes. As Founder and Principal of Aspen Funds, he has purchased more than 1,000 mortgage notes without the risk and volatility of traditional investing options. Please help me welcome Mr. Bob Fraser! In this podcast, you will discover... What Bob learned from dealing with venture capital in Silicon Valley How Bob shifted his career and started this business What the potential downsides are and how often people default Why there are advantages of owning notes and becoming a “lienlord,” How their fund structure is set up to absorb an inevitable recession that will blow and how they will keep chugging along. Resources Mentioned Aspen Funds   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

How do you transition out of medicine? What does that look like? Welcome back to our monthly fireside chat with a physician to get to know their journey, their joys, and their struggles with finances and outside of finances. This show is not always about actionable content. It is however a chance for you to see behind the curtains, to walk in another person’s shoes and experience their lives. Our next guest was kind enough to join me to discuss how CovID19 has impacted the medical practices and systems he consults with as well as to discuss lessons learned from decades as a physician. After hanging out his shingle in a small town on the Pickney Bend of the Missouri River in 1994, our next guest and his partners leveraged one of the country’s first total-risk Medicare Advantage contracts into a regional health system which they eventually sold for $132m. After four years as an employed physician, he transitioned into a second career of helping patients by helping clinicians improve their personal and profession lives. Please help me welcome Tom Davis MD FAAFP In this podcast, you will discover... - How Dr. Davis got started in medicine - What the transition was like in hanging in shingle to becoming a multi-physician practice to the acquisition by a hospital system - What Dr. Davis would suggest to physicians today - How he celebrated the big pay day and what he thinks of financial freedom today! Resources Mentioned in This Podcast WoW Health Solutions   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

How can a super busy physician find the time and energy to invest in real estate? Welcome back to our monthly fireside chat with a physician to get to know their journey, their joys, and their struggles with finances and outside of finances. This show is not always about actionable content. It is however a chance for you to see behind the curtains, to walk in another person’s shoes and experience their lives. Our next guest was kind enough to join me to discuss how CovID19 has impacted her medical practice and of course we talk about her journey in real estate! She has a full-time busy Family Practice in Escondido, California, and serves as the Chief Physician Officer for a physician-owned medical group of 84 providers and 12 locations. She is passionate about building wealth and having her money work hard for her so she can spend time doing things she loves with the people she loves.  After learning about real estate investments such as syndications, she has been passively investing but also founded VMD Investing to help other busy professionals. She enjoys educating and showing them the options available to accredited investors so they are also able to create a passive stream of income and break the time = money equation. Please help me welcome Dr. Vanessa Peters! In this podcast, you will discover: How her practice has been impacted by CovID19 and what they are doing to shift What is and what isn't passive real estate investing How she got started in real estate investing and lessons learned along the way What her process is for investing in Syndications and 3 key questions that she asks Resources Mentioned in This Podcast The Busy Professional's Guide to Passive Real Estate Investing - A physician's guide to building wealth, creating financial freedom, and leaving a legacy. VMD Investing   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

How can you survive --- physically, mentally, emotionally, and spiritually --- after a personal medical crisis? Welcome back to our monthly fireside chat with a physician to get to know their journey, their joys, and their struggles with finances and outside of finances. This show is not always about actionable content. It is however a chance for you to see behind the curtains, to walk in another person’s shoes and experience their lives. Our next guest was kind enough to join me to discuss how she survived multiple medical maladies and has pivoted what she is doing with her life after going through an incredible crisis. Please help me welcome Dr. Lynn Amores!   In this podcast, you will discover... - Her journey into medicine and why she became a physician - What happened medically that totally changed her life -  How she has transitioned and what she is doing now   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

Our next guest has been on the podcast--- not 1x, not 2x, now--- 3rd time is the charm! Welcome back to our monthly fireside chat with a physician to get to know their journey, their joys, and their struggles with finances and outside of finances. This show is not always about actionable content. It is however a chance for you to see behind the curtains, to walk in another person’s shoes and experience their lives. Our next guest was kind enough to join me to discuss Covid19 and how it has impacted him. During the 4 years or so we've known one another, he has transitioned from residency to fellowship and now to practice. I wanted to invite him back because he is a wealth of knowledge and has a steady head on his shoulders. He is currently a practicing radiologist resident in Upstate New York. Throughout his medical education, he’s noticed a surprising lack of personal finance knowledge among young medical professionals, many of whom are extremely bright and talented. Hence, he created a blog, FutureProofMD.com I can’t wait to get an update from him! Please help me welcome back Dr. Bo Liu   In this podcast, you will discover... His journey from resident to fellow to practicing physician How his thoughts on money have changed (and have not) due to CovID19 What he is doing for loan repayment and his plans for the future Why he hasn't bought a house yet and when he will buy a home   Resources Mentioned In This Podcast: FutureProofMD.Com 2016 Conversation with Dr. Liu--- Soak It Up Like a Sponge 2017 Conversation with Dr. Liu--- Making It Rain $ In Debt Forgiveness Pay as You Earn (PAYE) vs. Revised Pay as You Earn (REPAYE) PSLF Fact Sheet PSLF Frequently Asked Questions Department of Education's site for PSLF Department of Education's Repayment Estimator - Great tool! WhiteCoatInvestor.com PhysicianOnFire.com DrWiseMoney.com PassiveIncomeMD.com   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

Today, we are going to focus on physician employment contracts and chat with Jon Appino, the CEO of Contract Diagnostics. We are going to be exploring --- how is the corona virus impacting physicians contracts??? We recorded this episode in late March 2020. So, I'm a few months behind. Things were getting pretty darn bad at the time. There were lots and lots of questions as to how the corona virus might impact physicians and we explored each of them. As a matter of fact, this is Jon’s THIRD time on the show. The first two times inspired the contracts section of The Young Physician’s Guide to Money & Life. Jon is somebody who brings value each and every time he is on the podcast.  A little background on him... Jon obtained his BS in Biology and Chemistry with a Pre-med focus. After deciding on a business career over medicine, he has spent the past 15+ years working in various sized companies and start-ups in the healthcare field. He completed his MBA in 2004 and launched his most recent company, Contract Diagnostics, in 2011. He is passionate about the education of Physicians with regards to the non-clinical (business) aspects of medicine. What I think is pretty neat about this company is that Contract Diagnostics offers a wide range of review packages with price points starting at only a few hundred bucks with flexible payment plans for Residents and Fellows as they complete their training. Enjoy the podcast with Jon Appino! In this podcast, you will… Discover what Jon thinks about how the virus may impact existing physician contracts How the physician marketplace has shifted for residents and fellows What young physicians should be considering and asking for in their contracts Discover what Jon would revisit in existing contracts Resources Mentioned In This Podcast: The Young Physician’s Guide to Money & Life. Contract Diagnostics Jon Appino- Learn The Pitfalls & Painful Lessons Of Physician Contracts A Contract Horror Story The First 5 Commandments of Physician Contracts   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

Hello, my friends, this is Dave Denniston, and welcome back to another episode of Freedom Formula for Physician’s Podcast.  Joining us for this episode is now a fourth-time guest.  He is an author, mortgage lender, specializing in physicians, dentists, CRNAs, and PAs, and you’ll hear him on his own podcast from time to time, Physician Financial Success Podcast. We recorded this episode in early March 2020 just as the Corona Virus was beginning to wreak havoc. Although we're a few months past that now--- the principles discussed here are vital to consider during this time.  Please help me welcome back Josh Mettle. In this podcast episode you will: Hear about how mortgage interest rates have moved dramatically down and how it may impact you Discover three smart strategies (including one that I am considering) as a reason for refinancing your home How Josh has changed his real estate portfolio and what his most recent move was and why he did it Great golden nuggets of advice for investing in real estate Resources mentioned in this episode: Josh Mettle- Real Estate Smashing Failures & Glorious Successes The Tax Reduction Prescription with Josh Mettle Josh Mettle- The Pitfalls of Physician Mortgages Josh Mettle- 2018 Home Buying Update www.doctorfreedompodcast.com/homevalue Physician Financial Success Podcast If you have questions or want to share your story, I’d love to hear from you. Contact me at dave@doctorfreedompodcast.com or on my website www.doctorfreedompodcast.com. Remember, make sure to slash your debt, slash your taxes, and live a liberated lifestyle. ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

Welcome to my first solo episode of season 5! In this crazy time where people are hurting and dying, I've taken some time to reflect. What money lessons have I learned this time? Did I learn my lessons from last time? How has my attitude about money changed over time? What would I recommend for others to do? In this episode, you will discover... - The 1st big lesson that I feel most everyone could be doing a better job of. I know I didn't have a large enough one of these last time around! - The 2nd big lesson is something that I implemented several times over and I wish I had gotten started earlier - The final lesson has to do with time. What I wish I would have done differently this time. Resources Mentioned The 10 Most Difficult Years of My Life My Financial Experiments- Q3 2018 My Financial Experiments- Q2 2018 My Financial Experiments- Q1 2018 My Financial Experiments- Q4 2017   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

You've spent all this time and energy and effort building up your assets and slashing your debt. Now... how do you protect it? Our next guest is an expert at it! Brian T. Bradley, Esq. was selected to the Lawyers of Distinction List Three (3) Years in a row 2018, 2019, & 2020, Super Lawyers Rising Star List 2015, nominated to America's Top 100 High Stakes Litigators List, nominated to the 2017 Law Firm 500 Award. He represents Self-Made Entrepreneurs, Professional Athletes, Business Owners, Medical Doctors, Real Estate Investors, those investing in cash flowing properties, and HNW Families.​   In this podcast, you will discover... - How Brian discovered law (and the not-perfect time that he got out of law school) and pivoted into litigation - How he made it day-to-day while he was doing pro-bono cases - What kind of asset protections residents, fellows, and newly practicing physicians should be aware of - When retirement plans do NOT work for asset protection and how they can be limited in protection - What the differences are between revocable and irrevocable trusts - Specific kinds of trusts that are the best for specific states and what you need to know Resources Mentioned Asset Protection Services   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

Our next guest, Dr. Harsha Moole, is an Internal Medicine Physician-Scientist in the US.  He is the Principal of PhysicianEstate, an online real estate platform directed towards physicians in USA. Physician Estate provides free resources (eBooks, Blog content, Podcasts) on asset protection, tax strategizing, prevention of medical malpractice litigation, real estate education, and passive income streams.  In this podcast, you will discover... - How he grew up in India (and whether it has spicy food or not!) - What influenced him to become a physician - What is the MBBS and why do so many Indian physicians have it? - When Indian medical students have to pay a significant amount of money for MBBS and when they don't - What he thought of his resident's salary and his first paycheck - How he would compare Indian families, South American families, and US families - The real estate website he got started his education on  - What he thinks is the key to his current success and future success Resources Mentioned in This Podcast PhysicianEstate eBooks Blog content Podcasts www.BiggerPockets.com   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.

Our next guest is Dr. Ben White. He is a physician (radiologist) who is married to another physician (physciatrist). He does medicine by day and blogging by night! (kind of). He's an author whose focus has been simply to share his thoughts rather than monetizing his podcast. I think you'll find a very down-to-earth and easy to relate to guy. He comes with some great perspectives and thoughts for all of us. In this podcast, you will discover... - When we met his wife (Hint: He was pretty young!) - What his parents thought of becoming a doctor and his specialty - Why his family seemed not very well off and what that taught him - What his experiences were with his student loans and how he went from no debt to loads of debt - Why he started his blog 11 years ago and what he's learned along the way. Also, what has kept him going? Resources Mentioned in the Podcast: - Ben's Blog: https://www.benwhite.com/ - Medical Student Loans Book: https://www.benwhite.com/studentloans/   For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.