The Disciplined Investor

Never let a crisis go to waste – That’s what they say! $900 billion "down-payment" approved. A look back on 2020 and what may be in store for 2021. Plus - achieving your goals starts with this.... Follow @andrewhorowitz Check out - www.ibkr.com/compareInteractive Brokers. Interactive Brokers charges USD margin loan rates from 0.75% to 1.59%. Rates subject to change. Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Friday Pre-Market Run-Down Webinar Registration - http://www.triggercharts.com/webinar-pre-market-rundown-fridays/ Stocks mentioned in this episode: (IWM), (SPY), (BTCUSD), (QQQ)

Wrapping it up – Sending it out  - the last few days of 2020 are counting down. That means  - this is the last show for this year! Stimulus deal squashed and a look at sectors along with a quick 2021 outlook. Follow @andrewhorowitz Check out - www.ibkr.com/syepAre you looking for ways to earn extra income? Interactive Brokers’ Stock Yield Enhancement Program lets you earn extra income on fully-paid shares of stock in your brokerage account. Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Friday Pre-Market Run-Down Webinar Registration - http://www.triggercharts.com/webinar-pre-market-rundown-fridays/ Stocks mentioned in this episode: (SPY), (TSLA)

The Horses are turning the corner, coming down the stretch as Congress is pushing a decision until the 11th hour.   News from the FED and we have listener questions to be answered! We dig into the M1 Money Supply chart and have a great discussion with our guest, author and Certified Financial  Planner - Veronica Karas. Veronica Karas is a Certified Financial PlannerTM Professional who has been in the finance industry for over a decade. She began her career in life insurance then quickly moved into investment research before grabbing the opportunity to pursue her passion for financial planning. She enjoys the variety of helping clients from all walks of life achieve their financial goals and works with individuals and couples to minimize their tax burdens, maximize their savings and investment earnings, understand college funds, organize their estate planning, and everything else that touches their financial lives. Veronica’s passion is guiding people to make sound financial decisions and become financially independent in a way that works for them. She feels a deep sense of commitment to her work and truly feels grateful for every single client and colleague she has had the pleasure of working with over the years. In addition to her CFP® designation, Veronica also has an MBA & a Life & Health license. In her spare time, Veronica spends time with her husband and rescue pet in Port Washington, NY, and enjoys educating youth around the tri-state area in all areas of financial literacy and mentoring others as a Transformational Life Coach. She is committed to helping every single person she possibly can to achieve Financial Freedom! Follow @andrewhorowitz Financial Advisors Check out - http://www.interactivebrokers.com/riaFinancial advisors – are you looking to add or switch custodians? Are you going independent? Interactive Brokers provides lowest cost trading and turnkey custody solutions for all-sized firms Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Friday Pre-Market Run-Down Webinar Registration - http://www.triggercharts.com/webinar-pre-market-rundown-fridays/ Stocks mentioned in this episode: (JPM), (BAC), (C), (TSLA)

Emergency Use Authorization Granted! Stocks finish the week lower – bitcoin gets blasted. We have one extra week for the government to get funded and some important lessons from my Grandfathers. Plus - a look at what is moving markets. Follow @andrewhorowitz Check out Why IB? - http://www.interactivebrokers.com/whyibInteractive Brokers charges margin loan rates from 0.75% to 1.59%. Interactive Brokers charges margin loan rates from 0.75% to 1.59%. Their clients can also earn extra income by lending their fully paid shares of stock. CHECK IT OUT! This episode is sponsored by Masterworks. Sign up today and use the Promo Code TDI Visit http://Masterworks.io Read the Masterworks Disclaimer Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Friday Pre-Market Run-Down Webinar Registration - http://www.triggercharts.com/webinar-pre-market-rundown-fridays/ Stocks mentioned in this episode: (TSLA), (EEM), (JETS), (ABNB), (DASH)

VA VAV VROOM – Markets sporting higher on stimulus hopes! Weakness in employment reports is confirming outlook. Overbought conditions appear – won’t matter – until it matters. 10-Year Treasury bumping up toward 1% - what does that mean for interest rate sensitive investments? All this and much more.... Follow @andrewhorowitz Check out Portfolio Analyst - http://www.portfolioanalyst.comInteractive Brokers, the professional’s gateway to the world’s markets. Their clients enjoy enhanced price execution via IB SmartRouting, and lowest cost access to stocks, options, futures and fixed income from a single integrated account Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Friday Pre-Market Run-Down Webinar Registration - http://www.triggercharts.com/webinar-pre-market-rundown-fridays/ Stocks mentioned in this episode: (TLT), (JNK), (SPY), (IWM), (VNQ)

Short week – a big week – an even bigger month for equities. Everything is coming up electric and the Biden transition is official – seems as if we have a winner. We take a look at some big opportunities with this week's guest – Frank Curzio from Curzio Research. Frank Curzio can be reached by email at frank@curzioresearch.com Frank Curzio is an equity analyst with close to two decades of experience covering small- and mid-cap stocks. Check out his newsletters. (Free trial subscriptions available) He has been the editor of several well respected newsletters with major companies as well on of the top performers with TheStreet.com where he significantly outperformed the markets during his tenure. He was also a research analyst for Jim Cramer. Frank is the host of Wall Street Unplugged https://www.curzioresearch.com/wall-street-unplugged/ Frank has been a guest on various media outlets including Fox Business News, CNBC's The Kudlow Report and CNBC's The Call. He has also been mentioned numerous times on Jim Cramer'ss Mad Money, is a featured guest on CNN Radio and has been quoted in financial magazines and websites. Before TheStreet.com, Frank was the editor of The FXC Newsletter and received one of the top rankings by Hulbert's Financial Digest for risk-adjusted performance. Follow @frankcurzio OurCrowd's investment professionals leverage their extensive network to review some of the most promising private companies and startups in the world. Today, you can join OurCrowd’s investment in Tevel — an ag industry innovator that is positioned to help save billions every year by harvesting fruit that's now left to rot. Check it out at http://www.ourcrowd.com/tdi Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Friday Pre-Market Run-Down Webinar Registration - http://www.triggercharts.com/webinar-pre-market-rundown-fridays/ Stocks mentioned in this episode: (NEM), (GLD), (DIS), (AAPL), (MSFT), (PTON), (GPS)

Covid spikes causing more lock-downs and rollbacks - But vaccine hopes help to keep a floor under markets Everything is coming up Electric! We need to start thinking about year end moves. Tax harvesting best practices and how to prune your portfolio into the year-end. Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Friday Pre-Market Run-Down Webinar Registration - http://www.triggercharts.com/webinar-pre-market-rundown-fridays/ Stocks mentioned in this episode: (FB), (ZM), (PTON), (W), (MSFT), (TSLA), (TAN)

The Presidential race has been called – The Biden/Harris Ticket has it… Amazing News – A vaccine announcement with over 90% efficacy. Small-caps rage higher off the news, leisure stocks, airline, cruise, banks all rise. Happy Days may be here again and listener questions answered… CHECK IT OUT! This episode is sponsored by Masterworks. Sign up today and use the Promo Code TDI Visit http://Masterworks.io Read the Masterworks Disclaimer Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration Stocks mentioned in this episode: (GLD), (EEM), (PFE), (SPY)

The election may be over, but the results are not clear. Markets Rally – The best week since April, but stimulus efforts are now moving to a skinny plan. We have a new Gameplan for a new government - what to look for and how to position a portfolio. OurCrowd's investment professionals leverage their extensive network to review some of the most promising private companies and startups in the world. Today, you can join OurCrowd’s investment in Cyabra — an AI-enabled platform that uncovers online disinformation and deepfakes. Check it out at http://www.ourcrowd.com/tdi Andrew's discussion with Frank Curzio - https://youtu.be/pwEjWz58-Pk Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration Stocks mentioned in this episode: (EEM), (GLD), (SLV)

The Podfather - Adam Curry is our guest this week and it is quite the lively discussion. Plus, markets hit a speed bump – or is that a sink hole ? Election day is right around the corner – hoping for a quick declaration of a winner. (Hoping) Everything you need to know about the history and future of podcasting. Adam Curry is a podcaster, announcer, internet entrepreneur and media personality, known for his stint as VJ on MTV and being one of the first celebrities personally to create and administer web sites. Also known for co-hosting the No Agenda Show, in the 2000s, he first became involved in podcasting, and has been called the 'Podfather' because of his efforts. Curry was born in Arlington, Virginia, but lived in Amstelveen, Netherlands, from 1972 to 1987. After a time working in Dutch pirate radio at Radio Picasso in Amstelveen and Radio Decibel in Amsterdam in the early eighties under the pseudonym "John Holden", he got a break in broadcasting as the host of the Dutch weekly pop-music television program Countdown, and the English version of the same show, which was broadcast on pan-European music channel Music Box. He also hosted several other radio and television programs for the Dutch broadcast station Veronica. Aside Countdown, in the Netherlands Adam Curry is mostly known for his part in the Curry and Van Inkel Radioshow (together with Dutch DJ Jeroen van Inkel), broadcast on Radio 3 for Veronica between 19:00 and 22:00 on Friday. In 1987, Curry became a VJ for MTV. Besides making spot appearances between music videos, he was also a host of the programs Headbangers Ball and MTV Top 20 Video Countdown in which he interviewed stars like Michael Jackson and Paul McCartney. While working for MTV, he also did radio work, including drive-time host for the New York City radio station WHTZ, and host of the national program HitLine USA. PodcastIndex.org        Bingit.io Follow @AdamCurry Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration A special thanks to Dame Jennifer (Jennifer Buchanan) for this episode's artwork! Stocks mentioned in this episode: N/A

The future of student loan debt  may have a solution and we discuss with our guest, Charles Trafton, CEO of Edly. The countdown is counting down as we are awaiting big tech earnings, the election and a stimulus package. Plus - what to do with commodities right now - especially the energy component? Charles Trafton, Co-founder and President of Edly, Inc. Chuck is responsible for Edly originations, working with schools and student channels to create ISA contracts. Chuck has two decades of experience investing and lending in the technology, education, and financial sectors. His prior experience includes portfolio manager and analyst at The Boston Company Asset Management, a $55 billion asset manager from 2006-2013 and FlowPoint Partners, an alternative asset manager. From 1994-2006 Chuck was an award-winning research analyst, including being voted an Institutional Investor magazine “All-America Equity Research Analyst” in 1997 at Canaccord Genuity (formerly Adams, Harkness & Hill) and a Greenwich Associates “4-Star” Analyst in 1996 at Cowen & Co. Chuck graduated cum laude with a degree in Finance from Boston College and lives in North Andover, MA with his wife, three children and two bulldogs. Follow @ChuckTrafton About Edly Edly offers an alternative to student loans that’s designed to be more affordable and accessible for students. At Edly, they strive to offer affordable and flexible funding solutions for students. They partner with schools and investors to provide students with flexible payment plans, tailored to suit their lifestyles and career choices. For investors, Edly allows investors to invest in the education of students and get paid a percentage of the students’ future earnings. Edly seeks investments in ISAs that they believe are likely to produce attractive risk-adjusted returns for investors, while also providing access to education for promising students. Follow @edlyISA Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration Stocks mentioned in this episode: (@CL.F), (OIL), (@NG.F), (GLD), (SLV)

Elections – 2 weeks away and all major US Indices are in the green for 2020. Inflation is starting to show through - some ideas on where to invest to help offset the impact. All eyes on the stimulus – not looking likely before the election Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration Stocks mentioned in this episode: (GLD), (SLV), (MSFT), (INTC), (USD)

Markets - up and over the 50-day Moving Average. Watching one forgotten sector NOW on the rise - and earnings season this coming week. Looking at the Polls and Pundits – both of which are usually wrong and how to consider positioning your portfolio. CHECK IT OUT! Read the Masterworks Disclaimer Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration Stocks mentioned in this episode: (XLF), (FB), (TWTR), (C), (BAC), (WFC), (GS), (MS)

Dr. Richard Smith is our guest this week - talking about the weaponization of social media is social media and the TikTok deal. And...how quickly things change – the COVID fight continues as we are hopefully getting closer to a stimulus bill. Plus, a mixed jobs report - and filtering and stepping back from the screen... When Dr. Richard Smith discovered that many top investment advisors and wealthy traders used special mathematical formulas to invest in the stock market, he decided to try it out himself. Using his own formula, he found that he could make more money and take less risk, regardless of market performance. In 2004 he used this algorithm to build one of the first online financial technology platforms. The platform worked so well he made it available to individual investors. In 2013 he founded TradeSmith, which started as a simple way to track portfolios and evolved into a powerful suite of risk-management and portfolio analysis tools. The company grew to over 30,000 investors who entrusted his technology with a staggering $20 billion, earning him the moniker “doctor of uncertainty.” After 16 successful years, he sold TradeSmith at the top of the market. Never one to sit idle, Richard’s newest endeavor, RiskSmith, levels the playing field for individual investors. Synthesizing his passion for simplifying complex financial markets and his background in mathematics and systems science, Richard has created tools that help investors better understand and evaluate risk in the market. According to Richard, “Most people have no idea how powerful of a tool good risk management really is. They look at risk as something to stay away from. In fact, it’s exactly the opposite. Once you understand risk, you can control it. By taking smart risks, you can truly transform your financial future.” Richard studied mathematics at U.C. Berkeley and earned his PhD in Systems Science from the Watson School of Engineering at SUNY Binghamton under the late Professor George Klir. Richard is also Chairman of the Board and CEO of Foundation for the Study of Cycles, an international nonprofit that promotes and conducts research of cycles and how they can be used to make the world a better place Follow @Investing_Dr Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration Stocks mentioned in this episode: (GOOG), (FB), TWTR), (SNAP)

Heading into the end of the quarter, the bull/bear fight continues. Large-caps fall but small-caps fall further. Massive outflows, the election and this little ditty is another possibility to blame for the recent sell-off. Oh, and  a few financial tips to help you save some $$$ right now. CHECK IT OUT LINK DISCUSSED - Facebook Class Action Settlement Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE eNVESTOLOGY Info and Webinar Replay Friday Pre-Market Run-Down Webinar Registration Stocks mentioned in this episode: (AAPL), (FB)