The Rob Tetrault Show

You've spent your lifetime building a lot of wealth, you know who's going to get that wealth when you pass away. Legacy planning is an important part of the overall estate planning that we do for clients. Some people don't care if they leave any money to anybody in particular. And there's certainly no right or wrong answer. Do they want to have charitable aspirations? all those different things that we kind of want to factor in for a clients situation.

The Tetrault Wealth Advisory from Canaccord Genuity Wealth Management hosted Winnipeg's Exclusive Real Estate Investment Conference covering 3 alternative real estate investing strategies for your investment portfolio. Panel included 3 CEOs: two of listed real estate companies on the TSX (Toronto Stock Exchange) and one from a boutique private equity firm: 1) Cam Goodnough (Timbercreek Financial - TF.TO) 2) Armin Martens (Artis REIT - AX-UN.TO) 3) Cameron Hurst (Equium Capital)

In this episode of the Rob Tetrault show Rob and Adam discuss the new passive income rules.  Adam and Rob explain what passive income is, and how the new rules can affect your taxes. 

In this episode of the Rob Tetrault show we dive into the world of day trading and playing the bid and ask game.  A Bid is what i’m willing to pay for a specific share, debenture, or a bond. An ask is what i’m willing to receive when selling my shares. The distance between the two would be the spread, in other words the bid ask spread. As soon as the spread is at zero meaning that the bid and the ask are at the same number, that's a trade.

For the full 1 hour episode of The Street on BNN Bloomberg, click here: https://youtu.be/lIGV3QIaZyo Rob Tétrault, head of the Tetrault Wealth Advisory Group, Canaccord Genuity, says progress is being made, but a lot of institutions still maintain "ancient" investment policies that prohibit any deviation from a strict bond portfolio.

For the full 1 hour episode of The Street on BNN Bloomberg, click here: https://youtu.be/lIGV3QIaZyo Rob Tetrault, senior vice president, portfolio manager, and head of the Tetrault Wealth Advisory Group, Canaccord Genuity, says it's time to de-risk and sell some stocks. He's reducing client exposure to equities, saying valuations are stretched while market risks are moving higher. Tetrault explains who he's positioning the proceeds in bonds and alternative assets.

We must factor in the tax consequences of these investments. Remember the income that's going to be generated by this $10 million, most of it will be paid out to you either personally or through your corporation and that would mean tax. You need to focus on alternative asset classes as the asset allocation for the ultra-high net worth has changed dramatically.

Some Uber drivers in Toronto file application to unionize, London Capital Group's Jasper Lawler says to not bet on a Bank of England rate cut, and Pattie Lovett-Reid explains how to know if you need financial help.

Investing and trading are two mutually exclusive things. When you are trading not investing because you're simply hoping there that someone is going to pay you a higher price for that share in the near future. Usually, these swing traders or these day traders will typically try to enter and exit the same stock multiple times in the same day.

The concept of liquidity is one that very few people understand and appreciate. A $10 bill is about as liquid as it possibly gets – it’s cash, it’s tender, stuff is purchasable with it; it's fully liquid. Let's talk about some of these illiquid assets that you have. How liquid is your house? Could you convert it to cash tomorrow morning? Maybe if it's a condo in the right price area you could sell it really quick and convert it to cash. But generally, that would be an illiquid asset.

The word benchmark was originally a surveying term. You put a mark on a bench, next year you come back and you're able to set up your same angles. The word eventually morphed over time and now represents anything that you want to compare yourself to. When it comes to investing, what most people consider a benchmark is an index.

A segregated fund is typically sold by an advisor who's got a mutual fund dealer's license, or perhaps they're only insurance licensed. It's an insurance product that's been created by the insurance companies, and there's a component of the product, component of the fund that traditionally will guarantee either 75% or 100% of the capital for the investors.

You're most likely looking at the markets every single day. You're studying the charts closely and trying to benefit from the fact that there's volatility in the markets. You might have a discount brokerage account and you trade the same stock more than one time per day, week or month. This is referred to as day trading or swing trading. These are two commonly referred terms.

Let’s review the tax benefits of real estate investing and how to optimize your real estate investment tax strategies. You might’ve heard me mention before that I'm a passionate believer that owning real estate makes a lot of sense for most folks with respect to their net worth. There are so many tax benefits!

You received those investment proceeds. Now the actual settlement that is received is typically going to come in the form of a cash payment. If it's a larger chunk, you're obviously going to want to focus on optimizing your TFSAs, your RRSPs, your RESPs if you have kids and maybe an RDSP, if you have a disabled child.