How to Money

The fact is that everyone wants to travel, but nobody wants to pay more than they need to for airfare. Who doesn’t want a deal?! Our $Pro today is Scott of Scott’s Cheap Flights, and he’s going to explain how we’ve been going about booking our vacations all wrong. It’s time to turn the way we plan for trips completely upside down! Listen as we discuss ways to save money when booking airfare. During this episode we enjoyed a Penguin Blonde Stout by Rhinegeist Brewery which you can learn all about on Untappd. A special thanks to Natalie and all of our friends at Rhinegeist for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Weddings are expensive, but they don’t have to be! Spend your money on the things that truly matter to you and your fiancé and let the rest go. Cutting out elements that don’t mean much to you, however traditional or expected, will save you a ton. Once you’ve decided on your most important elements and it is time to spend some serious money, do it wisely! Listen as we cover a variety of ways to plan a beautiful and meaningful wedding, without going broke. During this episode we enjoyed a Juice Pack DDH Pale Ale by Tupps Brewery which you can find and learn all about on Untappd. A huge thanks to Jake in Texas for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Networking is one of those things you may not think is necessary- until it’s too late. Our $Pro this week, Jordan Harbinger, is here to explain how vital it is to network now, even if you’re an introvert or if you’ve felt smarmy about it in the past. What’s important is that you’re genuine and interested in helping others now, before you need help yourself! Listen as we hear from Jordan and then break it all down to provide some specific and actionable tips. During this episode we enjoyed a Blood and Honey American Ale by Revolver Brewing which you can find and learn all about on Untappd. A huge thanks to Jake in Texas for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Since personal finance is not taught in most public schools, the job falls squarely on parents and caretakers. Hopefully this means we are intentionally teaching our children through lessons and examples in order to shape their perceptions of money. Listen as we cover the foundational money principles that we feel will have the biggest impact on the way our kids view money. During this episode we enjoyed a Peanut Brother by Great Notion Brewing which you can find and learn all about on Untappd. A massive thanks to Alex in Oregon for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

You don’t have to be a millionaire to be a successful real estate investor. Chad Carson, our $Pro this week, is here to explain how even a small, effective real estate portfolio can lead to reaching your financial goals in a short period of time. He illustrates this with an example of a couple reaching financial independence with only five properties, not hundreds! Having greater financial freedom and flexibility with your time will be the natural outcome of focusing on your goals, and carefully investing in real estate can take you there. During this episode we enjoyed a Primordial Noir by Cascade Brewing which you can find and learn all about on Untappd. A massive thanks for Alex in Oregon for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Last week we covered the pros and cons of whether you should renovate or move- and so this week we’re discussing specific pointers when it comes to renovating on a budget. We spend a good amount of time on general contractors as they likely have the largest impact on all aspects of your renovation- financial but also the quality of work and your overall experience. In addition we cover the high points of financing, architects, whether you should attempt any DIY, as well as some of the other finer points of renovating your home. During this episode we enjoyed an Apple Brandy Barrel Noir by Prairie Artisan Ales which you can find and learn all about on Untappd. A big thanks to Jeff and Val over at Monday Morning Pancakes - which is their blog they started to document their path to financial independence! And if you enjoyed this episode, be sure to subscribe and give us a quick review over in Apple Podcasts or wherever you listen to your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Trading our time for money will only get us so far. So many of us are programmed to believe that we have to allocate a large percentage of our time to making money in order to ever consider retirement. Grant Sabatier, this week’s $Pro, is here to say otherwise. Grant wants to disrupt the linear model where time equals money by arguing that our time is actually much more valuable than money. Listen as Grant shares his thoughts on our inability to reclaim lost time, and as we discuss what steps we can take to change the belief: time is money. During this episode we enjoyed a Tritonia Gose with Pineapple & Lemon by Creature Comforts which you can find and learn all about on Untappd. And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

For whatever reason, you might find yourself outgrowing your house and needing more space. Maybe you’re now self-employed and need a home office, or maybe you have a quickly growing family! With these changes come different needs and wants that we have for our homes and the most popular solutions are to either stay and renovate, or to sell your home and move. With home prices at all time highs, renovating might seem like a slam dunk if you’re running out of space, or maybe you’re the type who would rather just move. However, there are lots of things to consider when it comes to weighing your options and we’re here to help you think through them all. During this episode we enjoyed a Surf Wax by Burial Beer Co which you can find and learn all about on Untappd. And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Today our $Pro, Paula Pant, is going to reframe what it means to be an investor - does investing some money make you an actual investor? And what role should your emotions play when it comes to investing? Paula has broken the shackles of paycheck-dependence and has been sharing her expertise and experience with others on her wildly popular site AffordAnything.com, where she has given a TON of thought to how we should approach personal finance. In this episode, Paula specifically covers 3 pitfalls when it comes to how we think about investing our money: investing vs. being an investor, the natural human tendency of ‘resulting’, and sequence of returns risk. First we will hear from our $Pro and then we unpack her information together! During this episode we enjoyed a Freshly Picked Citra by Southern Swells Brewing Co which you can find and learn all about on Untappd. A big thanks to Kate from Southern Swells for donating this delicious beer! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Are we ready for a recession? The economy has been roaring for close to a decade and corrections are inevitable. We’re not saying to pay uber close attention to the news cycle and the different predictions of the market tanking, but it is good to be prepared. But even if an actual recession never occurs, getting our personal finances in shape will allow us to be prepared for short-term bumps in the road- whether they’re market related, or purely personal. Give this episode a listen to hear our top tips on how you should be recession proofing your finances. During this episode we both enjoyed a Resilience IPA by Sierra Nevada which you can find and learn all about on Untappd. A big thanks to Felipe in Chico CA for donating this delicious beer! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

***We are pumped to start releasing an additional episode every week that we’re calling our money pro episode, or $Pro for short! Every Monday we’ll hear from a $Pro as they discuss a topic that they’re passionate and knowledgeable about, and then we unpack it even further and discuss the impact that topic has on our financial lives.*** Too often in life it’s like we’re sleepwalking- as if we’re drifting through life without any clear guiding principles. Due to that, our day-to-day is filled with different people, companies/advertising, and events having more sway over our lives and money than we do. Scott Rieckens is here to change that with his approach to creating a personal mission statement and to remind us to proactively take control and start directing our own future! This is a topic that is near and dear to his heart. After realizing that his growing family was in a state of overconsumption, he and his wife re-assessed their family’s priorities which then led them to cancel their boat club membership, sell their BMW, and move away from pricey Coronado, CA. They didn’t have to do any of this, but they chose to do all of this after creating a personal mission statement! Listen as we break it down and go through how you can create your own mission statement- plus we share our personal mission statements as well. During this episode we enjoyed a Cold Mountain by Highland Brewing which you can find and learn all about on Untappd. A big thanks to our friends Clark and Nanci in Asheville for donating this delicious beer! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Should you itemize your deductions or take the new increased standard deduction this tax season? Answer carefully as thousands of dollars could be on the line! Most folks will opt for hitting the easy button and take the standard deduction- however if you own a house, had some big medical bills last year, and gave money to charity, you should consider itemizing! Listen as we cover it in more detail, plus we break down the best way to make the most of your deductions through bunching. We also touch on tax credits- how they’re different than deductions and some big ones that everyone should consider! During this episode we enjoyed a Dark Reckoning by Morgan Territory Brewing which you can find and learn all about on Untappd. A big thanks to Brent in California for sending us some delicious beers! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

The new tax law nearly doubles the standard deduction which means even fewer folks will be itemizing deductions on their tax returns this year- however, there is still an important way to massively cut our tax bills! Regardless of whether we take the standard deduction or if we itemize deductions- we can still reduce our tax bill by ‘above the line deductions’. These are technically not actual deductions but adjustments to arrive at our adjusted gross income which we typically want as low as possible in order to pay fewer taxes! Listen as we cover some of the best ways to cut our tax bills and why you’ll likely want to do the same. During this episode we enjoyed a Karate in the Garage by Southern Swells which you can find and learn all about on Untappd. A massive thanks to Kate from Southern Swells for sending us a bunch of their beers- we’re big fans of what they’re doing down at Jax beach! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Happy New Year! As we’re all looking ahead and setting goals let’s not forget about money- we need a money roadmap! Now is the time to decide what we’re doing with our money this year. When we know exactly what it is that we’re saving for, we have a clear mission to keep us pumped and on track. Listen as we cover the practical tips that help guide us when it comes to creating our own money roadmaps for 2019! During this episode we shared a Thicc Coffee Porter by Urban Family Brewing Company which you can find and learn all about on Untappd. A special thanks to David in Seattle for sending this one to us! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Every once in a while we like to step back and think about our work. Why do we do it? Are we doing a good thing? There are a lot of misconceptions of work floating around the internet and our workplaces today. There’s the generally more millennial-ish, romanticized view of work as a calling and a means of personal fulfillment, and on the flip side there’s the end goal of a stable career where your loyalty and daily grind results in a predictable paycheck but maybe not much else - many of us fall somewhere on this spectrum. Regardless of your current views toward work, we want you to know that work is a wonderful thing and yet work isn’t everything. Viewing work in a healthy way takes intentionality and balance! Join us as we cover a few key concepts central to developing a healthy philosophy toward work. During this episode we shared a Hawaiian Christmas Land by Little Cottage Brewery which you can find and learn all about on Untappd. And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com