Young Smart Money

If you have been consuming my content for a while, you know I have a thing for credit cards. And by a thing I mean that I have accumulated over $1,000 in travel rewards and have 4 different credit cards at the age of 19. Don't worry, I have never paid $0.01 in credit card interest, but I did manage to ding my score pretty significantly last week... My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

#024: Today I have the pleasure of talking with Holly Morphew, CEO and founder of Financial Impact. Holly is a financial coach that works with people to simplify their money and allow them to work towards financial freedom. In this episode Holly guides us down the path towards financial freedom and shares with us how she was able to achieve financial freedom at such a young age. Enjoy! Connect with Holly! --> https://www.financialimpact.com/about-holly/ Want to learn how to start your own SMMA? I created a free training to get you started! --> www.go.AppleCrider.com/smm Follow me on Instagram --> @AppleCriderOfficial For 250+ videos subscribe to my YouTube channel --> YouTube.com/AppleCrider P.S. I have an Alexa Skill! Look up Apple Crider on the Alexa Store! P.P.S Don't forget to leave a 5-star review if you enjoyed the show!

Today I will be showing you the 5 best lead magnets to grow your email list. An email list is an invaluable asset for all online businesses because it allows you to communicate directly with prospects in a much more personal way than you are able to do on social media. Follow me on Instagram --> @AppleCriderOfficial For 250+ videos subscribe to my YouTube channel --> YouTube.com/AppleCrider P.S. I have an Alexa Skill! Look up Apple Crider on the Alexa Store!

Everyone wants a side hustle to make extra money especially as a student, but what is the best way to do it? I have scaled this side hustle over the last 2 months to create a $2,500 monthly income source as a college student. Starting a social media management agency or a virtual assistant business is one of the best ways to start making some serious money as a student. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

#023: Today we have Brett Billick on the show. Brett works for Self Lender, a company that works with people with little to no credit to build their credit in a way that does not involve hefty interest payments or the discipline required to pay off a credit card every month. Self Lender's claim to fame is a nationwide credit builder loan. For those of you that are not familiar, a credit builder loan is essentially a way for you to lend yourself money and build credit at the same time. This money you are lending to yourself is kept in the bank is earning you interest at the same time. In this episode, Brett talks about the different options avaliable to you when it comes to building credit and which options make sense for which people. We also break down the 5 factors that make up your credit score and offer actionable tips for you to improve each category. Throughout the episode we also throw in some gold nuggets and pro tips when it comes to building credit! There's a lot of info here so be ready to take some notes! My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

For all of you fellow YouTube creators out there, I'm sure you are aware of the 1000 subscriber 4000 watch hours rule on YouTube. If you are using that rule as your excuse for not being able to make a significant income on YouTube, that is complete BS. Here's why. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

Join the Facebook group to dictate my investments ➤ https://www.facebook.com/groups/cridercrew/ Want to decide what I invest in? Fine by me. // Last week I said I wasn't going to put ads on my videos. And I wasn't. But one of my subscribers reached out via DMs to suggest this idea and I thought it sounded like a great use of my YouTube ad revenue. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

#022: Today we have Travis Hornsby on the show, founder and CEO of Student Loan Planner. Student Loan Planner is a company that works with people dealing with $50,000 - $1,000,000 of student loan debt to develop a plan for tackling that debt and getting that weight off of their shoulders. In this episode, Travis fills us in on the status of student loans and the looming crisis. We talk about how things were allowed to get this bad, and who is going to be footing the bill when the student loan bubble pops. There's a lot of info here so be ready to take some notes! My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

How do I manage to put up YouTube videos everyday? Or rather how did I manage to do this for 4 months? If you are currently watching my YouTube content, you know that I cut back to a reasonable 3-4 videos per week, but for a 4 month stretch that number was a solid 7. And it wasn't as tough as you'd think. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

If you follow this step by step framework for how to make money online you can replicate the systems that I have put into place to make over $2,000 per month online. These are not complicated and have the potential to create a full time income for yourself if you are willing to work for it upfront. When it comes to making money online there are an infinite number of options available to you. That is intimidating. In this episode of Young Smart Money I am breaking down the six step process that I am following to create a full time income for myself online. If you have a smartphone, an internet connection, and the willingness to WORK, there is no reason why you cannot create a sustainable income by leveraging the multitude of resources available to you on the internet and on social media. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

How often should you apply for a credit card? // This question is one that stumps a lot of young people, but it really shouldn't. There is a straightforward answer to whether or not you should apply for a new credit card. By asking yourself these five simple questions, you will quickly find the answer to the question "Should I get a new credit card?" and further, if so, "Which credit card makes the most sense. As someone who is looking to build his credit from an early age and take advantage of as much free travel as possible courtesy of Chase Bank, this is a crucial question to have a good answer to in order to ensure I am not screwing myself out of a good credit score or some free flights. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

In this series I will be taking an Instagram account from zero followers and growing it all the way to 100,000. The catch is, I am not allowed to invest any outside money to do so, just what the page is able to generate. In episode 6, we are covering how you can get more engagement on your content by utilizing shoutout groups. A shoutout group is simply a group of similar accounts that continuously shout out each others pages on a weekly rotation. This allows you to essentially share your audiences with each other and dramatically improve your follower number. In this episode I will teach you exactly how to set up and use shoutout groups effectively. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

Today I am breaking down how I am making over $2,000 per month online at the age of 19. Basically, I started a VA business last month and it has exploded. My clients have been referring me business at a rate that makes me think I may have to hire contractors soon. Send me your resumes :) If you are looking to start an online business but have no clue where to start, I would highly recommend a digital media agency or social media management agency. The barriers to entry are low, the startup costs are $0 and the potential to scale is virtually unlimited. If you want a free course to get you started, shoot me a DM @AppleCriderOfficial or check out my website: AppleCrider.com My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

#021: Today we have Glen James on the show, business owner, Australian, and host of My Millennial Money (the largest financial podcast in Australia). Glen and I met up at FinCon to discuss his journey into entrepreneurship and podcasting. In the show, Glen shares how he started his financial planning business, how he scaled it by hiring employees, and how he was able to essentially set it to autopilot while he took a 6 week trip to the US. My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )

In this series I will be taking an Instagram account from zero followers and growing it all the way to 100,000. The catch is, I am not allowed to invest any outside money to do so, just what the page is able to generate. In episode 4, we are covering how you can get more traffic to your page. When it comes to Instagram, there are really only 4 main ways that people are going to get to your profile. Once you fully understand these 4 traffic sources and how to grow them, you will know exactly how to quickly grow your Instagram audience! My name is Apple Crider, I am 19 years old, and I have a passion. Providing financial information to young people that the school system deems "not a priority", but that will severely handicap your future if you operate out of ignorance. In order to spread this message, I create daily Youtube videos ( AppleCrider.com/subscribe ), this weekly podcast ( AppleCrider.com/podcast ), and daily Instaram content ( AppleCrider.com/Instagram )