Monday Money Tip

In this episode, Joe answers a question about whether to choose a Roth or Traditional 401k at work. Joe shares information about current mortgage rates, savings rates and CD rates. Megan shares a success story about a woman who gained traction in her debt freedom journey by using a 0% credit card transfer.

In this episode, Joe answers the question, “I have investments and pay 1.35% in fees. What do you consider to be an acceptable amount to pay in fees? Should I ditch this investment for something lower cost?” In our Current Money Events segment, Joe will share how you can make sure that you are prepared for your Christmas spending. Hear how a budget helped a couple pay off $45,000 in credit card debt.

In this episode, we answer the question, “What things do you look at when investing to determine if it looks like a good deal or not?” Joe explains his process in looking at things such as the companies profitability and price to earnings ratio. Get important information about mortgage rates & bank savings rates. We share some helpful tools that you can use if you are new to investing and want to learn more before diving in head first.

In this episode, Joe gives some practical ways to start investing. Joe explains the concept of 5 Year Buckets and how it relates to investing. Hear a success story from a couple who is on their way up the I Was Broke. Now I’m Not. Ladder and are beginning their own investments. Joe explains how compound interest doesn’t always have to work against you. It can actually be your new best friend!

In this episode, Joe answers the question, “I have debt but is there a such thing as good debt or is all debt bad?” Joe shares some interesting statistics from the Motley Fool. Hear a success story about a woman who started using our tactics 8 years ago and now has a net worth of $1,000,000. Joe shares a tool that can be useful for you in your financial journey.

In this episode, Joe answers the question, “I have three credit cards, 1) $17,000, 2) $12,000 balance. Both have about a 15% interest rate. The 3) $3,000 balance and no interest for another year. Which should I be paying off first?” Hear a success story from Crystal who paid off her student loan 9 years early. Joe explains the concept of the debt snowball and why he’s such a big fan of this technique. Joe explains how 0% Balance Transfer Credit Cards work and why they could be right for you.

In this episode, Joe shares staggering statistics about the cost of raising a child to age 18. Hear a success story about a couple who was ready to throw in the towel but remained faithful during their process. Megan has some quiet ways that you can win with your money even with a non-participating spouse. Get some tips from Joe about good ways that you can talk to your spouse about your hopes and dreams.

In this episode, Joe answers how to get your spouse on board when you just can't seem to get on the same page when it comes to money. Joe talks about the current costs for college tuition. Get tips on how to get on the same page as your spouse when it comes to your hopes, dreams, and finances. Hear a success story about a couple that managed to pay off $97,000 worth of student loan debt in just three years. Joe explains the concept of “money wounds.”

In this episode, Joe talks about other important types of insurance besides car, home and health insurance. Joe and Megan share their tips for staying on budget this summer while also entertaining the kids. Hear a success story from Kathy who has made some changes in regards to her insurance and credit card debt. Joe shares a shocking statistic in regards to the odds of becoming disabled.

In this episode, Joe shares important information regarding mortgage rates and bank savings rates. Hear a success story about a couple who implemented our program for just one month and are saving while tackling debt. Joe will answer the question, “With a newborn daughter at home, I know it is important to look into life insurance. Do you suggest term or whole? What limits should I be looking for?” Joe explains the importance of having life insurance on a stay-at-home spouse.  

In this episode, Joe interviews Stan Craig [pastor, Bible teacher, financial professional, and the Executive Director of a non-profit foundation] and he explains the four legal documents we need to express our final desires. Get tips on how to initiate a conversation with your loved ones to make sure they have plans in place. Hear Stan’s thoughts on the importance of leaving behind letters to the special people in your life in addition to any legal documents.

In this episode, Joe shares his thoughts about the current U.S. National Debt. Joe answers an important question about the importance of estate planning. Get tips on making sure your financial affairs, businesses or intellectual property, possessions and even pets are included in your final wishes.

In this episode, we’ll dive even deeper into the conversation of college and money. Joe answers the question, “How do I balance helping my child pay for college while still teaching them financial personal responsibility?” Joe shares his own success story of his daughter, Malea, as she prepares for college this coming fall.

In this episode, we’ll talk about how to get your kids financially prepared for college tuition. Answers the question, “How can my kids avoid student loans?” Hear a success story from Dustin who changed his family’s financial future through budgeting and a college plan. Get tips on ways to save money on summer vacation.

In this episode, we dig even deeper into the topic of generosity and how it is the game changer in the journey to financial freedom. Joe answers the question “Should I give out of my gross or net income?” Joe discusses the current market turmoil. Hear Valerie’s success story of how she saw God at work in her finances. We’ll do a quick Q&A of our most asked questions on giving.