Chain of Wealth - Debt, Investing, Entrepreneurship, Wealth & More

Your negative thoughts could have a negative effect on your finances! If you are one of those people who find it hard to change their attitude about spending, you might be interested in joining us learn how to you can make that change to transform your bad financial habits into a positive attitude to save more and build long-term wealth . Welcome! [2:45] Sometime you have to live with “Fake it ’til you make it” ● It makes you feel better!

Lily Nwora is a personal trainer and founder of Dresses & Dumbbells have been featured on multiple news, media, and print outlets. Lily paid off $70,000 over 3 years and knocked out $40,000 in 2018 alone! Welcome! [:] Tell us a bit about yourself ● Registered dietician and personal trainer and acquired some debt ● Mainly student loans [:] What financial hurdles are you most proud that you have overcome? ● Lifestyle creep was hard when she started making money and wanted a big apartment

Katie has successfully paid off her student loan! Like other people's success story about being debt-free, it does not stop there. You need to continue your plan and making that plan means figuring out how much money you have to work with and deciding how to spend it. Welcome! [4:45] After being debt-free, what's next for me? ●     You can celebrate but no need to spend a lot!  ●     Shopping-spree after completely paying off your loan is not a  good idea.

Today's episode is a bit different because we have a special occasion to celebrate. Katie's student loan has been paid off! Yes, you heard it right! Listen about her journey and on what she's really been trying to achieve. Welcome! [:] Let's get to know Katie and her story ●    She is 30 years old now, teaches elementary and has always taught public school until she moved to Virginia ●    She was a typical college student in her 20's, took a student loan

A lof of you have been interested to know more this topic and it's important for all of you to hear some pros and cons when making your decision between paying down your mortgage or investing the money. Welcome! [:] There is a decision to be made ●     Cost-benefit analysis is a must ●     Check how much interest you will be paying on your mortgage in the long term  Additional payments toward loans will knock a lot of time off on the repayment term

Stephonee is a mom, a wife and a personal friend. She blogs over at PoorerThanYou.com where she talks all about money- where to start if you’re clueless and what you can do if you want to invest/save. Although not in a financial career, she has lot of experience- mainly starting where she ran out of money and had to drop out of college. Today, she sits with a net worth of over $100K. Welcome! [:] Your website, poorerthanyou has been around for quite some time.

As promised to be included in this series on retirement, here are facts that you need to know about Traditional and Roth IRA, as the two most popular types of IRAs. Check this episode and learn more about your journey to financial freedom. Welcome! [:] Difference between Traditional and Roth ●     Traditional IRA is pre-tax similar to a 401k while, ●     Roth IRA is typically tax-free or after-tax

Damion Lupo is the author of many books but we are going to talk mostly about his book called The QRP book today. Damion has actually appeared on the show before, where he has talked about how he went from being a multi-millionaire to being broke and building his net worth back up again. [:] What is a QRP? ● Qualified Retirement Plan, broad term for these tax plans ● Most people are familiar with 401ks ● This gives a different option that most people don’t know about

Here's what you should and shouldn't be doing with your 401k. Based on the recent poll we did, you guys wanted to know about 401k as a retirement plan so here are the eye opening facts from our research. Welcome! [:] Things to always be mindful of ●     Don't withdraw 401k early mainly to avoid penalties ●     The value of your money now will considerably grow in the next 20-30 years from now ●     It can be disastrous to use your 401k money to payoff loans

Erika has gone from 100,000 of debt to debt free in 5 years!  Her and her husband decided early on that it was time to take hold of their financial life together. After paying off her debt, she realized how passionate she is about helping people better their lives, thus Tailor Made Budgets was born!  Welcome!

One of the most important life goals many of us want to achieve is to have the best retirement experience. Whether it's for personal or financial perspective, retirement requires a lot of preparation and planning. Please join us as we share our experience. Welcome! [:] When do you start getting that retirement plan? ●     Start as early as you can ●     Stop thinking that retirement is not gonna happen soon. That's the worse idea.

Today we have Kathy Longo, she is a CFP, CAP, CDFA and author of Flourish Financially – Values, Transitions and Big Conversations. Kathy is an expert in advising women about money challenges and believes too many women rely on their husbands for their financial planning. Welcome!

Denis and Katie love watching documentary TV shows and lately they have been watching a TV show that features payday loans to people. You also maybe you are just curious as to what a payday loan is. We would like to share our experiences about it and how these loans work. [:] Beware of the loan that you getting ●     Katie was a victim of a student loan scam ●     Be sure to do your research before you apply for any type of loans

Rob is an experienced investor in his early 40’s that is looking to pursue financial independence. He has some entrepreneurial experience, real estate experience, loves world travel, food, and computers. After finishing up at his latest contract office job, he moved to Taiwan to pursue a life with more freedom. He blogs at gettingcanned.com Welcome!

A shared or joint account is beneficial to couples or partners. It's a very effective and helpful way to save toward your shared goals like buying a new house or planning that long vacation..or just spending it. Come and join us in this conversation! [:] How we became comfortable opening a shared bank account ●     Know the person you are sharing bank account with ●     We've had so many financial conversations ●     We have shared expenses