Teach Me How to Money

A life insurance policy can provide a financial safety net for your dependents or loan cosigners. Who are dependents? Dependents are anyone that depend on you financially (your partner, kids, an elderly parent, younger sibling). It can help pay the bills if anything should happen to you. Term life insurance may be a good option compared to whole life for those who are looking for an affordable way to obtain a policy that covers you for a set amount of time. This can be 10 years, 20 years, or more, depending on what you choose. If you’ve got dependents or loan cosigners, it’s a really good idea. Jamie Hale, the CEO and co-founder of Ladder, tells me everything I ever wanted to know about life insurance, but was afraid to ask. Getting term-life insurance has never been easier. Just click here to get a quote. Don't have Stash yet? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. For information regarding your data privacy, visit acast.com/privacy

Up, up, down, down, left, right, left, right, B, A, start. If you know what that means, you probably either played video games as a little kid or love playing them now. (Or you’re just too young to know about old Nintendo shortcut tricks.) Gaming is a multibillion dollar business. You can live out your medieval viking fantasy, “play” guitar to your favorite songs, or play Candy Crush on your phone. Video games allow us to live out our wild fantasies, step into new worlds, or just have a lot of fun hanging out with your friends . On this week’s episode, we have Brian McGuinness, the host of Playable Characters podcast. We talk about the best and worst video games of all time and how the business of video games has evolved through the years. Ready to start investing? Go to Stashinvest.com/podcast and you’ll get $5 to get started on your financial journey.    See acast.com/privacy for privacy and opt-out information.

New York Times science writer John Schwartz was confident writing about infrastructure, rockets, and climate change but when it came to his personal finances, he just couldn’t face it. How can we be so smart in life but willingly turn a blind eye to our money lives? Actually it’s pretty easy to put things off. Until you can’t. John Schwartz, author of “This is The Year I Put My Financial In Order,” has been through it all: High interest credit card debt, foreclosure, career volatility, and putting two kids through college. He knows what it’s like to be forced to eat a $2 lunch because that’s all that’s in the budget. He didn’t want to face his retirement fears. Can we blame him? But from tough times comes a lot of great practical lessons. John has emerged intact and talks to me about facing up to it. We talk making a will, life insurance, real estate nightmares, and how to get ahead when you feel like you’ve been behind your whole life. Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

When do we finally feel like financial adults? Maybe when we get our first jobs or when we take out our first loan? Some people seem like they're born ready to tackle their money. But the rest of us… well, we feel like we’re always going to be amateurs when it comes to our finances.  Bobbi Rebell, CFP, is the author of the book “How to Be a Financial Grownup” and host of the Financial Grownup podcast. She talks to me about money shame, learning (or not learning) from our parents, knowing when to spend on luxuries, and why retiring at 30 doesn’t have to be your ultimate goal.  Like what you're hearing? Leave us a review on Apple Podcasts or wherever you listen to your favorite podcasts.  Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

It’s our 20th episode! We've got ​Scott Rogowsky​, the host of the wildly success trivia app ​HQ Trivia​ to help us kick off Financial Literacy Month! Scott is in the hot seat, getting quizzed on money basics, from retirement to the new Fed chair. Can you out-fox the Quiz Daddy? Listen and find out! We talk​ comedy dreams, two dollar bills, free checking accounts, waxed dental floss, comedy dreams, and living in a van down by the river. Scott also reveals what he’s spending money on (now that he's finally making money.) Thanks for listening to Teach Me How to Money. Send us your question at teachmehowtomoney@stashinvest.com and we'll try to answer them on a future episode. If you like what you're hearing, leave us your review on the Apple Podcasts or wherever you listen to your favorite podcasts. Ready to start investing? Sign up for Stash and then enter the promo code PODCAST and you'll get $5 to get started on your financial journey. 

We all know how important health insurance is. But why does it have to be so complicated? It’s bad enough that it’s one of the biggest bills we pay each month. But in today’s political climate, it’s hard to understand what’s going on.  For most of us, we just want to be able to go to the doctor when we’re sick and not have to pay a fortune when the bills come. We all have different health issues that require different kinds of care. In the U.S.,12.2% of adults are living without any kind of health insurance, according to recent data. And that number is rising. If you don’t have health insurance or you’re about to kicked off your parents’ plan, this episode with Jennifer Fitzgerald, the CEO of PolicyGenius, is a must-listen episode. Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them on a future episode. Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

If only teaching kids about money was as much fun as teaching them to ride a bike or taking them to their first soccer class. It isn’t easy. After all, teaching kids about personal finance reminds us how little we knew at their age -- and how little we know now. Learning about financial responsibility doesn’t have to be as painful as a trip to the dentist. It helps to have an account that can not only show them how saving and investing works but one that will belong to them one day. On this episode of Teach Me How to Money, Stash’s chief revenue officer Giff Carter talks about Pokemon, parenting, and how he’s using custodial accounts to help his kids save for their futures and to learn the value of money. Pssst, you can sign up for a custodial account here. Thanks for listening to Teach Me How To Money. Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them on a future episode. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

Let’s get back to basics. What’s the difference between saving and investing? We learn about savings from the time we’re little. We put spare change in our piggy banks or put that $25 we got for our birthday in a savings account. But how is that different than investing that money? Saving and investing are both great strategies to help reach your goals. But there’s a real difference between the two. One can help you get to your short-term goals (vacation, a rainy day fund, a new laptop) and the other can help you get to your long-term goals (a down payment on a house, or retirement). Giff Carter, Stash’s Chief Revenue Officer, sits down with me and talks ice cream cones, interest rates, dream vacations, and all the things that saving and investing can do for us. Thanks for listening to Teach Me How to Money. Send us your questions at TeachMeHowtoMoney@StashInvest.com and we'll try to answer them in our future episode. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

Making a will. The idea of it seems so depressing and well, final. A lot of us put it off until it’s too late. Why do we put off making a simple document that will make our family’s lives easier? I can tell you that. Because it scary to think about death and dying, especially when we’re in our 20s and 30’s. But making a will isn’t just for parents and grandparents. It’s for writers, artists, aunts, uncles, and anyone who cares about where their money, stuff, and legacy is handled after they’re gone. Let’s not get grim about it. Let’s get real. Today’s guest is Sara Benincasa, comedian and author of fantastic Real Artists Have Day Jobs. She dismisses my superstitions and tells me to make a will and get my afterlife together. Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

Has your grandfather ever told you that in his day, you could buy a whole shopping cart of groceries for $10? Or that a movie used to be a quarter? He was talking about inflation. In short, your money doesn’t buy as much as it used to. How does this happen? Well, that’s where it gets a little more complex. Luckily, we have Jeremy Quittner, Stash’s financial writer, to explain it all to us. We tackle inflation, interest rates, and how it all affects the economy. Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer the on a future episode. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

Not talking about money can turn even the best relationship into a bad romance. It’s a tough conversation to have. But think about it--money touches every part of our lives, including our love lives. The rent, bills, vacations, unequal salaries, cosigning loans, different career goals, these can all factor in big tensions. When there’s the d-word. Debt. How can you touch on this topic without endangering feelings or bringing up feeling of shame? Money is a part of trust in a relationship. If you can tackle your finances as a team, you can tackle anything. Finance blogger Sarah Li Cain shares her story of romantic financial disaster and everything she learned about the all-too important relationship between love and money. Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

There's never a dull moment in the markets. Some days they’re up, some days they’re down. If you’re new to investing, this can be pretty scary. If your first instinct is to panic and and sell when the Dow takes a tumble, take a breath. After all, it’s normal for markets to be volatile. Nearly a decade of growth? Now that’s unusual. On this bonus episode, I sat down with Stash co-founder Ed Robinson. We talk about volatility, interest rates, and investing through good times and bad. Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

The business of marijuana is growing up. Nearly two thirds of Americans say marijuana should be legal, according to a 2017 Gallup poll. That’s up from 60% in 2016, and just 34% in 2002. In the U.S, there are now 29 states that allow doctors to prescribe cannabis for medical purposes. Companies are exploring industrial uses for lubricants, fabrics and textiles, as well as plant-sourced ingredients for beauty and body care. Cannabis is also a real estate play -- yes, real estate. At the same time, the cannabis business faces a lot of legal and logistical roadblocks. And while the tide is slowly turning, there are forces (the Federal government and big banks) that are far from convinced that marijuana should be a financial force in America. In this episode, David Rheins, the founder and executive director of the Marijuana Business Association, tells all about the promise and challenges of this growing sector. Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them in a future episode. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

On this week’s episode of Teach Me How To Money, we talk to Jeff Kreisler, author of the “Dollars and Sense.” He talks about the “pain of paying” and how companies exploit it to keep us spending money on things we don’t need. Why do we spend money? Here’s one reason: It feels good.  Science A swipe of a credit card, the click of that button, it can feel like a hug. Until you look at your bank balance and wonder where all your money went. Face it, when it comes to money and spending, we’re not rational beings. We don’t always buy milk at the store where it’s cheapest. Sometimes we buy it at the store that’s closest to our home or where’s nearest to the pet store where they have the cutest dogs in the window. There are plenty of ways that companies seek to cash in on our emotional and irrational spending. Think flash sales, markdowns, one-click shopping, and easy add-ons. It’s just so easy to spend. But why does it hurt so much to save? Isn’t saving money good for us? We dive in. Thanks for listening and tuning in. And remember, anyone can be a saver or an investor. All you have to do is start. Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.

We’re thrilled to being you Season 2 of Teach Me How to Money! On this week’s episode, we talk with NYC comedian Mark Normand (Comedy Central, “Conan,” “Tonight Show with Jimmy Fallon”, “Late Show with Stephen Colbert”) about how he handles his money while making a living as a funny person. At 21, Mark came to New York with $400 and a dream and not much else. Now he’s older, wiser (sort of), and ready to take steps to become a financial adult. Investing, home ownership, retirement, saving money, he’s making it happen (even if he doesn’t understand exactly how). Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them. If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey.  See acast.com/privacy for privacy and opt-out information.