Money In The Bank

Now that we are officially into the longest government shutdown in history in the US what are the options for the many people that aren't receiving their paychecks? Tune in this week as we discuss a plan of attack to make sure you can keep paying your bills during this time.

Well we showcased our 2017 annual spending last year and now we bring you our 2018 annual spending so it must be a tradition! Sometimes it helps to hear a real budget for the year and break the stigma of sharing our personal finances. We walk through every penny we spent in 2018 while we compare it to what we spent in 2017. Then we look forward to the new year and chat about what areas we want to cut back and what areas we want to expand. How did your 2018 look? Do you have savings goals for 2019?

We had so much fun making last weeks episode that we decided to do another one! After we gave out the first 10 we both realized we had a few more tips up our sleeves. So here is part 2 give you a total of 20 ways to save money. Even if you can only apply a few to your life you can start saving at least $50-$100 each month.

Now that we’re heading into a new year it’s the perfect time to start thinking about setting annual savings goals! We offer some of our favorite tips on ways to save money and even if you only apply a few you could easily end up saving an extra $50 or $100 every month!

Tax Season is just around the corner! Do you know what documents you need to gather before you start filling in your annual taxes? We discuss that as well as different options to do your annual taxes so you feel prepared when the time comes.

We all learned about the 3 R's as kids but we forget to apply the principles as adults. They really are listed in order of importance and not just beneficial from a sustainability perspective but also our wallets! Tune in to hear how we reduce, reuse, and recycle and some benefits of it.

Planning a big move across State lines? Tune in to find out how to cut costs. Plus if you are apartment hunting (or even house hunting) we talk through how we made our most recent decision.

It feels like politics are more divided than ever and getting unbiased information is getting mroe and more difficult. Today I break the cardinal rule of not discussing politics to bring you information on how the results of the midterm election may affect two different areas of your finances: retirement and healthcare. Each party has suggestions for how to improve those two areas and I dive into the similarities and differences this week!

Job hunting can be nerve-wracking but it’s important to take a deep breath and remember you are interviewing the company just as much as they are interviewing you. That’s how you can make sure it’s a good fit on both sides. So relax, be yourself and move forward with confidence! In this episode I’ll touch on refreshing your resume, giving you some interviewing tips, as well as how to excel at any job you have. Thanks for being patient the past few weeks when I needed some time off. Excited to continue coming out with more, exciting content and if you have any topics you’d like covered just leave a comment!

It sounds counter-intuitive to what we usually talk about on the podcast but I promise it’s not click-bait! I’ve crunched the numbers and analyzed both strategies heavily so today I answer the long-time question of whether or not you should pay off your mortgage early. Tune in to hear why we chose to payoff our mortgage as well as why we changed our strategy and are better off for it!

We've talked before about how buying a house instead of renting isn't always the best decision so what if you decide to go form being a home owner back to renting? Or perhaps you want to continue being a homeowner but you want to downsize. We discuss some of the pros and cons of this decision and all the extra stuff you might not even realize you've accumulated over the years!

Sorry for the break! We are back this week with an extended episode talking about the student loan forgiveness program as well as the income based repayment plan. We also touch on if refinancing is the right think for you as we deep dive into one of America's biggest financial issues: student loan.

Since September is Life Insurance Awareness month we wanted to cover an episode on life insurance. What is it? How much do you need? What are the different types? We cover all of that and more in this weeks episode.

Tune in this week to learn if Angie's crazy utility saving tricks worked or if Brett was right in thinking it wouldn't make a difference. Then we dive into Sunk Cost Fallacy - the irrational decision making because you've already put money into something. We discuss what it is, how to avoid it, and why if you wouldn't buy something today you should probably sell it even if you "lose" money in the process.

Join our No-Spend September challenge! The goal is to deprogram yourself of bad habits and only spend money on essentials this month. It's a great challenge to help combat the ease of 'one-click' ordering that's made impulse spending so much easier. We spend the second half of the episode discussing how we talked about finances early on in our relationship and why it's beneficial to have those talks sooner rather than later.