Money Peach

Why do we choose a 30 year mortgage and what are the better options? If I go to a 15-year mortgage, what happens to my payment? What happens if I can add just a little bit each month to my mortgage and what does that look like over time? we are going to break down the 30 year mortgage vs the 15 year mortgage, and some other jaw-dropping facts about what you can and should be doing to becoming ultra fit by paying off your mortgage early! Find more help at http://moneypeach.com/session10

Can you really retire a millionaire? In this week's episode, I am going to share with you how even someone with just an average income can retire wealthy. Beyond simply the wealth building, I am going to share with you how much you can invest, where to invest, and in what order I recommend investing for retirement. Find the show notes from this episode at http://moneypeach.com/session9

The greatest separator of wealth in today’s society is the car payment. In this week’s episode, I am going to show you how much your car is really costing you. It’s much more than just your car payment, and it’s the same information the auto finance companies don’t want you to know about. In addition, I am going to share with you the step-by-step method to getting out from your upside-down car and provide you with a cheat sheet to get you started. Show notes: http://moneypeach.com/sess

Do you ever feel like you are paying off your debt with the little bit here or a little bit there mentality? Most people are a mile wide and inch deep when paying off debt, however I am going to show you how be an inch wide and a mile deep and laser focused with your debt payoff plan. Debt Snowball vs Debt Avalanche: http://moneypeach.com/debt-snowball-vs-debt-avalanche

Studies have shown everyone will experience a devastating financial hardship in any given 10 year period. Now that we know this is a fact, let’s be proactive for it and prepare for it. The worst time to go further into debt is when you are experiencing a financial disaster. Instead of swiping the credit card or taking out a line of credit when your next emergency hits, what can you do to better prepare yourself? The 5 Steps to Building Your Emergency Fund: http://moneypeach.com/session6

There are four main reasons for saving money, and one of the most popular reasons for saving is to buy “stuff”. Sinking funds are the only way I recommend saving for your next big vacation, birthdays, holidays, a new car, or anything you can think of. I will show you the step-by-step system for setting up your sinking funds and how to integrate these sinking funds into your monthly budget. Save More with Sinking Funds: http://moneypeach.com/how-to-save-more-money-with-sinking-funds

Debit cards have become the read-headed step-child in your wallet. There is an absolute myth out there surrounding the safety of your debit card. In this week’s episode, I will disprove these nasty rumors and share with you exactly what you should be doing when using your debit card. Bonus: I will answer questions you have about the new microchip debit cards. Show Notes and a Free Budget Download: http://moneypeach.com/session4

The term cash is king isn’t just a cliche, but rather an absolute truth. In this week’s episode, I share with you the power of cash from both sides: Saving Money and Purchasing Power. Now, I am going to share my strategies for using cash and how we ended up saving $27,000 in just over 4 years by using cash. The Show Notes and Free Budget: http://moneypeach.com/session3

What gets measured gets managed. Would you ever take a road trip across the country without a fuel gauge? Then why do we do this throughout life by refusing to live on a monthly budget? In this week’s episode, I am going to break down why you need to start a budget, the steps necessary, and then I’ll give you the exact same budgeting forms we used which allowed us to pay off our debt and live life on our terms. Show Notes and Starting a Budget: http://moneypeach.com/session2

That moment when you realize you are officially out of money. We coasted through life until one day we found ourselves maxed out, overdrawn, and completely broke. As painful as it was to feel ashamed, embarrassed, and utterly hopeless…pain is also a great motivator! Listen to what we changed right away, what we learned along the way, and how we went from broke and living paycheck to paycheck, to then paying off $52k in only 7 months. Show Notes and Links found here: http://moneypeach.com/session1