HerMoney with Jean Chatzky

It's science: Women are better investors than men. This week we tell you why and share secrets for investing success, courtesy of one of my go-to sources on all things behavioral finance and investment management, Dr. Daniel Crosby, psychologist and bestselling author, who is out with his new book: "The Laws of Wealth: Psychology and the Secret to Investing Success." We also answer your questions on HSAs and credit counseling services. Then, we offer year-end tax tips that can save you time, money and set you up to get the biggest refund possible for 2016! As always, thank you for listening. If you like what you hear, please leave us a review and share the show with all of the important women in your life. We'll talk soon.

Are you feeling frantic this holiday season? How about on a daily basis? If you feel like you spend wayyyyy too much time trying to be perfect at everything you do, only to disappoint the ones you love — and yourself — at every turn, this show is our holiday gift to you. "Present Over Perfect" author Shauna Niequist sat down with me, and the resulting conversation was good for my — and I hope your — soul. Kelly and I chatted about where to put money when saving for a home and figuring out the best insurance for you and your family. And then we discuss the cost of taking a break from work in this week's Thrive. Please spread some HerMoney cheer by sharing this episode with your friend who needs it most.

There's no disputing that millennials have had it rough — taking it all in as their parents stressed through the recession and graduating college in a lousy job market with a mountain of student loan debt. But that was yesterday. Today, just like the rest of us, millennials need to get their financial acts in gear. Financial expert Stefanie O'Connell has lived it (including a stint living on $225 a week), and now she's sharing the wealth of her wisdom with the rest of her generation — and, of course, with us. Plus, we answer your questions about how to add a second credit card to your wallet (hint: carefully) and what to make of the Roth 401(k). And did you know your DVRs, baby monitors, streaming sticks and other devices could make you vulnerable to being hacked? We tell you how to protect yourself. Note: Please share this show with all your favorite millennials and the women who love them!

The earlier release of the FAFSA (Free Application For Federal Student Aid) this year has brought on a lot of confusion and stress. We're here to help. This week's guest, Kelly Peeler, CEO and founder of NextGenVest (a company that hooks incoming students up with money mentors) breaks down the process of applying for aid, choosing a college and even the question of whether you can "negotiate" (colleges hate that word) for more money from a school you really want to attend. (Plus, she's got a special code for HerMoney listeners to get three months of NextGenVest for free!) We suggest the best credit cards out there for college students and how to pinpoint your passion when you're just not sure what it is.

Before you start shopping this holiday season, this episode is full of tips and tricks you need. We talk to consumer psychologist Kit Yarrow about the phenomenon called "bargain brain" (if your pulse gets racing at a sale, you have it), the allure (and danger) of the outlet mall and how 50% off may actually be the real price. Plus, data from Foursquare on the best times for you to shop for pretty much everything on your list. Then, Kelly and I talk about how to safely close credit cards you're not using and weigh investing vs. paying off student debt with your extra cash. Please let us know what you think by leaving a review. Thanks!

You may know that Barbara Corcoran, real estate mogul and ABC "Shark Tank" investor, parlayed a $1,000 loan from a friend into a $5 billion empire. But how about the fact that in order to triumph, she — like so many of us — needed to declare war on the negative voice inside her head. This week, she tells us how to push forward to succeed, even when you're at your most afraid. Then, Kelly and I answer your questions about supplementing your income during maternity leave and where to put extra money once you meet your 401(k) cap. And in our Thrive segment: Saving on prescription drugs. We love having you in the conversation. Please send us your questions, leave us a review and share us with your friends!

Are you happy with your job? Or do you feel like you're wasting time in the wrong career — but don't know what your next move would be anyway? Career coach (and podcaster) Maggie Mistal has tactical advice for how you can switch it up while simultaneously increasing your take-home pay. And if you're looking to get back into the workforce? We've got re-entry advice from Cheryl Casone, author of "The Comeback." Plus: Advice for rolling over your retirement plan and how to buy a house if you've only got so-so credit. We want you to be a part of the conversation here at HerMoney, so please keep the questions coming and if you have friends who aren't listening yet — spread the word.

Would you believe me if I told you that you could jet around the world in six-figure style for only $300? We'll teach you how your credit card points and airline miles can make it possible for you. But first, we embrace the power of positivity with Daryn Kagan, former CNN anchor and author of the new book "Hope Possible." Kagan opens up about her journey from losing her job and being single, to a new career and happily married to Trent Swanson — this week's Thrive guest. Swanson, a frequent flyer mile hobbyist, has amassed over 9 million airline miles to date. He tells us how. And in this week's Mailbag segment, I give my take on long-term care insurance and how to check your credit score. Please keep the questions coming! We want you to be part of the conversation. Subscribe, share us with your friends and let us know what you think.

Work because you want to, not because you have to. How good does that sound? Radio host, columnist and my friend Clark Howard knows more about how to save money than anyone I know. He shares everyday hacks that can turn into big payoffs. And if you have some credit card debt you’d like to zap away, Lauren Greutman, author of the new book "The Recovering Spender," shares how she broke her spending addiction, dug out of $40,000 worth of credit card debt and saved her sanity. Plus, Kelly and I dive into where to put your retirement contributions. Who would you like to hear on HerMoney? Please drop me a note (jean@jeanchatzky.com) and let me know!

What's it like to be in business with your best friend? Ann Friedman, co-host of the hot podcast for besties everywhere, Call Your Girlfriend, joins us for some no-holds-barred conversation on this week's episode of HerMoney. We also discuss how best to negotiate your salary when you're doing it all of the time? And is the sip-and-click (aka shopping with a little buzz) really all that bad? Then, Kelly and I dish on the best ways to save for retirement without a 401(k) and what to do with that extra money once you finally pay off your credit card debt. P.S. Call your girlfriend and have her take a listen. Then take a few minutes and talk it through. Wine, optional.

Do you make your financial decisions based on fear? Stress? Guilt? Impulse? Or some all-too-random combination of the above? We dive into a better way to go about it with best-selling author (and birthday girl) Suzy Welch, including tips on how to stand up and face your financial fears. Then we sit down with Bobbi Rebell, author of the new book "How to Be a Financial Grownup." (If you want a copy, listen to the episode then tweet us your answer. We've got a bunch to give away.) And please, share HerMoney with your friends!

HerMoney recently took a road trip to San Diego, California, to record a LIVE episode from FinCon, the world's largest financial content expo, where journalists, bloggers, financial services companies and up-and-comers in fintech all come together to nerd out about money. We took over the mainstage to record a special episode featuring money bloggers Sarah Li Cain of High Fiving Dollars and Chelsea Fagan of The Financial Diet. Both get candid about their once rocky relationships with money — one involving a selfish boyfriend and the other an arrest — and how they turned them around. We kept the financial confessions rolling into a special take on Mailbag. Kelly scoured the crowd to get other money bloggers' financial confessions and offered a gasp-worthy one of her own...let's just say I'm buying her a Keurig for Christmas. We hope you're enjoying HerMoney. We always want you to be part of the conversation. Please share us with your family and friends, ask them to subscribe and let us know what you think.

Whether you're obsessed with HGTV (I am) or devour the real estate listings as they were People Magazine (I do), you know that your house is not just where you lay your head — it's a pricey line item on your budget. Particularly when things need fixing. That's why I invited Angie Hicks, founder of Angie's List, to drop by. She fills us in on how not to get ripped off on home repairs, as well as how she grew her firm from a company of two into a juggernaut with 1,800 employees and 10 million verified reviews. Plus, Kelly and I answer your financial questions: Should a couple get married in retirement for financial reasons and should you invest in your traditional or Roth 401(k) at work? And in this week's Thrive segment, PwC real estate maven Mitch Roschelle joins me to talk about buying — and selling — smart. Then, get ready for next week's special episode that we recorded LIVE from the stage at FinCon. And, as always, please share with your friends and let us know what you think in the reviews.

168 hours. That's how many each of us have in a single week. So how come it seems that some women seem to get it all done, no sweat, while others struggle to pack it all in? The brilliant Laura Vanderkam has some solutions — including how you can be the boss of your schedule (and your technology) rather than the other way around. After talking to her, I'm feeling better already and I think you will, too. Plus, Kelly and I answer your questions about apps to track your spending and creating a savings plan when you're on a freelance income. P.S. Laura Vanderkam was a guest suggested by one of our listeners. Please let me know who you'd like to hear from!

Would you tell a friend what you get paid? Would you do it if you knew it would help her get paid fairly? Meredith Rollins, editor in chief of Redbook magazine has done it — and she says we all should follow suit. The stats don't lie. It's been years and despite a lot of headlines and head scratching, we haven't made much progress closing the wage gap. Could this sort of transparency help? Rollins thinks so and after talking to her, I agree. (Please let me know what you think!) Then, Kelly joins me to answer your questions about all those incentive credit cards and refinancing student loans. Plus, why you've got to get a move on with this year's FAFSA. Join me!