The Insurance Information Institute Podcast Channel

Lynne McChristian, Florida Representative of the I.I.I., gives a simple breakdown of how trees are covered by homeowners insurance and also instructs homeowners on how to properly inspect and maintain their trees in preparation for hurricane season.

If your home were destroyed by a hurricane, fire or other disaster, would you be able to remember every item you own? Most people couldn't, so that's why making a home inventory is a necessary part of being well covered.

If you're in the market to purchase a new home, you should consider the insurance implications of the property before you buy. The location, size, materials and condition of the home can all affect the cost of insurance.