The Joy Cardin Show

Join us for On Your Money. Financial planner Kevin McKinley has insights on Financial Literacy Month, restrictions on early withdrawals from retirement accounts and the pros and cons of getting bumped from a flight.

Details of Gov. Scott Walker’s plans to move more people off Medicaid have been released, including a proposal to drug test some recipients. The release opened a month-long period for public comment before the state asks the federal government for approval. We talk with a critic of the drug screens about why he says Walker is demonizing those on BadgerCare. Note: We invited Wisconsin Medicaid Director Michael Heifetz to join us, but did not receive a response.

Two U.S. Senators have reintroduced the Currency Optimization, Innovation, and National Savings Act of 2017 (COINS Act), which would update our currency by moving to a one dollar coin, reducing the cost of nickel production and suspending the minting of the penny. We speak with our guest about potential upsides and drawbacks of this currency change and examine how this could affect the American economy and consumers.

Under President Donald Trump’s proposed budget, federal funding for public libraries would be eliminated. Our guest explains why he calls the plan an attempt to suppress transparency. He also discusses why he says libraries are “essential” to society, and on this “Take Action for Libraries Day,” how people can advocate for continued funding.

A variety of issues lie before Congress including what to do about health care, funding the government, and considering President Donald Trump’s 2018 budget. We talk with Republican Congressman Mike Gallagher and former Democratic U.S. Representative Dave Obey about these matters, plus consider the pressing foreign policy issues facing the nation.

According to The U.S. Department of Health and Human Services, in the past decade, spanking children has resulted in nearly 280,000 reports of physical abuse against black children. Furthermore, during the same time period, almost 4,000 black children died as a result of violent treatment. Our guest joins us to explain why the majority of black parents in America view hitting children as responsible parenting and how the country’s complicated history influenced the cultural attachment of "whuppings."

One of the world's leading food and beverage companies, Pepsico, recently pulled an ad featuring a fashion model, in front of a group of protestors, offering a soda to a police officer. Our guest joins us to explain why so many people were upset about the language and imagery of protest movements Pepsi used to sell its fizzy drink. We also discuss other advertising fails many companies face.

United Airlines CEO Oscar Munoz has apologized for the “mistreatment” of the passenger who was dragged off a recent flight so a crew member could have his seat. He also vowed to “fix what’s broken so this never happens again.” Our guest discusses his solution to prevent a similar incident, reacts to calls for Congress to get involved and has tips for customers to limit the odds of being bumped from a flight.

Did you know that 12 frog species make Wisconsin their home? That includes one toad, five tree frogs, and six "true" frogs, according to the Wisconsin Department of Natural Resources. We talk with conservation biologists from the DNR to learn more about these amphibians, plus discuss the latest news from the Wisconsin Frog and Toad Survey.

Studies show that the average student graduates from college with over $30,000 in loans. During this edition of On Your Money, our guest explains the financial issues faced by today’s twenty- and thirty-year-olds and shares actionable advice to help millennials adopt healthy financial habits for the rest of their lives.

Under a state Republican measure, some legal protections for victims of crimes would be written into the state constitution and new rights would be created. Senator Van Wanggaard defends his push for “Marsy’s Law.” Then, Deputy State Public Defender Mike Tobin expresses his reservations to the proposed amendment.

When was the last time you read about a character who lives - or looks - differently than you? What about a topic you don’t know about? Those are some of the points addressed as part of "Reading Without Walls," a challenge in April that aims to promote diversity and open readers’ eyes to new experiences and ideas. Join us as we talk with the National Ambassador for Young People’s Literature about the initiative and why it’s a way to encourage understanding and learn new things.

Retirement is the beginning of a new phase of life full of struggles and successes. We explore retirement with the Retiree Rebels and talk about the challenges of retirement, some possible solutions, and how best to plan for the transition.

Should Wisconsin have a hunting season for sandhill cranes? Should the state restore funding for state parks? What about maintaining support for the Stewardship Program? As the State Capitol Report continues, we preview the annual Department of Natural Resources-Conservation Congress spring hearings and welcome listeners’ feelings on Wisconsin conservation policies.

Several high-profile Democrats have recently announced that they will not challenge Republican Scott Walker in next year’s gubernatorial election. In the State Capitol Report, our guest explains why he says “something weird is going on.” We also touch on the Republican race against Democratic U.S. Senator Tammy Baldwin.