Vanguard: Vanguard Perspectives®

David Glocke, a portfolio manager with Vanguard's Fixed Income Group, and Sarah Hammer, a senior analyst for Vanguard Investment Counseling and Research, describe the many ways shareholders use the security of a money market fund, from meeting living expenses to saving for college tuition or a rainy day.

China has been a major force in the global economy, but its growth rate slowed in 2012, raising concerns. Vanguard economist Roger Aliaga-Díaz offers a cautiously optimistic outlook for China's economy and discusses the implications for investors.

Did you sell stocks during the last market downturn, only to miss out on a rebound? Now that major stock indexes are in or near record territory, Karin Risi of Vanguard Advice Services says it's important to proceed carefully if you decide to get back in the game.

Karin Risi of Vanguard Advice Services says that adjusting your investments should be based on your long-term goals and not the headlines of the day.

Vanguard chief economist Joe Davis explains why traditional measurements are not very reliable, even when forecasting 10-year returns.

Christopher Philips, a senior investment analyst for Vanguard Investment Strategy Group, discusses our upcoming international bond fund and explains how foreign bonds have the potential to diversify traditional portfolios in much the same way that international equities do.

How does currency hedging work? Watch this video to find out.

Much uncertainty hangs over 2013, including the outcome of federal budget negotiations and ongoing efforts to restart growth in Europe. Three Vanguard leaders offer their outlook for the state of the markets and the challenges still facing the global economy.

Time-tested concepts can help guide you through the complex process of investing. Vanguard CEO Bill McNabb reviews our four investment principles and explains why they can be a healthy foundation for your portfolio.

To an investor who asks "why Vanguard?" CEO Bill McNabb has a short but powerful answer: Our client-ownership structure means we always put the shareholders first.

Vanguard CEO Bill McNabb details why new chief investment officer Tim Buckley is more than up to the task of filling investing legend Gus Sauter's shoes.

Vanguard chief investment officer Tim Buckley explains why bonds can still hold an important place in a diversified portfolio based on an investor's desired risk tolerance.

We may have averted the first fiscal cliff but there are still many harsh winds battering the U.S. economy. Vanguard CEO Bill McNabb and chief investment officer Tim Buckley assess the economic landscape and discuss why we need long-term solutions to avoid uncertainty for the financial markets.

Current market conditions have put constraints on retiree portfolios as interest rates hover at all-time lows. Maria Bruno and Steve Utkus discuss how you make your income last in a low-yield environment.

Transferring wealth successfully can begin with family dynamics. Al Weikel of Vanguard Flagship Select Services explains more about how creating a family mission, establishing family governance, and using philanthropy can lead to the successful transfer of wealth.