Money matters and personal finance - presented by Which?

A flat rate State Pension for all - how the changes will affect you; we chat about the buy-to-let property market; and how to save cash when you go to the gym.

In this week's podcast: we take a look at how the new junior Isas will work; we discuss local currencies and whether they are a good idea; and how losing a banker's draft could prove very costly.

In this week's podcast: Which? takes our credit and debit card charges super complaint to the Office of Fair Trading; we look at the financial factors you need to consider when retiring abroad; and our gardening researchers reveal where to find the best value Mother's Day flowers.

In this Budget 2011 special edition of the Which? Money podcast, we outline all the main points from today's Budget, explaining Chancellor George Osborne's measures and what they might mean for your finances.

This week: we look at the Hutton Report on public sector pensions, and ask what the review's recommendations might mean for you. Elsewhere, we get the lowdown on the latest best rate cash Isa deals and explain why the possible closure of a VAT loophole could mean the end of very cheap CDs and DVDs.

This week: The European Court of Justice has ruled that insurers can no longer make decisions based upon your gender. We discuss who this will impact and what you can do about it. With VAT up to 20% and fuel costs rising, we also talk to Which? Car deputy editor Claire Evans about the cheapest ways to buy a new car, be it from the factory or second hand. And don't miss this week's money saving tip - how you can significantly reduce the cost of investing if you want to go it alone…

This week: emerging markets may seem attractive, but is investing the right choice for you? Elsewhere, we look at the risks of sale and rent back schemes. Should you sell your home to clear your debts, on the understanding you can rent it afterwards? And don't miss this week's tax-saving tips, to help keep more cash in your pockets and less in HMRC's coffers!

This week: why cash isa transfers advice from your bank isn't trustworthy; expert advice on cutting the cost of moving home; and timely car insurance tips.

This week: fight back against credit card surcharges and debit card fees with the Which? 'rip-off' charges campaign, get the lowdown on pawnbroker loans and find out which online supermarket came top in this year's Which? satisfaction survey.

This week: why cautious managed funds are not as safe as they sound for investors, how a home safe or safety deposit box could protect your possessions, and how to save money on spring womens' clothing and Valentine's Day gifts.

This week: how mortgage fees mount up when you arrange a new deal, section 75 of the consumer credit act and how it proects you, plus Facebook places deals: could it save you money?

This week: find out why the judicial review of PPI complaints handling shouldn't put you off reclaiming your PPI premiums, and learn more about the long-term care lottery that's affecting eldery people. Elsewhere, if you're an Npower customer, tune in to find out if you're owed some cash back.

Find out how to deal with debt and avoid wasting money on debt management companies, get the best handset and tariff using Which? Mobile, and save money by joining a car club - all in this week's Which? Money podcast

This week: find out how changes to credit card rules could save you money, get the lowdown on your consumer rights and tips for taking back faulty or unwanted goods, and learn how where to get free directory enquiries.

This week: find out why upping your car insurance excess could make your policy more expensive instead of cheaper. Also, get the lowdown on peer-to-peer lending sites such as Zopa, and get details of the best 0% balance transfer deal on the market right now.