MORTGAGE & REAL ESTATE RADIO

Kevin Mikrut rejoins Art and Bill to continue the discussion about Short Sales. As a Homeowner, how does that affect you? What IS a short sale? WHen do you NEED a Short Sale? Kevin is a helping lots of folks at Realty Executives here in Madison. He can be reached at 608-829-4040 and at BuyaHomeWith Kevin@aol.com.

Foreclosure - top headlines these days in economic news. WHat does that do to your rights of ownership? And for investors, how does that affect you? WHat on Earth is a short sale? Find out today as YHYM talks with Ben Smaglick of First American Title and SHORT SALE Specialist Kevin D Mikrut of Realty Executives here in Madison.................... Hosted by Bill QUigley and Art Blanchet of Robbins and Lloyd Mortgage Corporation.

A DOUBLE SHOW - The first half hour is with Louise Googins of Straight Talk About Money - she asks about some goofy mortgages - and we answer dutifully. THEN on our show, WE UNCORK a FUN ONE about Home Inspections with 3-time guest Kimberly. But we gotta be serious when we describe it (but don't be fooled) .........................................Selling your home? A home inspection is part of the contract? What should you - the home OWNER - expect? What do you do to prepare? What are they looking for? Our World Class Home Inspector expert- Kimberly St. Louis of A-Pro Home Inspection returns again to give us the tips and info we need for a smooth inspection and to avoid delays. Listen to the pro from A-Pro - and of course Bill and Art will be there, too.

Bill and Art were recently interviewed by Canadian Mortgage Professional magazine about the use of radio, blogging, and podcasting in business. We got the nod because the article's author - Vanessa Chris - and the staff couldn't find any Canadians doing what Bill and I do - use these digital tools to impart information to our listeners and to promote our business. The article turned out pretty darn good (http://www.canadianmortgageprofessional.com/detail_article.cfm?articleID=273). We recorded the interview - with Vanessa's knowledge - to play for you here. A change of pace, but entertaining.

Looking fo Insurance? Buying a car? Shopping for a new mortgage? Well, if your credit has been pulled, expect to hear from a WHOLE BUNCH of people you didn't even know existed - and will eventually wish DIDN'T. The Fair Credit Reporting Act allows credit repositiries to sell your personal credit information - to get you a competitive deal, of course - to companies that want your business. Fair enough - but HOW they try to get it is the problem. Listen to this enhanced expose on Trigger Leads and learn what they do - and how YOU ccan protect YOURSELF. The government won't be helping you just yet but Bill and Art will. Please listen to this impotant show - listeners wanted more, and we're delivering. Thanks.

Tis the season to be Selling...and there's lots of competition in home sales this year. One underused weapon in your Home Selling Arsenal is staging - which is the art of presenting your home in its best light. To help us out we've invited Staging Marketing and Business Coach Shell Brodnax of the Staging Career Center to share ideas and tips about how to stage your home for maximum selling impact. Shell also founded RESA - the Real Estate Staging Association - and knows her stuff. Join us in this live feed from WTDY, Madison 1670 - The Pulse.

Apply for a mortgage, car loan, or department store card lately? Notice all the calls, emails, and mailers coming your way nearly immediately? That's because you've been triggered - and everyone wants a piece of the hot buyer -YOU. And they will do whatever it takes, because the Credit Repositories - Equifax, Transunion, and Experian have sold your info to the highers bidders. Find out more - HERE - and what you can do about it!! (But first listen to a victim's story about Online Lenders...in a live phone interview).

$ure there's a lot of info out there about mortgage finance - but does it really work? Today we go over some actual case studies - some current and in process and some earlier - where folks in very unusual and diverse situations solved their mortgage problems. Solid info here by Bill and Art.

Banks are banks - they got all the money (yours) and press, and clout to paint their picture as your financial friend. Are they? Do you get your best deal there? Find out today!

Got a loan? Not sure it's the best deal? Think there's smoke and mirrors? Listen here as we relate a realilife adventure of a client/friend as we explain how to compare-shop and keep the credit unscathed. Reality Radio at its best!

The SECOND most controversial discussion (behind Roe vs Wade) is RENT vs BUY. Although the Federal Reserve estimates home owners have 36 times the net worth of renters, many folks still wonder if home buying is REALLY the way to go. We take a hard look at the topic, crunch a few numbers, and give you our answers here. Tune in. Thanks.

Every week we get stories of heartache and anger from people who are duped by ads they get for cheap mortgages. Bait and Switch is one of the oldest tricks in the books - and we STILL fall prey to it. SO we took a couple of flyers and mailers and called the lenders - what a range of results! Listen here for the scoop on this poop.

Bill and Art bring you live coverage of the early going at the annual Home Buyer's Roundtable - good stuff.

The Mortgage Guys - Bill and Art - discuss three programs that can get you into a home with no down payment - and you do NOT need perfect credit! And we remind the Option ARM victims of an excellent way to use FHA to refinance out of the ALLIGATOR ARM - the one that keeps chewing up your equity!

Every state has them - low and zero down programs for low to middle income borrowers. In Wisconsin, there's WHEDA - the Wisconsin Housing and Economic Development Authority - and the rules need to be known. Learn here.