Summary: Tips To Keep Your Christmas Merry – Howard Dayton and Steve Moore offer tips for increasing Christmas joy and decreasing Christmas stress. Then they turn to questions from listeners (800-525-7000 or moneywise@compass1.org): "Do I understand correctly that a 'short sale' will hurt me less in 2012 than it will in 2013?" (Howard mentioned HARP 2 and BankRate.com) "My daughter is about to lose a home I gave her. Is there anything I can do about it?" (Howard recommended CredAbility.org) "How do you budget with an uncertain monthly income?" "Can we contribute to an IRA for 2012 in my wife's name even though she has no earned income?" Be sure to check out the Compass website for a complete listing of helpful resources and radio archives. Thanks for your prayers and generous financial support which allow us to keep MoneyWise on the air!
