Summary: Jesse issues a New Years' challenge for YNAB'ers. For the next 34 days, abide by just three rules: 1.) Write down every single thing you spend money on. You can do this in YNAB, or on a sheet of paper, but it must include every penny spent! 2.) Purchase ONLY essentials. Essential means you must have it to live. 3.) Do not eat out, or order take-in from restaurants. No restaurant spending, full stop. It's only 34 days, you can do it!
