IFB144: Years of Budgeting Simplified with Andy Shuler




The Investing for Beginners Podcast - Your Path to Financial Freedom show

Summary: <br> Announcer (<a href="https://www.temi.com/editor/t/o5GBp8EHhbItrO2w2osmmzY5i3pT-5DlnLgceXaTC6hSeiMsALvZYfyLwcu3PXMXZobxNEPfumttupQYDHzqC3DI5oI?loadFrom=DocumentDeeplink&amp;ts=0.3">00:00</a>):<br> <br> <br> <br> You’re tuned in to the Investing for Beginners podcast.<br> Finally, step by step premium investment guidance for beginners led by Andrew<br> Sather and Dave Ahern. To decode industry jargon, silence crippling confusion,<br> and help you overcome emotions by looking at the number, your path to financial<br> freedom starts now.<br> <br> <br> <br> Dave (<a href="https://www.temi.com/editor/t/o5GBp8EHhbItrO2w2osmmzY5i3pT-5DlnLgceXaTC6hSeiMsALvZYfyLwcu3PXMXZobxNEPfumttupQYDHzqC3DI5oI?loadFrom=DocumentDeeplink&amp;ts=36.15">00:36</a>):<br> <br> <br> <br> All right folks, welcome to Investing for Beginners<br> podcast. This is episode 140 tonight. Andrew and I have a little special guest.<br> We have Andy Shuler with us tonight. Andy is a regular contributor to the blog<br> that Andrew started einvesting for beginners podcast a while ago, and so we’re<br> going to talk to Andy today about some of his ideas about personal finance. We<br> thought we would go off topic a little bit and maybe move away from Coronavirus<br> and all the death, doom, and despair that’s out there, and maybe guys give you<br> guys some refreshing news and something good and fun that’s going on out in the<br> world. So Andy, why don’t you tell us a little bit about yourself, where you’ve<br> been, what you’re doing, kind of how you got started, all that kind of fun<br> stuff.<br> <br> <br> <br> Andy (<a href="https://www.temi.com/editor/t/o5GBp8EHhbItrO2w2osmmzY5i3pT-5DlnLgceXaTC6hSeiMsALvZYfyLwcu3PXMXZobxNEPfumttupQYDHzqC3DI5oI?loadFrom=DocumentDeeplink&amp;ts=76.98">01:16</a>):<br> <br> <br> <br> Yeah, sure thing. First of all, I want to say thanks for<br> having me on. I’m happy to talk about this. As you said, I’ve been, I’ve, I’ve<br> written quite a few blogs, so it’s, it’s kind of exciting to get back to the<br> basics with all the coronavirus stuff going on. You know, you can kind of look<br> at your personal finance, something you have a little bit more control over<br> then than what you might have in the market at all times. But, so as you said,<br> I’ve been doing this for a little while. Just a little background about myself.<br> I’ve kind of, you know, been through all different, all different areas of<br> life, especially when it comes to personal finance. I think I could probably<br> write almost a book and all the mistakes you don’t want to make. I mean, I’ve<br> opened credit cards in college and maxed them out, you know, with the sole<br> purpose of not having to work a job. I was in school gone through times where,<br> you know, I’ve cashed out a 401k or got a 401k loan, and you know, everyone<br> talks about how those are probably one of them, the worst things that you want<br> to do. But just really just gone through a lot of trials and tribulations.<br> They’re all my time off, you know, learning mistakes or making mistakes, trying<br> to learn from them. And my, my investing journey I’ll say didn’t fully kick off<br> until,<br> <br> <br> <br> <br> <br> <br> <br> Andy (<a href="https://www.temi.com/editor/t/o5GBp8EHhbItrO2w2osmmzY5i3pT-5DlnLgceXaTC6hSeiMsALvZYfyLwcu3PXMXZobxNEPfumttupQYDHzqC3DI5oI?loadFrom=DocumentDeeplink&amp;ts=151.09">02:31</a>):<br> <br> <br> <br> Oh, man. Probably 2017 or 2018. I’m trying to think. It<br> was a few years ago, but it was, you know, listening to this podcast and a few<br> other podcasts. So it feels full circle be able to come on and share some of my<br> stories after, after posting on the blog for so long.<br> <br>