Summary: <br> Announcer: <a href="https://www.temi.com/editor/t/y616TzTFS2k5FBBbON9u_IiHFIAQIGt9MkglY63a2QJdt-Gd1hD7-YWYgxINXpdYXPXMKWQ5zXdIhYjlOhAMSyIqD1o?loadFrom=DocumentDeeplink&ts=0.27">00:00</a> You’re<br> tuned in to the Investing for Beginners podcast. Finally, step by step premium<br> investment guidance for beginners led by Andrew Sather and Dave Ahern. To<br> decode industry jargon, silence crippling confusion and help you overcome<br> emotions by looking at the numbers, your path to financial freedom starts now.<br> <br> <br> <br> Dave: <a href="https://www.temi.com/editor/t/y616TzTFS2k5FBBbON9u_IiHFIAQIGt9MkglY63a2QJdt-Gd1hD7-YWYgxINXpdYXPXMKWQ5zXdIhYjlOhAMSyIqD1o?loadFrom=DocumentDeeplink&ts=37.04">00:37</a> All<br> right folks, welcome to Investing for Beginners podcast. This is episode 105,<br> tonight. Andrew and I are going to read some listener questions and we’ll go<br> ahead to answer those on the air and we’ll have our usual banter and witty,<br> witty comments from each other as we go forward with all this. So I’m going to<br> go ahead and read the first question. Andrew, would you like to say hello?<br> <br> <br> <br> Andrew: <a href="https://www.temi.com/editor/t/y616TzTFS2k5FBBbON9u_IiHFIAQIGt9MkglY63a2QJdt-Gd1hD7-YWYgxINXpdYXPXMKWQ5zXdIhYjlOhAMSyIqD1o?loadFrom=DocumentDeeplink&ts=58.41">00:58</a> Hello.<br> <br> <br> <br> Dave: <a href="https://www.temi.com/editor/t/y616TzTFS2k5FBBbON9u_IiHFIAQIGt9MkglY63a2QJdt-Gd1hD7-YWYgxINXpdYXPXMKWQ5zXdIhYjlOhAMSyIqD1o?loadFrom=DocumentDeeplink&ts=60.15">01:00</a> Excellent.<br> Good job. All right, moving on. Hello. I have been following your podcast for<br> months and just recently signed up for your service. I noticed you’re using<br> your Roth IRA for your stock recommendations and tracking your 40 year<br> portfolio. I understand the benefits of using a Roth to avoid taxes but is<br> absolutely unnecessary for the goal of your slash our investing. My Roth is<br> being utilized with an advisor service from vanguard. So it was not available<br> for individual stocks. I’m using a separate, separate taxable brokerage account<br> for my stock picking. Would this still be beneficial in the long run with<br> having to pay taxes yearly on dividends and capital gains are selling if in a<br> taxable brokerage? Thank you Jared. Andrew, what are your thoughts on this?<br> <br> <br> <br> Andrew: <a href="https://www.temi.com/editor/t/y616TzTFS2k5FBBbON9u_IiHFIAQIGt9MkglY63a2QJdt-Gd1hD7-YWYgxINXpd..."></a>
