Summary: <br> Announcer: <a href="https://www.temi.com/editor/t/ZQe5k68eLEnIuNZL4vDXnxaOyAgh42nkSBY4_IDqtQAJ-qGv7Q3kJnPBGDNqT3Z5RmkhzOWih1A-dZmK3gvnMiqOJwc?loadFrom=DocumentDeeplink&ts=0.27">00:00</a> Your<br> tuned in to the Investing for Beginners podcast. Finally, step by step premium<br> investment guidance for beginners led by Andrew Sather and Dave Ahern too<br> decode industry jargon, silence crippling confusion and help you overcome<br> emotions by looking at the numbers, your path to financial freedom starts now.<br> <br> <br> <br> Dave: <a href="https://www.temi.com/editor/t/ZQe5k68eLEnIuNZL4vDXnxaOyAgh42nkSBY4_IDqtQAJ-qGv7Q3kJnPBGDNqT3Z5RmkhzOWih1A-dZmK3gvnMiqOJwc?loadFrom=DocumentDeeplink&ts=35.97">00:35</a> All<br> right folks, welcome to Investing for Beginners podcast. This is episode 101<br> tonight. Andrew and I are going to talk about a listener letter that we got,<br> and it is a fantastic letter, and she has a great questions, and so Andrew and<br> I wanted to just kind of read through her letter and then just answer those<br> questions for her on the air. So I thought this would be a lot of fun. So<br> Andrew, why don’t you go ahead and start talking about the letter and then<br> we’ll just do our little back and forth thing.<br> <br> <br> <br> Andrew: <a href="https://www.temi.com/editor/t/ZQe5k68eLEnIuNZL4vDXnxaOyAgh42nkSBY4_IDqtQAJ-qGv7Q3kJnPBGDNqT3Z5RmkhzOWih1A-dZmK3gvnMiqOJwc?loadFrom=DocumentDeeplink&ts=62.33">01:02</a> Yeah,<br> I love it. That’s a great letter. This is from Susan G so she starts off. Dear<br> Andrew, I’m on episode 16 of the podcast and I’ve learned more about finance<br> from your program than I did in my years. At B school in the late seventies,<br> Wharton for two years, then decided to switch to a psych degree on the liberal<br> arts side. Wow. That’s quite a compliment. Thank you. I got serious about investing<br> when I returned full time to work in 2009, um, basically built up a four one k<br> summarizing here, uh, until from 2009 to 2017. Okay. And then stopped building<br> out the 401k.<br> <br> <br> <br> Andrew: <a href="https://www.temi.com/editor/t/ZQe5k68eLEnIuNZL4vDXnxaOyAgh42nkSBY4_IDqtQAJ-qGv7Q3kJnPBGDNqT3Z5RmkhzOWih1A-dZmK3gvnMiqOJwc?loadFrom=DocumentDeeplink&ts=105.89">01:45</a> She<br> says I am 61 single and only about a third of the way to where I need to be to<br> even have a modest retirement. I am currently on disability and I’m not sure<br> what his next workwise. So 370 k 401k 62 K and Roth Ira, a hundred k and cash<br> can value investing be part of my solution for current or future and come it<br> appeals to me is consistent with the process part of my brain. Um, maybe, uh,
