Summary: We discuss the importance of having a financial plan, how to start the conversation and develop one and what the year-ahead may have in store for your portfolio. Featured is Head of Investment Strategy Americas from the UBS Chief Investment Office, Michael Crook. As a firm providing wealth management services to clients, UBS Financial Services Inc. offers both investment advisory services and brokerage services. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. For more information visit our website at ubs.com/workingwithus. UBS Financial Services Inc. is a subsidiary of UBS AG.
