Summary: Every so often, readers write me in hopes that I can help them avoid paying taxes on their retirement savings. Surely, they write, there’s a way to circumvent a tax bill on the money in their tax-deferred 401(k) or IRA? If I had such clever strategies up my sleeve, I’d probably be retired myself, kicking back in some tropical paradise after having made millions off my consulting work. You see, Uncle Sam doesn’t let us off that easy.
