141: Financial Freedom as a Millennial with Christian Montalvo




The Real Estate Way to Wealth and Freedom show

Summary: Christian Montalvo is a young professional, food microbiologist, and real estate investor in the Dallas-Ft.Worth metro. Christian and her husband, Cameron, have house hacked their way to 8 units in less than two and a half years using conventional financing, sweat equity, and tons of hard work. Outside of working her full time job and building a real estate empire, Christian loves to spend time with her family, travel, exercise, read, and of course, listen to podcasts and audiobooks!<br> <br> Key Points<br> Finding a financially sustainable lifestyle<br> Investing in real estate as a recent college graduate with a full time job<br> Using an FHA loan to buy  duplex<br> How to refinance and use an FHA loan for a second time<br> Goal setting - breaking 10X goals into daily tasks<br>  Reinvesting cashflow to increase the velocity of money<br> Lightning Questions<br> What was your biggest hurdle getting started in real estate investing, and how did you overcome it?<br> Saving up and getting financing for that very first investment property. By utilizing a low down payment, FHA loan, Christian and her husband, Cameron, were able to buy their very first duplex.<br> Do you have a personal habit that contributes to your success?<br> Christian practices the SAVERS methods from The Miracle Morning throughout her day.<br> Do you have an online resource that you find valuable?<br> Youtube.com<br> BiggerPockets<br> What book would you recommend to the listeners and why?<br> The Miracle Morning by Hal Elrod<br> The 10X Rule by Grant Cardone<br> The ABCs of Real Estate Investing by Ken McElroy<br> If you were to give advice to your 20 year old self to  get started in real estate investing, what would it be?<br> Watch out for student loans!<br> Resources<br> Commercial Loan Success <br> <br> Connect with Christian on Instagram here!<br> <br> Follow CCT Rentals for great real estate investing videos!<br> <br> Connect with Christian on BiggerPockets<br> <br>  Visit Audible for a free trail and free audio book download!