Summary: Creating a financially secure future today is harder than ever before. Student loans and high costs of living prevent young professionals from building a nest egg, while their parents struggle to help without limiting their child’s ability to be self-sustaining. If you’re a young professional or a parent of one that’s stuck in a financial rut, you need the right tools to manage your money.<br> Financial advisors Terry Lineberger and Kelly Lauterjung, the coauthors of Hey, I Forgot to Tell You: What Your Parents Wished They’d Taught You About Money, are a father/daughter team introducing simple techniques for creating healthy, enduring financial habits. By the end of this conversation, you’ll have learned how to save money without feeling deprived, how to pay off seemingly infinite debt, how to initiate honest conversations with family members about money, and a whole lot more.<br> If you and your loved ones are digging yourselves into a hole, put down the shovel. Kelly and Terry will show you the way out and up.<br> <br> <br> <a href="https://www.amazon.com/Hey-Forgot-Tell-You-Parents/dp/1544511752/" target="_blank" rel="noopener noreferrer"></a>Get Kelly and Terry’s new book <a href="https://www.amazon.com/Hey-Forgot-Tell-You-Parents/dp/1544511752/" target="_blank" rel="noopener noreferrer">Hey, I Forgot to Tell You</a> on Amazon.<br> Find out more at <a href="www.bairdfinancialadvisor.com/thelinebergergroup" target="_blank" rel="noopener noreferrer">The Lineberger Group</a>.<br> <br> <br> Terry Lineberger: It really started when Kelly was a senior in high school and she had been accepted to the university of Oregon, so she’s my oldest daughter, she’s getting ready to go away to college, it was spring time of her senior year of high school. I was that panicked father that was getting ready to send my daughter out into the world and there was a tremendous amount of things that I had forgotten to teach her.<br> I put together a list of all the things that I thought she needed to know in life and made a Saturday morning commitment and got her to do it, I’m not sure she was extremely excited about the list but Saturday morning started with things like “Okay, you got to learn to change the tire of a car, we’ve got to learn to change the oil in a car.” I made her rewire the outlets in our house.<br> Kelly Lauterjung: Because every senior in high school needs to learn how to do that.<br> Terry Lineberger: My feeling was, she needed to understand electricity, not be afraid of electricity. There’s a process of turning breakers on and off and checking and doing it. I just panicked about those things. I never really panicked about finances with her because I work in this field, it was something that was dinner conversation, it was open air conversation throughout our life and Kelly had begun working when she was young, she was a lifeguard I think when she was 14 or 15.<br> Then she got older, she had other jobs and she had worked all through and in high school into college. She took a little bit of time off her first semester but then she got a job in college as well. We always had conversations, so I wasn’t really worried about that but that was the starting of making sure that as a parent, that I’m teaching my kids the things that I felt were important in life.<br> <br> All of a sudden, it occurred to me that I had forgotten to teach her things.<br> <br> Not because I didn’t know, but time passed by and then, as we started getting in to thinking about a book much later, it occurred to me that most parents probably forget to teach their kids a lot of things that they wish they would have but they just didn’t get the time and didn’t think of it at an appropriate time where their kid would listen.<br> I was lucky. Kelly was a very compliant teenager in the sense that if I said, “Hey, can you spend an hour with me on Saturday going to the auto store to pick up an oil filter so you c...
