Summary: <br> Is your soul on fire? Too many of us live in a prison within our mind. We are trapped by our past choices, not realizing that today, right now, we can start a new journey. If you feel stuck, you can create a new life. You can ignite your soul and live your own hero's journey.<br> Invest Wisely: You'll Never Get the Average<br> One of the biggest roadblocks to setting good expectations about investing is focusing on average returns. We financial planners are the biggest abusers of this. No one gets average returns. By focusing on them, we set unrealistic expectations on what the experience will actually be.<br> Look at the returns of the S&P 500 stock index over the last 15 years. How often did it hit its average return?<br> In this episode, I discuss this and how to develop a better understanding of what to expect (and not expect) from your investment assets.<br> Plan Well: How to Live an Intentional Life with <a href="http://www.karyoberbrunner.com/" target="_blank" rel="noopener">Kary Oberbrunner</a><br> Kary Oberbrunner is like you or I. He went to school, got a job, got married and lived a normal life, until something happened inside him. His soul ignited. Today, he is living a more intentional life and is on a mission to help you ignite your soul and do the same.<br> Kary's message really resonates with me. Much of my life, I was blind to the choices I had. I felt imprisoned by my past decisions. I think many of us feel this way. We're not. Our prison is in our mind. If we break free from our past self, we can create the life we desire.<br> Kary and I discuss:<br> <br> * The roadmap from <a href="http://www.amazon.com/gp/product/B00GHXRM00?btkr=1" target="_blank" rel="noopener">Day Job to Dream Job</a><br> * How to get unstuck from your past stuck self<br> * How day jobs are killing people<br> * Why it's so hard to leave a day job<br> * How to go from prison, to plan, to payoff<br> * How to design your story<br> * Why it's important to go through your own hero's journey<br> * How to change your life in a half hour a day<br> * <a href="http://www.dayjobtodreamjob.com/dream-job-bootcamp/" target="_blank" rel="noopener">Dream Job Boot Camp</a><br> <br> <br> Take the assessment and let's compare results on twitter <a class="twitter-mention-button" href="https://twitter.com/intent/tweet?screen_name=roger_whitney">Tweet to @roger_whitney</a><br> [spoiler]<br> The Retirement Answer Man Episode #37<br> Hey! Welcome! This is Roger Whitney. I am the Retirement Answer Man and this is the show dedicated to helping you find that balance between living well today without sacrificing your tomorrow. And, as we make financial decisions, I think that’s what we’re all trying to figure out – how do we make decisions so we can have a good life but have a good life later on, too? That’s what we’re going to focus on.<br> Before we even get started though, I want to issue an official apology for being a day and a half late in the release of this episode – #37. No excuses, but I will give you a reason. This last weekend, my wife and I went up to East Lansing, Michigan, and spent the weekend with a very close couple that we do a lot of things with, and we went to the Michigan State football game.<br> My wife and I met at Michigan State. We’re Spartans and we had a great time – not only at the football game and the fellowship with our friends but marveling at how crazy college students are. Were we that crazy when we were in college? Lord, I don’t remember. I’m too old to be that crazy now, I know that. But, anyway, I apologize for that. I’m really sorry because this is a great show.<br> In our Invest Wisely segment, I want to talk a little bit about that frustration that we all have because we never get the average annual return that we hear about all the time. It’s performed, you know,
