Summary: Want to retire a year earlier? Maybe have a bigger lifestyle budget for travel? You might be able to if you change your relationship with your car.<br> <br> <br> <br> "According to Edmunds.com, the average monthly payment on a new vehicle is $479. Considering your existing car is trouble-free, saving that $479 per month means an annual savings of $5,748 by postponing the purchase of a new vehicle" (<a href="http://www.bankrate.com/finance/auto/a-tightwad-s-10-tips-to-trim-car-costs-1.aspx" target="_blank">bankrate.com</a>).<br> <br> In this episode I talk with James Kinson from<a href="http://cashcarconvert.com" target="_blank"> Cash Car Convert</a>. James is on a mission to change how people think about and buy cars.<br> <br> * What to look for when you're buying a used car<br> * The value of buying used<br> * The dangers of long car loans<br> * How to buy a used car<br> * The value of buying a used car from a new car dealer<br> * How long a car can last (and still look great)<br> * Why you should do all the schedule maintenance<br> <br> In the Market for a Car?<br> Connect with James and learn how to do it right:<br> <br> * The <a href="http://cashcarconvert.com" target="_blank">Cash Car Convert blog</a><br> * The <a href="https://itunes.apple.com/us/podcast/cash-car-convert-podcast/id790181176" target="_blank">Cash Car Convert podcast</a><br> <br> Bill and Sally Want to Retire<br> Based on your feedback from January's Can Carl Retire series, I've created a case study for us to work through in the month of March.<br> Meet Bill and Sally :<a href="https://rogerwhitney.com/wp-content/uploads/2015/02/BillSally-Profile-Pic.jpg"></a><br> <br> <br> * Bill is 58 years old. Sally is 59.<br> * They've been married for 13 years (their 2nd marriage).<br> * Both work outside the home.<br> * Each has an adult child from a previous marriage.<br> * Neither has a pension.<br> * Both started saving later in life (early 40's).<br> * Bill is very worried about the markets and world economy.<br> <br> <br> Sign up and plan alongside Bill and Sally and get access to an exclusive retirement planning webinar.<br> <br> [button_5 bg="orange" text_color="dark" text="reserve-your-spot.png" align="center" href="http://www.rogerwhitney.com/billsally" new_window="Y"/]<br> <br> <br> Full Transcript<br> The Retirement Answer Man Episode #54<br> <br> <br> <br> You know, if you want to create a great retirement, you’re not going to find it in an investment or product. You’re going to find it by having the right conversations and creating a plan that you can easily adjust as your life unfolds.<br> <br> <br> <br> Well, hello and welcome to the Retirement Answer Man Show!<br> <br> <br> <br> My name is Roger Whitney.<br> <br> <br> <br> I’m happy to have you here today. I’m happy to be here today! This is going to be a great show today.<br> <br> <br> <br> Today, we are going to work to change how you think about buying your next car. Oh, boy! This is a big one. If you recall, I’ve had car fever from time to time, and I recently had a conversation with James Kinson from Cash Car Convert and he is on a mission to help us buy our next automobile in a much smarter way and I need this!<br> <br> <br> <br> I’m a horrible negotiator when it comes to these types of things. You would think I would be good at this but I’m not. When I see something and I get tempted, I really want it, so I have to work not to be tempted – to avoid temptation – and that’s the way I broke my car fever back in the fall and that’s actually how James and I met.<br> <br> <br> <br> We’re going to have a conversation with James to change the way you think about buying your next car and maybe this will save you a boatload of money. We’re also going to lay out what we’re starting here March 4th – ou...
