Summary: Anyone interested in emerging markets will find it fascinating, but I also recommend it to everyone who cares about consumer finance, financial protection, inclusion, and technology in the developed world as well. As I’ve said in other shows, developing countries are in many ways ahead of the larger economies in both fintech and regtech. That’s mainly because their consumer financial markets are already mostly digital -- i.e. delivered through the mobile phone -- and therefore easier to regulate through digital means. It’s also because the rush of new, lower-income consumers into these markets makes it critical for regulators to figure out how to protect them. That is going to require new regulatory tools that are already being designed.
