TVS 056 – Credit Score (Bethy Hardeman – Credit Karma)




The Vampire Squid show

Summary: Welcome to Episode 56 of The Vampire Squid! Today we have on <a href="http://www.bethyhardeman.com/" target="_blank" rel="noopener">Bethy Hardeman</a>, Chief Consumer Advocate, at <a href="https://www.creditkarma.com/" target="_blank" rel="noopener">Credit Karma</a>! I wish I had taken a personal finance course in high school / college so I would have a better understanding of why a credit score is important, and the levers that I could pull to increase my score. Today’s episode is packed with advice on your credit score as well as debunking some myths about your credit score. Hope you all enjoy!<br> <br> * How did you get involved with Credit Karma and become the Chief Consumer Advocate?<br> * What are some of the inputs for a Credit Score, and what is it used for?<br> <br> * Why your credit score isn’t just for credit cards<br> <br> <br> * What are the levers to pull to increase your credit score and to do it faster?<br> *   Can having too high of a credit limit be bad for your credit score?<br> * What are some of the other myths about your credit score that aren’t necessarily true?<br> * How are users of Credit Karma affected by the Equifax, if it all?<br> * Can opening too many credit cards be bad for your credit score?<br> * When should one close a credit card?<br> * What piece of advice would you leave my listeners with, especially ones in college or one or two jobs straight out of college?<br> <br> As always, please let me know if you have any questions, comments, or suggestions. Email me directly at alan@the vampiresquid.com or on the <a href="http://www.thevampiresquid.com/contact/">contact form</a>. Also, please subscribe to my facebook page for live updates <a href="https://www.facebook.com/thevampiresquid">facebook.com/thevampiresquid</a>. Also follow me on Quora at <a href="https://www.quora.com/profile/Alan-Li-1">https://www.quora.com/profile/Alan-Li-1</a>. To support us check us out at Patreon <a href="https://www.patreon.com/thevampiresquid" target="_blank" rel="noopener noreferrer">https://www.patreon.com/thevampiresquid</a><br>