Summary: After 4 and a half decades in the financial industry, Doug Andrew has developed what he refers to as the LASER Test to help his clients determine whether their portfolio is on solid ground. LASER is an acronym for Liquid Assets Safely Earning Returns. Any time Doug looks at a potential investment, he wants to know if it is liquid, if it is safe and if it can be counted on to earn predictable rates of return. If a particular savings vehicle can't pass the LASER test, that's a strong incentive to think twice before using trusting it with your serious cash. Here are just a few of the topics Doug covers in this week's episode: * Why is it essential to have access to your money without a bunch of unnecessary strings being attached? Learn why liquidity equals peace of mind. * What is meant by safety of principal? Once you hear Doug's answer, you'll understand why safety of institutions takes a backseat to protecting your principal. * Can you enjoy the advantages of market growth without having to suffer the pain of market losses? Having the best of both worlds is easier than you think. * Ever heard of indexing? If you've ever felt concerns that your money may be too exposed to the ups and downs of the market, this is a subject you should understand. * How helpful would it be to know how to lock in the gains you make in any given year and reset so you don't lose any of that gain? You may not make anything when the market declines but you won't lose anything either. * Learn why your rate of return is much more forgiving when you're accumulating your money tax-free. Doug explains how this is possible * And much, much more… Start by <a href="http://liveabundant.com/free-analysis/" target="_blank" rel="noopener noreferrer">visiting with a wealth architect</a> today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.
