Summary: In today's podcast we discuss our takeaways from Episode 46 with Ms. ONL from Our Next Life plus community feedback and voicemails and a discussion of travel rewards.<br> <br> In Today’s Podcast we cover:<br> <br> * A recap of Episode 46 with Tanja from Our Next Life<br> * Brad and Jonathan are on their way to Fincon – the annual financial bloggers conference<br> * Jonathan’s upcoming trip to South Africa with his family using travel rewards points<br> * Tanja’s reveal of her identity after being anonymous for the entirety of the blog’s life<br> * What do you want out of life and how are you going to approach that question in the leadup to FI?<br> * The ‘internet retirement police’ and people making money in early retirement<br> * ‘We are some of the luckiest people in human history’ as Tanja described<br> * The safety Mr. and Mrs. ONL have built into their FI plan<br> * The different stories and plans our various guests have and how there is no ‘one size fits all’ plan for Financial Independence<br> * How they are selectively hardcore about certain things like their heating bill<br> * Corrections and feedback from episodes 43 and 43R<br> * Updates on Mega Backdoor Roth options including feedback from William<br> * Brad’s feedback on Keith from The Wealthy Accountant’s thoughts on the Mega Backdoor Roth and the Roth IRA conversion ladder going away<br> * Discussion of Roth versus traditional IRA and marginal tax brackets plus info on the Earned Income Tax Credit<br> * Email from Giselle from our ChooseFI community and her question about spending now versus the future and frugality versus enjoyment<br> * Brad and Jonathan’s response to Giselle about how we view the path to FI as a positive and gives us more control over our lives<br> * Giselle’s question about using travel rewards points for a 2 week trip to Europe and when to get started and how to avoid issues with mileage expiration<br> * Voicemail from community member Joel listing all the incredible changes he has made since finding the ChooseFI podcast<br> * Itunes review and book giveaway<br> <br> Links from the show:<br> <br> * <a href="https://ournextlife.com/" target="_blank" rel="noopener">Our Next Life</a><br> * <a href="http://www.getrichslowly.org/blog/" target="_blank" rel="noopener">Get Rich Slowly</a><br> * <a href="https://wealthyaccountant.com/" target="_blank" rel="noopener">The Wealthy Accountant</a><br> * <a href="http://www.frugalprofessor.com/" target="_blank" rel="noopener">The Frugal Professor</a><br> * <a href="http://www.frugalwoods.com/" target="_blank" rel="noopener">Frugalwoods</a><br>
