Episode 2 - "The Cheerful Disruptors" with Josh Reich and Shamir Karkal from Simple.com

Summary: Simple is a Portland, Oregon start-up offering a simplified, consumer-friendly account for saving and making payments. Last year it was acquired by the global Spanish bank, BBVA, which has been making bold moves in tech innovation. Our discussion captures the clear voice of the disruptors who are challenging traditional banking. Josh and Shamir describe the famous email that led to their venture, including why Josh’s friends thought he’d gone crazy (hint: it has to do with regulation). They explain their own very unbankerly backgrounds, and talk with passion about what they think is wrong with mainstream banking, including why it’s so hard for banks to change.