Summary: In this episode we talk to Aaron Chapman, an 18 year veteran in the mortgage industry with a focus on real estate investors, about financing real estate investments.<br> <br> Some of the topics we discuss include:<br> <br> The investor's mindset and why that's important.<br> The landscape of mortgage loans for investors.<br> What is loan sequencing.<br> Mortgage loan products available today.<br> Qualification requirements.<br> How to finance more than 10 properties.<br> <br> You can visit Aaron's website at www.BighausChapman.com.<br> <br> - - - - - - -<br> <br> Download your FREE copy of:<br> The Ultimate Guide to Passive Real Estate Investing.<br> <br> See all our available turnkey investment properties.<br> <br> SUBSCRIBE on iTunes | Stitcher | Podcast Feed<br> <br> Give us a RATING & REVIEW (Thank you!)<br> <br> <br> Financing Real Estate Investments | PREI 014<br> Welcome to Passive Real Estate Investing episode 14. I'm your host, Marco Santarelli. Today's show is about financing your real estate investments. This is a very important subject matter because real estate is an investment class that allows you to finance up to 80% of the purchase price using other people's money at historically low rates and control that property over the course of 30 years under a mortgage that is paid off by your tenant. This is incredible. Nowhere else in the world can you do this like you can in the United States.<br> <br> <br> <br> Financing is a confusing subject because regulations are thick, they continually change, mortgage terms and interest rates fluctuate. It's hard to keep up on everything that's going on and the changes in the industry. There are people out there who really know their stuff and can help you in understanding and navigating this space in terms of strategizing your mortgage financing to getting the best product to help you finance those purchases. It's critical that you work with the right people.<br> <br> Today on the show, we have one of the mortgage brokers and portfolio lenders actually that we work with to help our investor clients finance their purchases, not only just get a loan but strategize on how to best finance all their properties and build their portfolio. The focus is beyond one property. You really should have a focus that encompasses your goals and where you want to go with your financing, where you want to go with your portfolio. It's not enough to say, "I'll just pick a property today and I'll think about buying another one next year and we'll deal with the financing situation then." It's better to look at the big picture and just see where you have to go.<br> <br> For example, we have some clients that want to purchase fourplexes and we have some clients that want to purchase single family homes. I advise that they start off by purchasing the fourplex first because the down payment amount on his first four mortgages would be five percent lower than the down payment on it as if he had purchased it later after purchasing the single family homes first. The net result to him was a down payment that was five percent lower by starting off with the more expensive property. Many investors know this but it's surprising how many investors really don't know what is referred to as mortgage sequencing. This is just an example.<br> <br> Today, I wanted to bring on one of the companies and one the people that we work with. Very smart guy, understands this space of mortgage financing for investors very, very well. He's an eighteen year veteran and his name is Aaron.<br> <br> <br> <br> It's my pleasure to welcome Aaron Chapman to the show. He's an eighteen year veteran in the financing industry with a focus on real estate investors. He has a team of eleven total staff members who help him finance investment loans. He's been married for nineteen years, has four children.
