Obamacare Already Restricting Access To Care And Causing Higher Prices



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FreedomWorks show

Summary: This may not be news to our regular readers and activists at FreedomWorks, since we all predicted such outcomes if Obamacare were to be implemented. In other words, we didn't need to pass the bill to see what was in it - we knew the whole thing stunk. But as time marches on, we've seen more and more studies indicating that healthcare costs have spiked and access is tightening across the country, and it's directly caused by the passage of Obamacare - even before all aspects have been fully implemented. This week has seen several such reports. In fact, this has been a week chock full of remarkably bad news for this remarkably bad law. Sen. Jim DeMint (R-SC), for instance, came out on Monday with the results from a national survey of business owners, and it ain't pretty: The National Business Group on Health this morning released their annual survey of employer health insurance policies.  The survey found that health insurance costs are expected to rise another 7% next year.  In addition, a majority (60%) of firms “plan to increase the percentage of the premium paid by employees in 2013,” while sizable numbers of firms plan to increase in-network deductibles (40%), out-of-network deductibles (33%), and/or out-of-pocket maximums (32%). Candidate Obama repeatedly promised premiums would go down by $2,500 -- and would go down that amount by this year.  Yet while candidate Obama promised that premiums would go DOWN by $2,500, they actually have gone UP by nearly as much -- from $12,680 in 2008 to $15,073 in 2011. What’s more, even though candidate Obama promised that “you will not have to change plans,” today’s survey found that the number of firms able to keep their pre-Obamacare coverage has decreased yet again.  Fully 57% of firms said they had no health plans with “grandfathered” (i.e., pre-Obamacare) status, and only about one-quarter (27%) were able to keep any portion of their coverage from before Obamacare’s passage – just two short years ago. This goes to reaffirm what was reported at Ricochet in April 2012:Even the estimates from the Congressional Budget Office before the passage of the law indicated premiums would increase by a significant amount because of its requirements: Average premiums per policy in the nongroup market in 2016 would be roughly $5,800 for single policies and $15,200 for family policies under the proposal, compared with roughly $5,500 for single policies and $13,100 for family policies under current law. The weighted average of the differences in those amounts equals the change of 10 percent to 13 percent in the average premium per person. And this is consistent with the continued projections we’re seeing from across the country. These have since been supplemented by reports at the state level about expectations of premium increases relative to what would have happened if Obamacare didn’t exist, such as in Indiana , where “The estimated ACA-driven premium rate change for the Indiana individual insured market beginning in 2014 is 75% to 95%.” And also Ohio , where premium rates in the individual market are expected to rise between 55% and 85% thanks to the law. We also have the estimates of Obamacare architect Jonathan Gruber, who sees increases in premiums (as opposed to the decreases he anticipated just a few years ago). In Wisconsin , he anticipates a premium increases of 30 percent by 2016 in the individual markes; in Minnesota , he claims the individual market will see increases in premiums by 29 percent. And in Colorado , he expects premiums will rise by 19 percent relative to what they would’ve been without Obamacare. And this isn’t just about mandates on insurers – it’s also about the acceleration of health care spending. When you subsidize something, you’re going to get more of it. According to Health Affairs’ comprehensive look at national health spending projections through 2020 , we’re due to see a 10.7 percent