The Race and Wealth Podcast Network

Our first IG Live! Today we're talking about how the CARES Act wasn't made for us, as usual, but what you can do within it anyway. https://brunchandbudget.buzzsprout.com/1073209/3674233-b-b222-exposing-loopholes-in-the-cares-act-your-ig-live-questions-answered for transcript

FHRJ Ep 6: An interview with Chuck Collins, author of Born on Third Base by The Race & Wealth Team on how to close the racial wealth divide through art, media, policy, literacy, and action

PREACH EP 10: How COVID19 is affecting communities of Color by The Race & Wealth Team on how to close the racial wealth divide through art, media, policy, literacy, and action

Our first of a number of episodes on COVID19 and the racial wealth divide, our first impressions on how Black and Latinx communities are affected, how to navigate the stimulus package, how have artists like Dyalekt been affected, small businesses like Brunch & Budget, and why neoliberalism won't save us.

A federal job guarantee is an old idea making its way back this election cycle. It’s controversial and considered radical—but what makes more sense than making sure that everyone who needs a job can get one? A job guarantee would bring financial stability to millions of families. And it would put people to work doing things the nation needs, such as building affordable housing and caring for children. In this episode, Angela Glover Blackwell explores the tantalizing possibilities—and the feasibility—of a federal job guarantee with one of its leading advocates, Darrick Hamilton, Executive Director of the Kirwan Institute for the Study of Race and Ethnicity at the Ohio State University.

In part two of How the Racial Wealth Divide Affects Your Wallet Pamela and Dyalekt continue the conversation on how the racial wealth divide affects your wallet, financial resilience and the policies that have led to the racial wealth divide and dive deeper into how those policies actually were perpetuated by art media and culture. Music in this Episode: Chicken & Watermelon feat JAMPoet by PRODUX FOOLERY [PROD. BY TOM] by Uncle Tom, and Associates Who Will? by Phynite

This is the Preach to the Choir podcast where we explore how culture affects the racial wealth divide and vice versa recorded live at Greenhouse Studios with your hosts Deidrick Asante Muhammad Chief of race, wealth, community at NCRC, Pamela Capalad CFP and owner of Brunch and Budget, and Dyalekt Director of Pedagogy at Pockets Change. Pam: Can billionaires save us? Can they save you? We'll find out. We wanted to talk about this in particular because we already talked about the presidential candidates and what their stance was on the racial wealth divide. Now we have Bloomberg and Steyer both on the ticket two billionaires and they are spending a ton of ad money trying to appeal to the black and Latinx community in particular.

Rose Ramirez and Mr. Jesse Van Toll a CEO of the National Community Reinvestment Coalition (NCRC) discuss the racial wealth divide, power imbalances and bridging the gap. Rose: Awesome. So, Jesse could you tell us a little bit about NCRC? Jesse: Sure, the National Community Reinvestment Coalition is a membership organization of more than 600 groups around the country who have an economic justice mission and we fulfill that mission by championing fairness in banking housing and in business. Jesse: The racial wealth gap can be understood in a number of ways. I think that you have historic discrimination, you've ongoing discrimination. I really think about it in terms of power. We have an economic system, capitalism, which produces more wealth than any other system we've ever known but it doesn't distribute it equally. And if you think about the theory of capitalism this notion that Adam Smith had that when two parties engage in a transaction, you know, it's mutually beneficial. Jesse: So when we look at the history of capitalism, we see that power imbalances lead to more power imbalances over time. And so you might think of physical and coercive force as being part of the original power imbalance, but on an ongoing basis, part of what we see today. So thinking about Europeans engaging in the slave trade, right? That was a power imbalance that was physical and coercive. Well it led over time to an accumulation of wealth by slave traders, by people engaging the slave trade, by farmer capitalists in the United States. And that wealth and balanced led to an accumulation of power. Jesse: So we're very focused on this sort of power imbalance that we see wealth inequality is the result of an economic system that many times has been based on coercive power. that this led to wealth accumulation in the hands of the very few and that that in and of itself tends to lead to even more wealth accumulation in the hands of the very few. Both because wealthy people have a lot of political power, they have a lot of economic power. There's a lot of ways in which power gets expressed through our system of economics. I think many people would argue that when you look at rates of incarceration among black people in this country, that that you have sort of a criminalization of poverty that exists to express some physical power in many cases over a certain part of the population and that also impacts people's ability to build wealth, to hold a job, to make an income and in turn to invest in things that might help them secure their wealth assets over time. Jesse: Our theory is that we need significant relationships with a significant number of, in our case our members are community-based organizations around the country. Because we understand that in order to correct things like the racial wealth gap, to work on inequality in this country, it's going to take people making sacrifices. Its going to take people doing hard things to overcome what is an incredibly powerful system of capitalism. Our capitalist economy has produced more wealth than any other system in the history of the world; it just doesn't share it very equally. Rose: What does economic justice mean to you? Jesse: Well economic justice to me is not an act charity. It's not about doing something that makes us feel good. Economic justice is about ensuring that in terms of the systems that we have, the policies that we have, that everybody has an opportunity to provide for themselves and their family. That they don't start life at a disadvantage just because of where they were born, their race, what family they were born into. That people have this kind of opportunity to do well and I don't think we have that kind of system.

Music Featured in This Episode: The Buy In by Hech Rhymes Advocate by Spoken Phor overstand FT. Rswift by Overcome In part 1 of Financial Resilience and The Racial Wealth Divide Pam and Dyalekt dig into the five steps to financial resilience: Buy In Systems Habit Advocacy Values

Climate change will displace more than 180 million people around the world by the end of this century. Along the Gulf Coast of the United States, rising seas are already threatening historic Black and indigenous communities. In Louisiana, for example, a piece of land the size of a football disappears into the water every hour-and-a-half. In this episode, Radical Imagination host Angela Glover Blackwell talks with Colette Pichon Battle, executive director at the Gulf Coast Center for Law and Policy, about what’s being done to address the crisis in some of the most vulnerable communities in America. We also hear from Houma Nation Chief August Creppel, who is racing against time to figure out solutions for his people.

In episode 4 Deidrick shines the spotlight on Lillian Singh, vice-president of Racial Wealth Equity at Prosperity Now.

Pam and Dyalekt tackle taxes with Marci Blackman and Diana Greiner of Treehouse Taxes in Brooklyn, New York. The crew breaks the process down for every type of earner and explains why doing your taxes is an act of social justice in this annual tax episode. Music Featured in this Episode: Credit Scores by J.A. Bad Credit by Siras WorthDMention and DJ FenixFly LLC by YoN L.I.

No major institution in America has wrestled more deeply with the question of reparations for African Americans than Georgetown University. Five years ago, a student discovered that Maryland Jesuits sold 272 slaves in 1838 to save the school from financial ruin. That forgotten history sparked an anguished conversation about Georgetown’s complicity in slavery and the school’s responsibility to the descendants of the 272 enslaved people. In this episode of Radical Imagination, Angela Glover Blackwell speaks with one of the descendants, Melisande Short-Colomb, who is now a a student at Georgetown. We also hear from Howard University history professor Ana Lucia Araujo about what it will take for our nation to finally reckon with and atone for slavery and its legacy.

The Year of the Freelancer, good thing or not? Pamela and Dyalekt discuss the pros and cons of freelancing and differentiate between being a freelancer and working in the gig economy. Know your rights, responsibilities and keep your expectations realistic if you plan on taking the leap into freelancing. Music Featured in This Episode: My Own Boss by SMCity feat. Pro'verb Free Your Body Free Your Mind by Patterns of Chaos MARV - My Own BiZness

A live panel discussion with director, Mignotae Kebede, and director of photography, Mansa Johnson, of the documentary "What Happened 2 Chocolate City". This documentary explores the rise and decline of DC which is our nation's most prominent black community through the narrative of three individuals: John Russell, Mike Perry, and Zarina Witherspoon.