Startuprad.io - The Authority on German, Swiss and Austrian Startups and Venture Capital

You are listening to the audio track of a video interview from Euro Finance Tech 2018: https://www.startuprad.io/blog/investsuite-is-a-wealthtech-startup-which-offers-personalized-advice/ In this interview, Startuprad.io talks to Joeri Van Cauteren (https://www.linkedin.com/in/joeri-van-cauteren-b2306117/) – Growth Product Manager and Hederik Laloo – Growth Manager (https://www.linkedin.com/in/hederiklaloo/) both working at the Belgian based startup Investsuite (https://www.investsuite.eu/). Investsuite is a wealthtech startup, which offers personalized advise for investments below the usual wealth management thresholds, often at 250.000 US$ or more https://www.investopedia.com/articles/professionals/111715/private-banking-vs-wealth-management-not-quite-same.asp. The focus of Investsuite is more on safety than on return. Learn more about their venture capital investment here: https://siliconcanals.nl/news/startups/seed-for-digitisation-this-belgian-wealthtech-startup-raises-e2m-for-rd/ We are media partners of Euro Finance Tech and we have been there to talk to some startups for you. We really enjoyed Euro Finance Tech, you will find some outtakes during our 12 days of Christmas and you can also have a look at our Instagram profile https://www.instagram.com/p/BqKMohindtd/ During this interview we talk about: Markowitz Portfolio Theory: https://www.investopedia.com/terms/m/modernportfoliotheory.asp by Harry Markowitz https://en.wikipedia.org/wiki/Harry_Markowitz Normal distribution: https://en.wikipedia.org/wiki/Normal_distribution Value at risk: https://en.wikipedia.org/wiki/Value_at_risk Conditional value at risk: https://de.wikipedia.org/wiki/Conditional_Value_at_Risk Joern wanted to ask for the Power Ball numbers, not the Super Bowl numbers … sorry, but they would have been on Sat, Nov 17, 2018: 8, 6, 68, 20, 52, 5 Find the takeouts here: https://youtu.be/Ql56-DAiP1c

NOTE: There will be now May 2019 News, since Joern moves to a new apartment. You can expect the next startup news Germany in June 2019. Then we will take our summer break and we will be back at the end of September. Don't worry, we have enough material to keep publishing during the summer break.  We announce all our live streams on Meetup. Join our meetup group there, it is for free and you won’t miss a stream https://www.meetup.com/Startup-Couch-TV-Talks/  Startuprad.io brings you in a Frankfurt-to-New-York-Live-Hangout the startup news Germany. Have a look down here, you will find a link to our blog post with all the links and our text. https://www.startuprad.io/blog/startup-news-germany-live-video-stream-april-2019-by-startuprad-io/   Folge direkt herunterladen

You are listening to the audio track of a video, recorded at the Euro Finance Tech, November 2018: Find the original publication here: https://www.startuprad.io/blog/easysend-will-convert-any-existing-form-into-a-digital-process/ In this interview, Startuprad.io talks to Meirav Peleg Landau - VP of Business Development - EasySend (https://www.linkedin.com/in/meiravpeleglandau). Easysend is a workflow assistance tool, which helps to digitize formerly manual processes and update information automatically. Learn more here: https://easysend.io/ We are media partners of Euro Finance Tech and we have been there to talk to some startups for you.

The interview was conducted as part of our participation at the Benzinga Global Fintech Awards (bzawards.com). We are talking to Markus Wunsch (https://www.linkedin.com/in/markuswunsch/), CEO, Founder, and Chairman of the insurance startup MountWish (http://www.mountwish.org/). They made 2nd at the Benzinga Global Fintech Awards in New York in the category Forex Platform (https://benzingafintechawards.com/vote-2018/mount-wish/). The startup is in the process of relocating from Munich to New York as preparation of their planned 2019 IPO at the New York Stock Exchange. Learn more in the interview, e.g. how he came by an overdraft for his private account of 10 mn Euros and when he is planning to raise a pre-IPO venture capital round. During the conversation Markus and Joern talk about: Solvency II https://en.wikipedia.org/wiki/Solvency_II_Directive_2009 Forex is short for Foreign Exchange Market (the global currency market) https://en.wikipedia.org/wiki/Foreign_exchange_market Exposure: https://www.investopedia.com/terms/f/financial-exposure.asp Netting: https://www.investopedia.com/terms/n/netting.asp Hedging: https://www.investopedia.com/exam-guide/series-3/studyguide/chapter3/hedging.asp Derivatives (In general): https://en.wikipedia.org/wiki/Derivative_(finance) Forwards (Derivatives): https://en.wikipedia.org/wiki/Forward_contract Futures (Derivatives): https://en.wikipedia.org/wiki/Futures_contract SPV – Special Purpose Vehicle https://en.wikipedia.org/wiki/Special-purpose_entity For everybody who is curious, this is how Joern looks deep in stress and jetlag ☹ Find the original interview here: https://youtu.be/efXZYpsRl1A

We have been for you at the Golden Garage, the investors side German Fintech Awards. Joern has been able to snatch you 3 of the 6 category winners, but you can learn more on the website of the award. http://fintechgermanyaward.de/?lang=en We are very happy for the seed-stage winner, called awamo. Not only are they a for-profit social startup, but we had the world premiere with them, in our podcast. In 2015 they were still called BCB Biometric Credit Bureau and the interview was conducted in German (therefore it went offline with the shutdown of the podcast Startupradio.de). Learn more on their website: https://awamo.com/ OptioPay is a white labeling solution to convert money into higher value gift cards. They offer their service to banks. Learn more on their website: https://www.optiopay.com/ Exporo took the PropTech award home. They are the market leader in Germany for Real Estate Crowdfunding. They have a market share of more than 70% of this market within Germany. They are looking to expand in Europe. Learn more on their website: https://exporo.de/ You can find the video interview here: https://youtu.be/KgRzjIi-Kr0 © Startuprad.io - All right reserved Folge direkt herunterladen

Today we talk with Dominik Benner (https://www.xing.com/profile/Dominik_Benner2/cv), who inherited a 125 years old company, which he turns in a modern shoe shopping platform. Learn in this interview, how he is transforming the “old” company in a new startup, Schuhe24.de, which is one of Germany’s leading platforms for online shoe selling. The interesting part is, that Schuhe24 is working with established shoe stores, enabling them to sell online in several online stores with the connection to their platform.  They are looking to expand internationally in 2018. They would also be open to investors since they eye two or three potential takeover targets.  For the history geeks, what Germany businesses went through: • Break down of Danat Bank in 1922 (https://en.wikipedia.org/wiki/Danatbank), starting a banking crisis in Germany.  • The Hyperinflation in Germany during the Weimar Republik (https://en.wikipedia.org/wiki/Hyperinflation_in_the_Weimar_Republic)   Find the video interview here: https://youtu.be/OrvrS7L4De4 Our website: http://www.startuprad.io © Startuprad.io - All right reserved Folge direkt herunterladen

In this interview, we talk to Dimitri Gaertner (https://www.linkedin.com/in/dimitri-g%C3%A4rtner-31123676/) founder of FRAMEN (https://www.myframen.com/). FRAMEN is a Frankfurt-based startup, which offers photo streaming to their device or on their USB stick. They intend to do to photography, what Spotify did for music. They also talk exclusively in our interview about their intention to raise venture capital. The company was one of the winners of the WeWork Creator Awards (https://www.startupvalley.news/de/creator-awards-berlin/)  and has already finished one successful crowdfunding campaign for their frame, which you can see in the back at the interview. The USB stick from the video is their B2B product and is coupled with a subscription model, where restaurants, medical practices or companies could stream quotes and photos to screens in their waiting rooms or offices. Startuprad.io will also be available on this device. You can find the Kickstarter campaign here: https://www.kickstarter.com/projects/1303925469/stream-your-photos-to-any-screen-framen-tv-stick  The company wants to talk to creatives and photographers who want to rent out their artwork or photographs.   During the interview, Dimitri refers to  • this video, where they build a prototype of their frame: https://www.youtube.com/watch?v=9AkrvnnJ7sE  • To their first Kickstarter campaign https://www.kickstarter.com/projects/1303925469/the-smartest-photography-gadget-the-framen-player?lang=de  • The app https://www.myframen.com/  find the video interview here: https://www.startuprad.io/blog/framen-wants-to-make-photography-great-again/ © Startuprad.io - All right reserved Folge direkt herunterladen

This interview is in media cooperation with Frankfurt Forward (https://www.frankfurtforward.com/startups/panalis). You are listening to the audio track of our video interview. You can learn more here: https://www.startuprad.io/blog/video-interview-panalis-solutions-identifies-upcoming-legal-and-regulatory-topics-early-on/ We talk to PANALIS Solutions (https://www.panalis.de/en/company/), the startup of the month of April 2018. We talk to the two founders of PANALIS Reza Eshtiagh (https://www.linkedin.com/in/reza-eshtiagh-8823a549/) and Zafar Khan (https://www.linkedin.com/in/khanzafar/), both managing partners at PANALIS. The company helps startups, corporates, political parties and associations to track trends in politics and regulations and identify upcoming topics early on, nearly in real time. PANALIS is currently looking for investors to scale further! "Frankfurt is more than just a perfect location for our business." Reza Eshtiagh

CashLink is a tokenization platform based in Frankfurt. The startup helps other startups to issue securities in the form of security tokes. Their idea comes from their own experience in raising venture capital, they still remember the pain of raising venture capital in an all paper-based environment. They also lower the transaction cost for each VC round, based on their platform. So they decided to take on that minor challenge of digitizing the German venture capital scene. CashLink is currently offering its service for startups in Germany and investors from the European Union, but they are working on extending their service to startups all over the European Union.   In this interview, we talk to Michael Duttlinger (https://www.linkedin.com/in/duttlinger/), CEO and Co-Founder of CASHLINK (https://cashlink.de/). Joe interviewed Michael at the Fintech Hub of Deutsche Börse https://www.venture-network.com/dbvn-de/fintech-hub (here is the view (or parts of it) https://www.instagram.com/p/Bno9mWQBRp0/, which is located in the borough of Bornheim https://en.wikipedia.org/wiki/Bornheim_(Frankfurt_am_Main)  in Frankfurt. During the interview Michael and Joe talk about: GmbH (German Version of an LTD) https://www.investopedia.com/terms/g/gmbh.asp, which is currently the standard legal form for startups in Germany.Stock Options: https://www.investopedia.com/terms/s/stockoption.aspPhantom Shares / Virtual Stock Options:o             https://en.wikipedia.org/wiki/Phantom_stock  o             https://www.investopedia.com/terms/p/phantomstock.asp Primary Market: https://www.investopedia.com/terms/p/primarymarket.aspJoe talks about the German Commercial Registry: https://en.wikipedia.org/wiki/German_Trade_Register  The interview was conducted in February 2019 (that’s where the snow references come from). Originally this interview was intended as a video interview, but the autofocus did not work. Quotes: The irony is that investors must go through a long and tiresome process to invest in a startup to get digitization started. Jörn CashLink Interview   We want to digitize venture capital. In our legal framework … you can sell your startup shares basically at any time at very low transaction costs, because it is now digital. In the near future we will see more hybrid (financed) startups, wo have tokenized and non-tokenized shares. Our framework is only for professional investors who ware used to invest in startups.  With us you can onboard investors very easily, on the go. Michael Duttlinger CEO, Co-Founder CASHLINK © Startuprad.io - All right reserved Folge direkt herunterladen

In this interview, we talk to Dr. Daniel Bartsch, COO, and Co-Founder of Frankfurt-based creditshelf. It is a novelty since it IPOed successfully in Frankfurt in summer 2018 with a volume of 16.5 m Euros and so became (as of October 2018) the first - and for now only - listed pure-play fintech from Germany to be listed. Creditshelf is a credit market place, where small and medium businesses can lend money up to 5 mn Euros.  During this interview we talk about the startup, the IPO process and Daniel describes why the preparations for an IPO need as long as a baby.  In the interview, you will also learn why they are different from LendingClub or FundingCircle. If you speak German, you can also listen to the first interview from Joern with the CTO of creditshelf in the Fall of 2016 here: https://hearthis.at/startup/f09f948ainterviews-mit-3-gruendern-von-startups-auf-dem-letzten-coden-new-new-festival-in-karlsruhemp3refdown/ or here the interview with ZenCap, a Rocket Internet-backed startup, now part of FundingCircle: https://podtail.com/podcast/startupradio-de/zencap-im-interview/  Find the video here: https://youtu.be/GdY2pJeh1tE Folge direkt herunterladen

You can find the video of the live stream, as well as all the show notes and links here: https://www.startuprad.io/blog/youtube-live-startup-news-germany-march-2019-by-startuprad-io/  Folge direkt herunterladen

This is a audio rip from our YouTube channel. This video is sponsored content from the Accelerator Program of Merck learn more here: bit.ly/2rsFEUQ    In this interview, we talk to Peter Jarowski (https://www.linkedin.com/in/peter-jarowski-5b507644/), who is CEO and co-founder of ChemAlive. ChemAlive uses quantum physics to calculate the properties of molecules. The tool, therefore, allows researchers to focus on the most promising molecules to investigate further. You can do a free demo here https://demo.chemalive.com/.   ChemAlive is a Software as a Service company. Learn more in the interview here.   The Accelerator selects and support startups operating in healthcare, performance materials, life sciences, and other related business fields. They are looking for real partners to work together in shaping the future. From July until the end of September Merck (Or Merck KGaA Darmstadt, Germany) will be looking for startups to join their Accelerator Program in Darmstadt. You can go to their headquarters to connect with worldwide decision-makers and win them as a business partner. They also offer the possibility to extend the Accelerator in their Innovation Hub in China and succeed in accessing the Chinese market. You can apply now: bit.ly/2rsFEUQ.   The recording was conducted at Merck’s fancy new Innovation Center: https://www.merckgroup.com/en/research/innovation-center.html    You find the video interview here: https://youtu.be/JYZCbcmvTHk  Folge direkt herunterladen

Today we present you Frankfurt Forward’s Startup of the Month – March 2019 – as Media Partner. In this interview, we are talking to Murat Karakaya (https://www.linkedin.com/in/muratkarakaya1/) Chief Operating Officer and Co-Founder of Frankfurt-based logistics startup CargoSteps (https://www.cargosteps.com/). As you may be able to see in the back, there is Frankfurt Airport, since they are currently located in the House of Logistics and Mobility (HOLM), very close to Terminal 2. You can learn more here: https://www.frankfurt-holm.de/de   In this interview, we talk to Murat about “Airplane on the ground” shipments, their high-speed freight platform, their nice location and why a logistics startup may not want to move to Berlin.  “With the Frankfurt Airport, we have lots of business here” “We are in the middle of Germany” “Companies [and freight] from all over Europe are crossing just behind us …” “Startuprad.io: Why did you never go to Berlin? Murat: We need a working airport” Folge direkt herunterladen

Learn more about our sponsor here: http://startups.observer/en/ As a media cooperation, we are talking to the startups of CONTENTshift, the accelerator program of the German Publishers and Booksellers Association (Börsenverein des Deutschen Buchhandels) for digital content.  We have been at the Frankfurt Book Fair and talked to the finalists live and direct after the official event.  Here we talk to Alexis the founder of Chaï. Chaï turns content conventional books with AI and an artificial voice into audiobooks. The clients of Chaï are conventional book publishers, who can use their service to also enter the audio market.   You can find the video here: https://youtu.be/qM94-VFhkrA it was originally published on April 10th, 2018. Folge direkt herunterladen

Chris and Joe get together to get you the latest update on the German startup scene form Startuprad.io.  You can find the video here: https://youtu.be/e75EflveJXo And find all the show notes and links here: https://www.startuprad.io/blog/startup-news-germany-february-2019-by-startuprad-io/ Folge direkt herunterladen