Retire with MONEY

5 Ways to Stop Divorce from Wrecking Your Retirement by Martha C. White More and more couples are calling it quits on their long-term marriages, and this so-called “gray divorce” can throw retirement plans into disarray. But careful planning can mitigate the financial fallout, advisors say. According to data from the Pew Research Center, divorce rates among people over 50 have doubled since the 1990s.

Baby Yoda Is Coming to Build-A-Bear Workshop — and the Company's Stock Price Is Soaring, by Michael Tedder Baby Yoda fever has taken over the Internet — and now it’s moving on to the stock market. OK, so maybe it’s not affecting the whole stock market. But the Baby Yoda pop culture phenomenon sure seems to be having a big impact on one company’s stock price.

Hi, I'm an Adult Who Still Uses Personal Checks by Julia Glum Most people get more mature and distinguished with time, like wine or cheese or Ryan Reynolds. But not me. The older I get, the weirder I’m becoming. Like, it wasn’t until adulthood that I realized I unironically adore tie-dye. I wear limited-edition sneakers with puppies on them. I’m super into that glassblowing competition show on Netflix, and I can’t stop laughing at stupid Star Wars sequel memes.

Are Performance Reviews Sexist? New Research Says Yes by Kristen Bahler You’ve probably been asked to do a performance review at some point in your career. It was probably anxiety-inducing, and it probably didn’t accomplish much. Worse: it was probably mandatory. Career experts have long advised managers to do away with these kinds of evaluations, backed by heaps of studies deeming the practice outdated, costly, and largely ineffective.

Stocks Are More Expensive Than Ever According to One Popular Measure. Here's What That Means for Investors by Rob Curran Sales are the new earnings when it comes to evaluating stocks, and that could be a danger sign. The price-to-sales ratio on the Standard & Poor’s 500 recently hit 2.41, the highest-ever level. Apart from a spike to around 2 in the late 1990s, the price-to-sales ratio for the index has traded between 0.8 and 1.9 for 25 years, according to Yardeni Research.

Are You Being Rude on Venmo? Here's How to Use Payment Apps Without Being a Jerk by Julia Glum Sitting cross-legged on the scorching sidewalk of 11th Street, I realized I was totally screwed. One day last August, I had to wait in line for eight hours to get into to a Jonas Brothers concert. However, I hadn’t planned well. The sun was beating down on my exposed legs and arms, and I’d forgotten sunscreen.

This Millennial Couple Is Saving $150,000 a Year and Plans to Retire by 2029. Here’s How They Do It, by Elizabeth O'Brien Some kids want to be a fire fighter, astronaut or a ballerina when they grow up. Lily He wanted to be a millionaire. Lily and her parents immigrated to the U.S. when she was nine and lived in poverty on the outskirts of San Francisco. She had just two pairs of pants in fourth grade and couldn’t afford glasses even though she had trouble seeing the blackboard.

3 Ways The Government Is Making It Easier to Pay for College by Kaitlin Mulhere Congress recently approved a handful of measures aimed to make the process of paying for college easier. The changes were tucked inside two big funding bills President Trump signed into law in the final days of 2019. None is the sort of sweeping, exciting proposal—such as eliminating public college tuition or canceling student debt—that has made waves recently.

Here Are the Best Home Renovations for Your Money in 2020 by Shaina Mishkin The best home renovation project for your buck isn’t a chef’s kitchen or master suite, but an affordable fake stone that returns nearly all of its value at sale, according to Remodeling magazine’s 2020 Cost vs. Value report.

The Average Credit Score Just Hit a New High. See How Yours Stacks Up by Kaitlin Mulhere The typical credit score in the United States hit a new record in 2019, with the average FICO score rising to 703. That average has increased 14 points in the past decade, according to Experian’s 2019 Consumer Credit Review, released Monday.

Own an Index Fund? You're Making a Big Bet on Tech by Ian Salisbury It’s been a great decade for technology stocks. That means if you own an index fund, you could be making much bigger bet on the tech sector than you realize. It’s no secret the economy changed dramatically during the 2010s, as gadgets like smartphones and services like streaming TV took hold. Indeed, Netflix, which returned nearly 4,000%, was the decade’s top-performing stock.

Bethenny Frankel on Why You Should Approach Giving to Charity Like Investing by Julia Glum Bethenny Frankel wants you to know you can trust her Instagram stories. That may seem like a big ask from an ex-Real Housewife with years of TV drama under her belt, but Frankel is serious about philanthropy. When the Skinnygirl CEO posts on social media asking for donations — like she currently is for the bushfires devastating Australia — she’s doing it with a laser-focused plan in place.

How to File Your Taxes For Free in 2020 by Shaina Mishkin Yes, you can file your 2019 federal taxes online for free — but it pays to be smart about it. The IRS struck a deal with tax preparation software companies in 2002 to ensure middle class taxpayers can file for free, but the rules are wonky and complicated, which might be one reason for the program’s underuse.

The Insanely Popular Chase Sapphire Reserve Credit Card Just Got More Expensive by Martha C. White

"Newest Employee Perk Aims to Help Workers Navigate A Tricky Tradeoff: Pay Off Student Debt or Save for Retirement? by Kaitlin Mulhere