Retire with MONEY

The Federal Reserve Has Cut Interest Rates Three Times in 2019. Here's What It Means for You by Brad Tuttle and Kaitlin Mulhere The U.S. economy has been growing for more than a decade, unemployment is near an all-time low, and the number of people with over $1 million in their 401(k) accounts is at a record high.

What Retirement? People Over 65 Are Launching Encore Careers and Finding Fulfillment Like Never Before by Alix Langone Ah, retirement. That time when you can finally kick back, relax and for once, simply do nothing.

Everything to Know About Saving Money for College, According to Experts by Martha C. White Parents are bombarded with headlines on how much more expensive college is getting, but sometimes it can feel like you need an advanced degree just to figure out how much you’ll need to save. Choosing a college is a complex decision, and finances are only one part of the picture (albeit a big part).

Obamacare Open Enrollment Starts Today by Elizabeth O'Brien Obamacare open enrollment begins Friday, November 1 for the roughly 11 million Amerians who have health insurance through the Affordable Care Act, and for those thinking of joining them and signing up for individual or family coverage for next year.

The Psychology Behind How You Decide What Halloween Candy to Give Trick-or-Treaters by Michael Tedder You can be forgiven for having a panic attack the next time you’re confronted with a bunch of little Spider-Mans and Elsas at your door demanding candy on Halloween. After all, you may feel judged by trick-or-treaters who think you’re being stingy because of your choice of candy.

Amazon's Black Friday Deals Will Be Epic This Year. Here's What We Know So Far by Martha White Black Friday will be here before you know it, and we're sure you’re dying to find out all about the best Black Friday deals and Cyber Monday discounts that Amazon, Walmart, Target, and the rest of the major retailers will have this year. Black Friday used to mean heading out to the mall on the day after Thanksgiving, perhaps before the sun even came up.

Help! I Can't Stop Spending Money on Dumb Stuff by Julia Glum It was 11:13 a.m. on a Tuesday when I finally got cold feet. As you’re well aware, I’ve been depleting my bank account daily for the Jonas Brothers this year. My favorite band/obsession since ninth grade, they unexpectedly reunited in February and launched a global comeback tour in August.

How I Went From Intern to VP at 24 Years Old Using This One Strategy by Molly Pitman In 2014, at 24 years old, I became the Vice President of Marketing at DigitalMarketer, an industry leader in digital marketing education that helps companies like Uber and HarperCollins. I earned a generous six-figure salary and was responsible for an annual digital media budget of more than $5 million.

This Under-the-Radar Account Can Help You Save for Medical Expenses in Retirement by Kerri Anne Renzulli Fall is open enrollment season, and hidden in the fine print of your health insurance options may be an account that can help you save for one of the biggest expenses you’ll face in retirement: medical costs. Known as a Health Savings Account (HSA), this tool, offered in combination with high-deductible health insurance plans, is triple tax exempt.

Discount Drug Cards Promise Huge Savings on Your Prescriptions. But Is There a Catch? by Kevin Max You’ve seen them advertised, boasting as much as 80% off prescription drugs. Discount prescription cards can seem like a magic pill themselves— simply wave a free plastic card (or your phone) in front of the cashier at the pharmacy and get deep discounts.

Yes, It Is Possible (and Beneficial) to Get a Financial Advisor If You're Kind of Broke by Julia Glum From which filter I should use on my Instagram Story to what I should be for Halloween, I tend to ask for a LOT of advice. For example, I just wrapped up an hour-long Gchat debate with two girlfriends over which bridesmaid’s dress I should order from Azazie for a wedding next year. I won’t eat anywhere without checking the restaurant’s Yelp reviews first.

Why Investors Suddenly Love Restoration Hardware, the Hippest Spot for Buying Home Furnishings in the 2000s At a time when many bricks-and-mortar retailers are limping along, home-furnishings company RH –– née Restoration Hardware –– is in the midst of an ambitious renovation of its own. And it seems to be working.

Why I Stopped Shopping at Marshall's and Trader Joe's by Nina Semczuk This summer, I issued myself a restraining order. I forced myself to stay as far away as possible — from Trader Joe’s. Why would I willingly cut myself off from the ultimate snack haven, this palace of $3 gnocchi and $2 candy corn popcorn? One receipt was all the evidence I needed. A quick stop to pick up eggs, bacon, and arugula instead turned into a supermarket sweep.

Medicare Open Enrollment Starts Today. Here's What's New This Year by Elizabeth O'Brien Medicare’s annual enrollment period arrives each fall, as predictably as pumpkin spice takes over everything. Starting on Tuesday, you can choose new plans for 2020 — and while health insurance may not be as fun as seasonal treats, you could save on next year’s coverage if you shop around. Medicare’s open enrollment runs from Oct. 15 through Dec. 7.

The Extreme Lengths Costco Goes to Keep Your Rotisserie Chicken at $4.99 by Michael Tedder Costco’s business model is that customers pay for warehouse club memberships, and then save money on big-ticket items like televisions and giant tubs of cheese balls. But there is one cheap Costco item that perhaps shines brightest of all: its $4.99 rotisserie chicken.