Charged Up! with Jenny Hoff

Longtime financial columnist for the Wall Street Journal and bestselling author Jonathan Clements goes through the five main tenants of how to think about money, simple tips that can change your financial life and money questions you should always say no to. With the clarity of a journalist and the knowledge of an expert, Jonathan Clements' advice is easily understood and can be put into action immediately. So, let's get Charged Up! about learning how to think about money!

Lynnette Khalfani-Cox, also known as the Money Coach, knows a thing or two about debt from both her professional and personal life. Even though she was working as a financial journalist making great money, she found herself with credit card debt to the tune of more than $100K and realized she needed to take charge of her finances before she lost control of her spending. She went on to write the bestselling book "Zero Debt" and appeared on Oprah as well as all the major networks to dispense her financial wisdom. So, let's get charged up about learning how to live debt-free!

Natalie Sisson, also known as the Suitcase Entrepreneur, is living out the goal many of us have: traveling the world and a making a lot of money at the same time. By zeroing in on her skills and passion, devising a plan, automating her services and using her credit wisely, Natalie has lived all over the world and is bringing in a six-figure salary as she does it. In this episode, she shares with us her strategies, best practices and advice to take our jobs to the next level... or at least to the next country. Let's get Charged Up! about learning how to be suitcase entrepreneurs!

In this episode, author Janet Lombardi talks about being blindsided by her husband’s financial treachery that landed their family in bankruptcy court and destroyed their comfortable middle-class life in New York. In her book, “Bankruptcy: A Love Story,” Lombardi further expounds on the sex, drugs and financial infidelity that occurred in her relationship and the signs she missed that life wasn’t as it seemed. Honest and revealing, Lombardi warns of the financial warning signs you may be missing, what it takes to rebuild your life after bankruptcy and how to cope when trying to climb out of a financial abyss. Let’s get Charged Up! about learning the signs of financial infidelity before it’s too late.

David Osborne is a serial entrepreneur, real estate mogul, and author whose latest book, "Wealth Can’t Wait" breaks down what it takes to build wealth no matter what stage of life you’re in. Osborn has started more than 50 businesses, he’s had incredible success, and also experienced failure and he has zoned in on what are the most important habits we can adopt if we want to start doing more than just living on what we make but rather creating other opportunities for passive income streams. In his book, he cites a janitor at a gas station who saved $8 million over his lifetime just by following some simple principles, and he gives examples of how two people with the same amount of savings can diverge when it comes to building their futures based on strategic decisions they make. So whether you’re looking to get into the real estate business or just get a leg up in the world of wealth building, this episode will help you get started. So sit back and get Charged Up! about learning how to build wealth now.

Robyn O'Brien rose to international acclaim after her viral TEDx talk "The Unhealthy Truth" about processed food, the dangers it presents to our health and children and what we can do to make our diets cleaner. Since then, she has been a health advocate, inspiring change at the national level. In this episode, she talks about the most important ways we can improve our health, how to do it affordably and efficiently and what to do when you need to pay for allergy medication that is becoming increasingly more expensive. Let's get Charged Up! about learning how to afford health!

Christopher Zoukis has been in jail for 12 years, since he was 18 years old. Since then, he's earned his high school diploma, an undergraduate degree and is currently working on his MBA, in addition to writing several books on prison life. In this episode Chris talks about the prison economy: the loan sharks you'll meet behind bars, what happens to you if you can't pay your debts, the currency prisoners come up with and the most important lessons life behind bars teaches you about finance in the real world. Let's get Charged Up! about learning financial lessons only prison can teach you.

In this episode, expert negotiator and author Linda Swindling teaches us how to "Ask Outrageously," the title of her new book on mastering the art of negotiation. From asking to butt in line at a store to landing a multi-million dollar deal, Swindling's research shows that our emotions and insecurities are the same, whether we are in a high stakes situation or just trying to get a good deal. With practical tips on practicing how to ask and challenges to get you out of your comfort zone, Swindling's approach to learning how to negotiate can help you transform your career, your business and your salary. Let's get Charged Up! about mastering the art of negotiation and learning how to ask outrageously!

Top-rated financial futurist Jason Schenker talks about the oncoming robot revolution, what kinds of jobs are being displaced by technology, what skills will be the most useful and marketable in the near future and what we can expect to see very soon in the robotic marketplace. So, let's get charged up about financially surviving the robot revolution!

Toni Husbands, also known as "The Debt Free Diva" sits down with Charged Up! to talk about her own journey out of debt, more than $100,000 worth, and how others can do the same thing while not sacrificing their lifestyles. From how she convinced her husband to get on board with a new financial plan to how she saved the the most money without making sacrifices, Husbands is candid about how long it takes to get out of severe debt and the obstacles you'll face along the way. But, she is convinced that with a little work and some grit, anyone can get there. So, let's get Charged Up! about getting out of debt in style with the Debt Free Diva!

Eric Barker, author of the blog "Barking up the Wrong Tree" and book of the same name, shares his insights into what truly makes people successful. Tackling maxims we all live by: Nice guys finish last, it's not what you know but who you know, among others, Barker shares real-life stories of success and academic research to help us decipher the truth behind we've always been told and gain the real tools we need to build the lives we want. So get Charged Up! about learning the unexpected tools for success!

Nicole Peterkin, a financial planner and author of the book “If You Love Your Family, Save Like It.” In her book, Nicole argues that we all have a financial plan already – if we are making money and spending it, we are following some sort of an agenda, even if we haven’t written it down and we’re not aware of the choices we’re making. In this episode, she helps us make those plans more concrete in a way that facilitates our goals and protects our families. Whether you make $50,000 or $500,000, knowing where your money is going, what goals you are trying to reach and how to prepare for the unexpected will not only make your own life richer but protect your friends and family no matter what life throws at you. Let's get Charged Up! about reaching our financial goals!

Guinness World Record holder Cassie De Pecol knows a thing or two about budget travel. From a 24 year old babysitter to becoming the youngest American and woman to travel to every country in the world, De Pecol practiced the arts of budgeting, money management and strategy to make her travel ambitions come true. Appearing on all the major news shows, magazines and newspapers Cassie has become a prominent voice in the travel and adventure community. So, get charged up about learning how to finance your dream travels!

A credit industry veteran and columnist for creditcards.com, Barry Paperno is an expert in the credit scoring game. In less than 30 minutes, he educates us on Credit 101: What matters most, how to up your score quickly, what makes a perfect credit score and the biggest mistake people make when it comes to their credit. As credit affects our lives in a myriad of ways - from buying a home to getting a job and even renting an apartment, knowing the ins and outs of how the system works can save you a lot of money and a lot of anxiety down the line. Whether you've faced bankruptcy in the past or are new to the credit arena, this podcast will teach you what you need to know to master the game. Get Charged Up! about graduating from Credit 101!

#1 New York Times bestselling author and success coach Jen Sincero shares her secrets to making money from her newest book, "You are a Badass at Making Money." After her breakthrough book "You are a Badass," Sincero realized the biggest issue most people wrote to her about concerned finances. Having pulled herself out of debt and paycheck-to-paycheck living, Jen decided to combine her coaching expertise with her own personal experience to help others climb out of the mental rut that keeps them struggling financially. Whether you're in a job and want to make more money, are an entrepreneur or still looking for a paycheck, Jen's no-nonsense advice will help you take the steps you need to overcome your own fear of success and start living up to your full potential. Let's get Charged Up! about becoming badasses at making money!