Charged Up! with Jenny Hoff

When you’re looking to increase your finances while still maintaining a work/life balance, mastering the art of productivity is crucial. Chris Bailey realized this at a young age, and as soon as he graduated from college he spent a year only focusing on learning from productivity masters the secrets to accomplishing all of your goals without sacrificing all of your time. Chris shares with us his insights, the greatest lessons he learned and the tricks you can implement today to start reclaiming your hours while building your wealth.

Millions of dollars and stardom doesn’t protect you from the threat of severe debt and even bankruptcy. There are countless stories of celebrity athletes and actors living so far above their means that even their million-dollar contracts don’t suffice. Former Detroit Lions’ NFL player Ryan Broyles has a different story to tell. Learning at a young age the value of money and the importance of planning for the future, he has been living off a fraction of his paycheck for many years – investing in real estate and building a retirement fund that can support his family even when his career ends. A self-taught investor, Broyles is an inspiration as he talks about how frugally he runs his life so he can secure a financial future for his family. Let’s get Charged Up! about how to live more frugally with Broyles as a great example.

You may be on your way to financial freedom or still trying to dig yourself out of a pit of debt – whichever your situation you already have the tools you need to make progress. Author of “Good Enough Now,” Jessica Pettitt talks about her own journey through breaking out of debt more than once and how she found a toolkit that allowed her to make a difference in her life without a sudden infusion of money or a change in life circumstances.

He may have been America’s literary genius, but Mark Twain was a lost cause when it came to money. In fact, despite his numerous witty comments and acute observations about life, perhaps Twain’s most valuable is lesson is what not to do when it comes to spending, debt and chasing business schemes without a solid plan. In this episode, author Alan Pell Crawford, whose latest book “How Not to Get Rich: The Financial Misadventures of Mark Twain” discusses what we can learn from this literary genius’ financial failures.

Whether you're looking for financial freedom or to overcome debt and credit anxiety, the art of cultivating joy every day is an important tool to think clearly, make wise decisions and stay grounded as you move forward. Chade-Meng Tan has figured out how to make that happen after years of depression, even when his career was skyrocketing and his fame was growing. A computer whiz, Meng found himself leaving his lower-income childhood behind and joining the ranks of the rich tech boomers --- but what didn’t come with his financial success, was a sense of happiness or joy. So, he set about figuring out how to find joy no matter what his situation was and spread the word so we can all live more joyful and worry-free lives and offers his tools to joy in his book "Joy on Demand."  Meng has this inner peace and happiness that you’ll detect immediately as he breaks into spontaneous chuckles…a joy he promises we can also cultivate with a few practices that aren’t difficult and cost nothing.  So, let’s get charged up! about finding joy on demand as we pursue the path to financial freedom!

Dorie Clark is a marketing and business consultant, who has written several books dealing with self-branding and business. Her newest book “Entrepreneurial You” helps you wherever you are on your journey to entrepreneurship, from idea inception to marketing to running a successful business. Dorie really practices what she preaches and turned her own consulting company into a successful brand. Her tips and secrets will be useful to anyone who has to deal with customers and wants to make sure they are always selling their mission.

In light of the personal information of more than 143 million Americans being stolen in the Equifax breach, security expert Mark Nunnikhoven talks about the impact this could have on us and gives advice on what we should do right now to avoid a nightmare down the road. The repercussions of this breach aren’t limited to fraudulent use of your credit card, they can be much worse. By acting immediately, they don’t have to be.

No one knows more than Chris Guillebeau on how to start a side hustle and make it profitable. He has a popular podcast called Side Hustle School and he’s written the book, "Side Hustle: From Idea to Income in 27 Days." It’s a big premise and he promises that by following certain tips, you can create a side hustle that not only feeds perhaps a passion of yours but also actually generates money. So, let's get Charged Up! about learning how to start a side hustle that pays off!

Ann Shoket, author of "The Big Life" and a former editor-in-chief of Seventeen Magazine knows about the dreams people have and the ways many of them are making them come true. Spending years as editor-in-chief of a major magazine that deals with the hopes and dreams of young women, as well as researching the young adults who create the success we all want, Anne has figured out what traits, habits, and skills will give you the greatest advantage to making those dreams come true. Whether you’re looking to climb the career ladder, add more travel and adventure to your life, or venture out on your own as an entrepreneur, Ann’s advice is worth heeding. So, let’s get Charged Up! about Living the Big Life with Ann Shoket.

If financial distress isn't necessarily rooted in unemployment, then what is the reason so many Americans find themselves with poor credit and dwindling bank accounts? Rachel Schneider decided to do a field study throughout the US to find out what is plaguing most people when it comes to financial distress and how families can cope with financial uncertainty. Rachel Schneider and her co-author Jonathan Morduch spent a year following the lives of 235 low and middle-income families. What they document in their book: The Financial Diaries: How American Families Cope in a World of Uncertainty, challenges popular assumptions about how Americans earn, spend, borrow, and save―and they identify the true causes of distress and inequality for many working Americans. Whether you’re in this situation, know someone in this situation or just curious about how financial distress really affects people, Rachel’s insights are enlightening and can perhaps stir our creativity to come up with some amazing solutions – which are happening in the financial technology space now. So, let’s get Charged Up! about delving in to the financial diaries of Americans!

Travel guru and credit card points pro Tessa Juliette joins us with some of her favorite tips on using your cards wisely to score awesome trips around the world for free. What started out as a one-time gig, when she and her husband strategized to take a honeymoon around the world for almost two months on points, has now become a full-time job as she shares her favorite tips, travel recommendations, and card strategies on her website travelwheretonext.com. So if you wondered how to start making your cards pay you more than the rewards you’re currently getting, sit back and get Charged Up! about mastering the credit card rewards game.

While credit cards are making more transactions cashless, they can also give you access to the ultimate cashless experience: cryptocurrencies. In this episode, entrepreneur and founder of the popular website Influencive, Brian Evans gives us insight on everything you need to know about this hot asset class. From how to pick a currency to figuring out how to buy one to securing your purchase, we'll uncover the ins and outs of cryptocurrencies. Let's get charged up! about learning how to get into the cryptocurrency game!

Harvard Professor, excutive coach and brain guru Dr. Srini Pillay teaches us how to train our unconscious brain to do what our conscious brain wants. Whether you’re looking to get out of debt, build wealth or develop that next great business idea, a big part of the project is getting your brain on board so you’ll stop just making plans and start following through. Citing studies and offering real tools to change your brain, Dr. helps you develop ways to achieve the lifestyle you’ve been craving. Let’s get Charged Up! about mastering the mind-money connection!

Author, journalist, and mother Lisen Stromberg gives hope to parents who take a career pause to take care of kids that their careers don't need to die while they fulfill these new responsibilities. In her book, "Work, Pause, Thrive," Stromberg debunks the myth that successful women never take a career pause and instead offers their strategies for staying relevant in the workforce, even if they leave for a period of time. With tips on how to calculate the cost of leaving your job to finding a career at a company that supports parents, Stromberg encourages parents to fulfill their family goals while still keeping their professional goals front of mind. So, let's get Charged Up! about learning how to survive the parenthood pause.

All your questions about investing in gold answered by precious metals trading professional and Chairman of precious metals provider Neptune Global Holdings, Chris Blasi. In this episode, we talk about gold and other precious metals as an option for a diversified portfolio, how you should view them as an investment, and where to buy them and store them. For many, gold is a hedge against a stock market crash, for others it's a tangible investment they can have in the event of an emergency. For others, it's the only kind of 'safe' investment they would consider. So, let's get Charged Up! about learning how to strike gold!