Investing Insights with Right Property Group

With so much information making waves in Australia’s media landscape, Right Property Group’s Victor Kumar and Steve Waters have reiterated the importance of property investors going back to basics. On this episode of Investing Insights with Right Property Group, Phil Tarrant is joined by Steve and Victor to explain how the fundamentals of buying property remain the same despite changing market conditions. The trio discuss the difference between information versus knowledge, why panic buying never pays off and the three worst traits an investor can possess when looking to expand their portfolio.

A comprehensive property investment strategy should always involve thorough planning from a finance perspective. In this episode our hosts Victor Kumar & Steve Waters from Right Property Group are joined by a special guest, Sze Chuah from MLS Finance. Sze is one of the top 30 brokers in Australia and an active property investor with over 25 investment properties under his belt. Tune in to hear them unpack: - How lockdown 2.0 has impacted the economy and market tempo - All aspects of the recent finance changes - Ways to increase your borrowing capacity - The importance of structing your loans and deciding who should be on title vs on the loan You will hear all of this and much, much more in this episode of Investing Insights! You even have the opportunity to speak with Sze to review your current finance structure to ensure you are on the best products available. Did you like this episode? Show your support by rating us on iTunes (Investing Insights) and by liking and following Right Property Group & MLS Finance on social media: Facebook, Instagram, and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email questions@rightpropertygroup.com.au for more.

The Right Property Group directors are back for the second instalment of “Design your decade”, this time focusing on years five through 10 of one’s property investment journey. Steve Waters and Victor Kumar join host Phil Tarrant in this episode of Investing Insights with Right Property Group to outline the fundamental shifts that occur in the second half of the decade, and the notion of a static 10-year plan and a rolling 10-year plan running in parallel. Victor, Steve and Phil talk about the importance of consistently reviewing one’s portfolio, the major milestone that should occur around the 10-year mark, and the dangers of chasing the latest strategic fads.

Most property investors lack an overall strategy. The most common misconception is that you should buy as much property as you can and it will eventually work out.  Victor Kumar & Steve Waters from Right Property Group strongly advocate that creating a balanced portfolio, combining both growth and cash flow is GOLD. It's imperative that you balance both ends of the equation to get to the result and don't become impatient. They will take a deep dive into ensuring you don't confuse action with results. Action needs to be deliberate and sometimes the best action to take is no action: waiting it out, letting your portfolio consolidate, and letting the cash flow settle down to get through the initial flurry of expenditure will allow you to look at the impact on the portfolio, the impact on your borrowing capacity and ensuring that this step is getting you closer to the end goal. Did you like this episode? Show your support by rating us on iTunes (Investing Insights) and by liking and following Right Property Group on social media: Facebook, Instagram, and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email questions@rightpropertygroup.com.au for more.

The best investors are those that have strategies in place to withstand and succeed in any given situation, whether that be changing personal circumstances or a broader economic crisis triggered by a global pandemic. Tune in to this episode of Investing Insights with Right Property Group to hear Phil Tarrant, Steve Waters and Victor Kumar deep dive into the critical questions for investors to consider when approaching the first five years of designing their decade. They reveal how to figure out your cash-flow tolerances, what separates a successful investor from a punter, how to plan for a crisis that hasn’t happened yet, and details about a special offer for listeners to the podcast.

Special guest, Bradley Beer, CEO of the largest and most trusted quantity surveying firm in the country, BMT Tax Depreciation, joins hosts Steve Waters & Victor Kumar from Right Property Group to share his unique insights into property investing and depreciation as well as shares some insights into his own investment adventures. In this episode Steve, Victor & Brad examine different options available to ensure you claim the maximum deductions for your investment property and reveal some of the biggest misconceptions around depreciation, proving that whether your property is old or new, you don't always have to spend money before you can claim it.  Having completed over 700,000 depreciation reports across the country and just last year assisting clients to claim approx $8,000 of deductions - in the first year on average, this episode will arm you with some hardcore facts to assist you in getting the most out of your investments as we head into tax time. Did you like this episode? Show your support by rating us on iTunes (Investing Insights) and by liking and following Right Property Group and BMT Tax Depreciation on social media: Facebook, Instagram and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email questions@rightpropertygroup.com.au for more.

While social distancing regulations have begun to ease and the property market is showing glimpses of recovery, Right Property Group's Victor Kumar and Steve Waters maintain that COVID-19 has prompted a monumental shift in the way that people approach property investment. Phil Tarrant is joined by Steve and Victor on this episode of Investing Insights with Right Property Group to explain how the global pandemic has exposed the vulnerabilities of some investors and share some practical tips for building portfolio resilience. Tune in to hear them unpack the notion of "zombie investors", the potential implications of stamp duty changes, and how to determine a sufficient investment buffer.

It has taken a global pandemic to force a lot of Australian's to find the time to take a proper look at their spending and exposure. On the bright side, the actions you take now to arrest your cash flow will have a positive impact on your portfolio over the next decade. In this episode of Investing Insights with Right Property Group, hosts Steve Waters and Victor Kumar share their key tips to creating options within your portfolio. They touch on the strategies you can employ such as: adding a secondary income, renovating to draw equity, essentially finding someway to be liquid, and start correcting your cash flow position. It's a perfect time for a reality check and it is important that you don't confuse action for results. It might be time to slow down or hasten the pace if you are falling behind in terms of opportunity cost, there needs to be an endpoint where you retire the debt. Always make sure you are aiming towards your end goal because planning and modeling can be very assumptive and you can't model a virus into the equation.

Right Property Group's Victor Kumar and Steve Waters count themselves among the handful of property strategists that are able to apply their lived experience of navigating the global financial crisis (GFC) to the current pandemic-driven market. On this episode of Investing Insights with Right Property Group, they join Phil Tarrant to reveal the origin story of how their partnership was formed, compare the current global virus crisis to the GFC, and explain the notion of "protecting your deposit". They unpack the best types of properties to purchase in the current market, how the internet has democratised the property investment landscape, and why an investor might still choose to use a buyer's agent.

With the COVID-19 pandemic triggering a global financial crisis, investors’ circumstances are shifting dramatically, leaving those who were ill-prepared for market disruption in very uncertain territory. On this episode of Investing Insights with Right Property Group, hosts Phil Tarrant, Steve Waters and Victor Kumar delve into the importance of strong fundamentals irrespective of market conditions, how investing through the GFC equipped them with the experience to navigate this situation, and why investors need to be wary about the media they consume. Victor and Steve share their thoughts on how to approach entering the market right now, whether investors should be taking advantage of the banks’ moratorium on mortgages, and how to go about negotiating rates with your lender.

In this episode of Investing Insights with Right Property Group, hosts Steve Waters and Victor Kumar provide insights into how you can combat some of the common mistakes investors make. They discuss your relationship with debt, the importance of cash flow management and encourage you to think differently by challenging the paradigms of investing. Steve and Victor explain how to avoid “clueless investing” and stress that you don’t get caught up thinking that the sun will always shine, now is the time to prepare for the worst and aim for the best whilst putting mitigation in place and mapping out your strategy for retiring debt.

This episode of Investing Insights with Right Property Group delves into the five key questions a property investor should ask themselves when triggered to change to their investment strategy - or start a new one. Hosts Steve Waters, Victor Kumar and Phil Tarrant address the common question of how many properties one needs, emphasise the importance of building a strong support team, and explain why you should surround yourself with like-minded peers. They further outline the difference between strategies and tactics, share their personal experiences of entering the workforce for the first time, and reflect on how an investor can be sure they have the right mindset to invest in property.

The start of a new decade is the ideal time to establish and refine investment strategies to prepare for inevitable changes in the market. In this episode of Investing Insights with Right Property Group, hosts Phil Tarrant, Steve Waters and Victor Kumar break down how investors should approach this task according to where they’re at in their property journey. Phil, Victor and Steve predict what the Australian property market will look like in ten years’ time, explain why new technology can be both advantageous and problematic for investors, and share the details of a special goal-setting offer for listeners to the podcast.

Even in the appealing investment market of today, an investor who doesn’t have a well thought out plan can still get hurt. In this episode of Investing Insights with Right Property Group, hosts Steve Waters and Victor Kumar explain why you need to invest with a view of how future markets could impact your plan. They explain why your portfolio should be constructed as a “portfolio” rather than individual properties, and delve into “borderless investing” and how this can lead to true diversification. Steve and Victor explain the important difference between data and on the ground research of an area, reveal why you need to focus on paying down your debt, and share their investment horror stories – one of which involves Steve, a machete, and an angry neighbour.

With two decades and about 20 market cycles’ worth of investment experience between them, Steve Waters and Victor Kumar sit down with Phil Tarrant to share the lessons they’ve learned first-hand. On this episode of Investing Insights with Right Property Group, the hosts cover all aspects of the investment process from sophisticated cash-flow management, to maintaining a good relationship with debt, to the power of pivoting according to market cycles. They further discuss the common pitfalls for unsuccessful investors, including the dangers of speculation, paralysis analysis, and the potential for greed and ego to get in the way of effective strategising.